NYSE$AIZ
Assurant Inc · Q4 2024 earnings
Q4 2024 earnings · · After market close · Investor relations
Briefing
Assurant reported strong Q4 2024 results, with a 10% increase in GAAP net income, driven by solid Global Housing performance and a lower impact from foreign exchange fluctuations. Adjusted EPS grew 5% year-over-year, and revenue increased 5%.
Headline financials
Revenue & EPS history
Assurant · Revenue · Quarterly
$2.99B
Revenue by segment
Assurant · $2.26B total across 2 segments · Q2 2020
- Global Lifestyle$1.77B—78.3%
- Global Housing$489M—21.7%
Forward guidance
Assurant expects modest growth in Adjusted EBITDA and EPS in 2025, with strong performance from Connected Living and Global Automotive, but a modest decline in Global Housing EBITDA due to prior-year favorable development.
Tailwinds
- Expected growth in Connected Living and Global Automotive revenue.
- Continued investment in product innovation and new client programs.
- Strong liquidity position for strategic capital allocation.
- Cost efficiency initiatives to support long-term profitability.
- High-single-digit growth expected in Adjusted EPS excluding prior-year development.
Headwinds
- Global Housing Adjusted EBITDA expected to decline modestly.
- Potential impact from macroeconomic factors such as tariffs and inflation.
- Higher reinsurance costs affecting margins in the housing segment.
- Continued depreciation and amortization expenses affecting profitability.
- Foreign exchange fluctuations may impact financial results.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2024
+0.8%
Avg return
Earnings day
+1.7%
Avg return
5 days after
+2.1%
Avg return
30 days after
50%
36 / 72 earnings
Positive
+14.0%
Q2 2020
Best reaction
-13.1%
Q4 2015
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.9% | +1.2% | +8.5% | |
| Q4 2025 | -8.6% | -8.0% | -7.6% | |
| Q3 2025 | +1.7% | +5.4% | +3.9% | |
| Q2 2025 | +11.3% | +8.9% | +11.8% | |
| Q1 2025 | -0.4% | +2.1% | +2.9% | |
| Q4 2024 | -2.6% | -4.6% | -0.8% | |
| Q3 2024 | +7.9% | +9.5% | +17.9% | |
| Q1 2024 | -2.2% | -2.2% | -4.4% | |
| Q4 2023 | +4.1% | +3.6% | +6.2% | |
| Q3 2023 | +13.7% | +11.7% | +14.7% | |
| Q2 2023 | +6.1% | +5.4% | +3.6% | |
| Q1 2023 | +7.3% | +6.4% | -1.7% | |
| Q4 2022 | -1.3% | +0.2% | -10.0% | |
| Q3 2022 | -3.6% | -10.8% | -5.8% | |
| Q2 2022 | -11.7% | -11.1% | -8.4% | |
| Q1 2022 | +3.3% | +4.3% | -0.5% | |
| Q4 2021 | +9.0% | +6.0% | +10.9% | |
| Q3 2021 | +2.5% | +0.7% | -5.3% | |
| Q2 2021 | -1.0% | +1.8% | +8.5% | |
| Q1 2021 | +1.0% | +1.9% | +2.8% | |
| Q4 2020 | -5.2% | +1.9% | +8.6% | |
| Q3 2020 | +1.6% | +2.2% | +5.8% | |
| Q2 2020 | +14.0% | +13.9% | +13.7% | |
| Q1 2020 | -2.1% | -1.2% | +10.4% | |
| Q4 2019 | -0.3% | +3.9% | -29.5% | |
| Q3 2019 | +0.7% | +2.7% | +3.0% | |
| Q2 2019 | +9.0% | +10.8% | +14.5% | |
| Q1 2019 | +1.7% | +2.8% | +10.0% | |
| Q4 2018 | +0.4% | +0.7% | +0.7% | |
| Q3 2018 | +5.6% | +8.1% | -4.9% | |
| Q2 2018 | +1.6% | +0.2% | -2.5% | |
| Q1 2018 | -1.9% | -3.5% | +4.9% | |
| Q4 2017 | -0.5% | -0.2% | +2.6% | |
| Q3 2017 | -1.0% | -2.1% | -1.4% | |
| Q2 2017 | -1.4% | -0.3% | -10.1% | |
| Q1 2017 | +7.5% | +6.9% | +3.0% | |
| Q4 2016 | -7.1% | -4.6% | +2.6% | |
| Q3 2016 | -1.2% | -3.5% | +4.0% | |
| Q2 2016 | -4.4% | -5.2% | +0.0% | |
| Q1 2016 | +8.0% | — | — | |
| Q4 2015 | -13.1% | — | — | |
| Q3 2015 | -0.8% | — | — | |
| Q2 2015 | +2.0% | — | — | |
| Q1 2015 | +3.3% | — | — | |
| Q4 2014 | -7.3% | — | — | |
| Q3 2014 | +1.4% | — | — | |
| Q2 2014 | +0.0% | — | — | |
| Q1 2014 | +1.2% | — | — | |
| Q4 2013 | -0.7% | — | — | |
| Q3 2013 | -3.6% | — | — | |
| Q2 2013 | -0.8% | — | — | |
| Q1 2013 | -1.4% | — | — | |
| Q4 2012 | -0.5% | — | — | |
| Q3 2012 | -1.6% | — | — | |
| Q2 2012 | +5.2% | — | — | |
| Q1 2012 | -0.4% | — | — | |
| Q4 2011 | -1.4% | — | — | |
| Q3 2011 | +4.2% | — | — | |
| Q2 2011 | -2.2% | — | — | |
| Q1 2011 | -1.8% | — | — | |
| Q4 2010 | -2.9% | — | — | |
| Q3 2010 | +1.9% | — | — | |
| Q2 2010 | +1.2% | — | — | |
| Q1 2009 | -0.9% | — | — | |
| Q1 2010 | +1.6% | — | — | |
| Q4 2007 | -1.4% | — | — | |
| Q4 2009 | -1.4% | — | — | |
| Q3 2009 | +2.1% | — | — | |
| Q3 2008 | +2.1% | — | — | |
| Q2 2009 | +4.2% | — | — | |
| Q2 2008 | +4.2% | — | — | |
| Q4 2008 | +4.2% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro