NYSE$AGM

Federal Agricultural Mortgage Corporation · Q2 2023 earnings

Q2 2023 earnings · · Investor relations

Briefing

Farmer Mac posted record revenue, core earnings, and net effective spread in the second quarter.

Farmer Mac announced its results for the fiscal quarter ended June 30, 2023, reporting record revenue, core earnings, and net effective spread. The company provided $1.6 billion in liquidity and lending capacity and added $0.6 billion of new business volume. The capital base remains strong.

  • Provided $1.6 billion in liquidity and lending capacity to lenders serving rural America
  • Added $0.6 billion of new business volume in the form of servicing rights on a pool of loans serviced for others acquired during the quarter
  • Net interest income grew 23% year-over-year to $78.7 million
  • Net effective spread increased 34% from the prior-year period to a record $81.8 million

Headline financials

Total Revenue

$84.5M

Previous: $76.7M+10.2%
EPS (adj)

$3.86

Previous: $2.83+36.4%
Net Interest Income (GAAP)

$78.7M

Previous: $69.4M+13.4%
Core Earnings

$42.2M

Previous: $30.7M+37.3%
Net Effective Spread (Non-GAAP)

$81.8M

Previous: $60.9M+34.3%
Free Cash Flow

$47.2M

Previous: $45.9M+2.9%
Net Income

$47.2M

Previous: $45.9M+2.9%
Operating Income

$74M

Previous: $68.1M+8.7%
Gross Profit

$82.7M

Previous: $75.1M+10.0%
Cash & Equivalents

$874M

Previous: $909M-3.9%
Total Assets

$27.7B

Previous: $25.9B+6.7%
Stock-Based Comp

$1.22M

Previous: $862K+41.9%

Revenue & EPS history

Farmer Mac · Revenue · Quarterly

$84.5M

Q2 2023+10.2%vs Q2 2022
Beat estimate in 11 of 15 quarters(73%)
ActualEstimate

Forward guidance

Management's expectations for Farmer Mac's future necessarily involve assumptions and estimates and the evaluation of risks and uncertainties.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2023

Historical avgQ2 2023

+0.5%

Avg return

Earnings day

+1.8%

Avg return

5 days after

+1.5%

Avg return

30 days after

58%

38 / 65 earnings

Positive

+13.9%

Q3 2016

Best reaction

-14.5%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.6%+6.4%+6.9%
Q4 2025-14.5%-8.0%-19.4%
Q3 2025+4.6%+3.7%+11.3%
Q1 2025+4.6%+10.4%+8.4%
Q4 2024+6.3%+3.7%-2.1%
Q3 2024+5.0%+12.7%+17.2%
Q2 2024-9.5%-10.3%-3.2%
Q1 2024-10.8%-7.6%-9.5%
Q4 2023-5.0%-5.9%+1.6%
Q3 2023-3.8%-2.9%+2.5%
Q2 2023+4.7%+8.1%-0.3%
Q1 2023-4.9%-1.0%+15.7%
Q4 2022+4.2%+7.0%-7.5%
Q3 2022+1.7%+5.4%+3.0%
Q2 2022+2.2%+6.2%-1.4%
Q1 2022-3.8%-5.5%-4.3%
Q4 2021-5.8%-4.8%-10.5%
Q3 2021-3.7%-1.6%-6.8%
Q2 2021+3.6%+4.4%+6.7%
Q1 2021-5.6%-7.5%-7.5%
Q4 2020+1.3%+4.2%+18.9%
Q3 2020+9.3%+4.5%+16.7%
Q2 2020+8.7%+11.1%+7.3%
Q1 2020-9.3%-8.4%+10.7%
Q4 2019+4.9%+5.1%-20.8%
Q3 2019-4.7%-6.2%-5.5%
Q2 2019+1.3%-2.5%+6.6%
Q1 2019+4.4%+1.4%-11.6%
Q4 2018+10.7%+13.1%-5.3%
Q3 2018+0.5%-0.3%-16.0%
Q2 2018-12.5%-17.2%-15.8%
Q1 2018-0.7%+0.6%+3.0%
Q4 2017+3.9%+4.9%+5.4%
Q3 2017-0.7%+4.1%+5.2%
Q2 2017-2.1%-0.1%-4.4%
Q1 2017+12.1%+11.8%+18.4%
Q4 2016+10.0%+10.1%-0.7%
Q3 2016+13.9%+18.8%+38.5%
Q2 2016+4.5%+2.7%+5.7%
Q1 2016-8.1%
Q4 2015+11.2%
Q3 2015+0.7%
Q2 2015+0.5%
Q1 2015+1.9%
Q4 2014-11.3%
Q3 2014-3.6%
Q2 2014+12.5%
Q1 2014-12.4%
Q4 2013+0.7%
Q3 2013+0.5%
Q2 2013+7.1%
Q1 2013-1.4%
Q2 2012-0.8%
Q4 2012-0.8%
Q3 2012+2.9%
Q4 2011+2.9%
Q1 2011+2.9%
Q1 2012+2.9%
Q4 2009+3.9%
Q2 2011+3.9%
Q3 2011-7.4%
Q3 2010-7.4%
Q2 2010+7.4%
Q4 2010+7.4%
Q1 2010-8.6%

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