NYSE$AGM

Federal Agricultural Mortgage Corporation · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

Farmer Mac's financial performance was strong, marked by record core earnings and a high net effective spread.

Farmer Mac reported a strong second quarter with record core earnings, driven by an all-time high net effective spread and continued volume demand. The company also maintained strong credit quality and executed on key strategic initiatives.

  • Added $1.5 billion of gross business volume, resulting in net growth of $334.6 million.
  • Net interest income grew $6.8 million year-over-year to $55.1 million.
  • Net effective spread increased 22% from the prior-year period to $56.6 million.
  • Core earnings grew 14% from the prior-year period to $30.0 million.

Headline financials

Total Revenue

$55.7M

Previous: $59.6M-6.6%
EPS (adj)

$2.77

Previous: $2.45+13.1%
Net Interest Income (GAAP)

$55.1M

Previous: $48.3M+14.1%
Core Earnings

$30M

Previous: $26.3M+14.1%
Net Effective Spread (Non-GAAP)

$56.6M

Previous: $46.5M+21.7%
Free Cash Flow

$31.3M

Previous: $35.6M-12.2%
Net Income

$31.3M

Previous: $35.6M-12.2%
Operating Income

$48.7M

Previous: $51.7M-5.7%
Gross Profit

$54.6M

Previous: $55.7M-2.0%
Cash & Equivalents

$828M

Previous: $828M+0.1%
Total Assets

$24.2B

Previous: $23.9B+1.0%
Stock-Based Comp

$892K

Previous: $719K+24.1%

Revenue & EPS history

Farmer Mac · Revenue · Quarterly

$55.7M

Q2 2021-6.6%vs Q2 2020
Beat estimate in 6 of 16 quarters(38%)
ActualEstimate

Forward guidance

Farmer Mac expects positive trends from the first half of the year to continue, building on established momentum to create greater value for customers, communities, and shareholders. While the Delta variant introduces near-term uncertainty, Farmer Mac is confident that its infrastructure, capital position, and customer commitment will support navigation of the ongoing pandemic.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2021

Historical avgQ2 2021

+0.5%

Avg return

Earnings day

+1.8%

Avg return

5 days after

+1.5%

Avg return

30 days after

58%

38 / 65 earnings

Positive

+13.9%

Q3 2016

Best reaction

-14.5%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.6%+6.4%+6.9%
Q4 2025-14.5%-8.0%-19.4%
Q3 2025+4.6%+3.7%+11.3%
Q1 2025+4.6%+10.4%+8.4%
Q4 2024+6.3%+3.7%-2.1%
Q3 2024+5.0%+12.7%+17.2%
Q2 2024-9.5%-10.3%-3.2%
Q1 2024-10.8%-7.6%-9.5%
Q4 2023-5.0%-5.9%+1.6%
Q3 2023-3.8%-2.9%+2.5%
Q2 2023+4.7%+8.1%-0.3%
Q1 2023-4.9%-1.0%+15.7%
Q4 2022+4.2%+7.0%-7.5%
Q3 2022+1.7%+5.4%+3.0%
Q2 2022+2.2%+6.2%-1.4%
Q1 2022-3.8%-5.5%-4.3%
Q4 2021-5.8%-4.8%-10.5%
Q3 2021-3.7%-1.6%-6.8%
Q2 2021+3.6%+4.4%+6.7%
Q1 2021-5.6%-7.5%-7.5%
Q4 2020+1.3%+4.2%+18.9%
Q3 2020+9.3%+4.5%+16.7%
Q2 2020+8.7%+11.1%+7.3%
Q1 2020-9.3%-8.4%+10.7%
Q4 2019+4.9%+5.1%-20.8%
Q3 2019-4.7%-6.2%-5.5%
Q2 2019+1.3%-2.5%+6.6%
Q1 2019+4.4%+1.4%-11.6%
Q4 2018+10.7%+13.1%-5.3%
Q3 2018+0.5%-0.3%-16.0%
Q2 2018-12.5%-17.2%-15.8%
Q1 2018-0.7%+0.6%+3.0%
Q4 2017+3.9%+4.9%+5.4%
Q3 2017-0.7%+4.1%+5.2%
Q2 2017-2.1%-0.1%-4.4%
Q1 2017+12.1%+11.8%+18.4%
Q4 2016+10.0%+10.1%-0.7%
Q3 2016+13.9%+18.8%+38.5%
Q2 2016+4.5%+2.7%+5.7%
Q1 2016-8.1%
Q4 2015+11.2%
Q3 2015+0.7%
Q2 2015+0.5%
Q1 2015+1.9%
Q4 2014-11.3%
Q3 2014-3.6%
Q2 2014+12.5%
Q1 2014-12.4%
Q4 2013+0.7%
Q3 2013+0.5%
Q2 2013+7.1%
Q1 2013-1.4%
Q2 2012-0.8%
Q4 2012-0.8%
Q3 2012+2.9%
Q4 2011+2.9%
Q1 2011+2.9%
Q1 2012+2.9%
Q4 2009+3.9%
Q2 2011+3.9%
Q3 2011-7.4%
Q3 2010-7.4%
Q2 2010+7.4%
Q4 2010+7.4%
Q1 2010-8.6%

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