NASDAQ$SOFI

SoFi Technologies Inc · Q1 2026 earnings

Q1 2026 earnings · · Before market open · Investor relations

Briefing

SoFi Technologies Inc Q1 fiscal 2026: $129.5M revenue, $166.7M net income

SoFi Technologies Inc reported revenue of $129.5M, net income of $166.7M, diluted EPS of $0.12 for Q1 fiscal 2026. (SEC accession 0001818874-26-000037)

  • Revenue: $129.5M
  • Net income: $166.7M
  • Diluted EPS: $0.12
  • Operating income: $199.6M

Headline financials

Total Revenue

$1.1B

Previous: $772M+42.6%
EPS (adj)

$0.12

Previous: $0.06+100.0%
Net Income

$167M

Previous: $71.1M+134.4%
Operating Income

-$82.8M

Previous: $79.8M-203.8%

Revenue & EPS history

SoFi · Revenue · Quarterly

$1.1B

Q1 2026+42.6%vs Q1 2025
Beat estimate in 14 of 15 quarters(93%)
ActualEstimate

Revenue by segment

SoFi · $557M total across 3 segments · Q3 2023

  • Lending
    $349M+15.7%
  • Financial Services
    $118M+141.6%
  • Technology Platform
    $89.9M+6.1%

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+0.3%

Avg return

Earnings day

-2.3%

Avg return

5 days after

-4.3%

Avg return

30 days after

54%

13 / 24 earnings

Positive

+29.4%

Q2 2022

Best reaction

-21.3%

Q1 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.4%-11.8%
Q4 2025-2.1%-14.8%-27.1%
Q3 2025+3.7%-1.1%-5.0%
Q1 2025+0.5%-3.8%-0.2%
Q4 2024-10.3%-11.9%-19.3%
Q3 2024+0.3%-1.3%+44.1%
Q2 2024+2.9%-9.3%+9.5%
Q1 2024-13.9%-11.6%-13.0%
Q4 2023+10.2%+3.4%+16.3%
Q3 2023+9.9%+16.6%+7.0%
Q2 2023+8.4%-0.5%-8.5%
Q1 2023-21.3%-17.2%+11.4%
Q4 2022+16.7%+25.6%+8.4%
Q3 2022-5.9%-4.8%-12.9%
Q2 2022+29.4%+25.2%-8.0%
Q1 2022-8.0%+13.1%+2.3%
Q4 2019+1.1%-12.7%-17.5%
Q4 2021+1.1%-12.7%-17.5%
Q3 2020-4.8%-10.5%-33.4%
Q3 2021+3.7%+3.5%-32.2%
Q2 2020-8.3%-6.3%+3.1%
Q2 2021-11.3%-18.6%-9.5%
Q1 2021+7.5%+7.3%+14.0%
Q4 2020-1.7%-1.0%-11.5%
Q1 2020

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