NYSE$EQBK

Equity Bancshares Inc · Q3 2023 earnings

Q3 2023 earnings · · Investor relations

Briefing

Reported net income of $12.3 million and $0.80 earnings per diluted share.

Equity Bancshares reported a net income of $12.3 million, with earnings per diluted share at $0.80 for the quarter ended September 30, 2023. The company experienced growth in net interest margin and net interest income, driven by its core deposit base. Strong tangible and regulatory capital ratios and positive credit quality trends were maintained.

  • Net Interest Margin grew by 13 basis points, and Net Interest Income grew by $1.6 million.
  • Pre-tax, pre-provision net income for the quarter was $15.5 million, up $2.3 million linked quarter.
  • The Company's Board authorized a 20% increase in quarterly dividend to $0.12 per share, and authorized the repurchase of up to 1 million shares.
  • Classified loans as a percentage of total risk-based capital at Equity Bank were 6.3%, down from 7.9% as of June 30, 2023.

Headline financials

Total Revenue

$49.7M

Previous: $50.9M-2.3%
EPS (adj)

$0.80

Previous: $0.93-14.0%
Net Interest Margin

3.5%

Previous: 3.6%-3.0%
Capital Expenditures

-$12.1M

Previous: -$1.2M-912.6%
Free Cash Flow

$200K

Previous: $14M-98.6%
Net Income

$12.3M

Previous: $15.2M-18.7%
Operating Income

$13.4M

Previous: $32.6M-58.7%
Gross Profit

$48.5M

Previous: $50.8M-4.5%
Cash & Equivalents

$183M

Previous: $155M+18.3%
Total Assets

$4.95B

Previous: $5B-1.1%
Stock-Based Comp

$571K

Previous: $888K-35.7%

Revenue & EPS history

Equity Bancshares · Revenue · Quarterly

$49.7M

Q3 2023-2.3%vs Q3 2022
Beat estimate in 5 of 15 quarters(33%)
ActualEstimate

Revenue by segment

Equity Bancshares · $5.74M total across 3 segments · Q3 2021

  • Debit Card Income
    $2.57M
  • Service Charges
    $2.36M
  • Mortgage Banking
    $801K

Forward guidance

The press release does not contain forward guidance. Therefore, this section is left empty.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2023

Historical avgQ3 2023

+0.7%

Avg return

Earnings day

+0.2%

Avg return

5 days after

+2.9%

Avg return

30 days after

52%

25 / 48 earnings

Positive

+14.3%

Q3 2020

Best reaction

-17.1%

Q1 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.7%-2.1%-5.4%
Q4 2025-0.8%-6.9%-5.2%
Q3 2025-1.9%-3.4%-0.6%
Q2 2025-0.4%+1.2%+5.0%
Q1 2025+1.3%+2.1%+13.5%
Q4 2024-0.9%+1.1%-1.9%
Q3 2024+5.3%+4.1%+12.6%
Q2 2024+5.8%+3.5%-1.9%
Q1 2024-0.8%+1.2%+7.1%
Q4 2023+0.7%+3.3%-4.3%
Q3 2023-2.5%-4.0%+9.7%
Q2 2023+8.0%+7.0%+4.2%
Q1 2023-4.5%-3.7%-8.3%
Q4 2022-6.9%-10.2%-6.4%
Q3 2022+4.0%+0.9%+9.9%
Q2 2022+4.0%+4.5%+13.9%
Q1 2022+11.6%+8.0%-1.8%
Q4 2021-3.6%-6.6%-7.8%
Q3 2021-3.9%-2.5%+0.3%
Q2 2021+4.1%+2.7%+10.6%
Q1 2021+4.8%+7.8%+11.3%
Q4 2020-1.1%-6.2%+13.0%
Q3 2020+14.3%+18.9%+34.8%
Q2 2020-0.1%+2.2%+7.8%
Q1 2020+4.1%-3.1%-9.4%
Q4 2019+3.0%+2.5%+2.9%
Q3 2019+5.0%+5.6%+6.1%
Q2 2019+4.3%+9.1%+5.3%
Q1 2019-17.1%-15.6%-10.7%
Q4 2018-7.3%-5.3%-1.8%
Q3 2018-2.0%-6.8%+0.2%
Q2 2018-1.6%-5.3%-4.0%
Q1 2018-2.0%-2.5%-1.9%
Q4 2017+0.9%+2.0%+6.2%
Q3 2017-5.0%-4.9%-5.9%
Q2 2017+2.5%+4.2%-1.2%
Q1 2017+1.3%+4.1%-4.8%
Q4 2016+1.8%-4.2%-3.5%
Q3 2016+3.2%+3.4%+16.5%
Q2 2015-1.5%+1.7%+9.0%
Q2 2016-0.4%+0.7%+5.0%
Q1 2015+1.5%
Q1 2016+0.3%
Q3 2015+1.3%
Q4 2013+1.3%
Q4 2015+5.8%
Q3 2014-0.7%
Q4 2014-0.7%
Q2 2014
Q1 2014

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