NASDAQ$REFI

Chicago Atlantic Real Estate Finance Inc · Q4 2023 earnings

Q4 2023 earnings · · Investor relations

Briefing

Announced results for the fourth quarter and year ended December 31, 2023.

Chicago Atlantic announced its Q4 2023 financial results, highlighting improved regulatory landscape and new investment opportunities. The company also extended its credit facility until June 2026 and promoted Peter Sack to Co-Chief Executive Officer and Phil Silverman to Chief Financial Officer.

  • The regulatory landscape has improved, leading to new investment opportunities.
  • Debt maturities among larger cannabis operators are beginning to occur.
  • Gross loan originations increased, and the weighted average yield to maturity rose to 19.4%.
  • The credit facility was extended until June 2026, with an increase in the accordion feature up to $150 million.

Headline financials

Total Revenue

$14.8M

Previous: $14.8M+0.5%
EPS (adj)

$0.53

Previous: $0.57-7.0%
Capital Expenditures

$0.00

No prior period
Net Income

$9.4M

Previous: $7.26M+29.5%
Stock-Based Comp

$537K

Previous: $107K+400.7%

Revenue & EPS history

Chicago Atlantic · Revenue · Quarterly

$14.8M

Q4 2023+0.5%vs Q4 2022
Beat estimate in 7 of 15 quarters(47%)
ActualEstimate

Forward guidance

Chicago Atlantic offered the outlook for full year 2024, which does not include additional adjustments to the Prime rate subsequent to the date hereof or the impact of any unscheduled loan principal repayments.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2023

Historical avgQ4 2023

-0.1%

Avg return

Earnings day

+0.3%

Avg return

5 days after

-0.5%

Avg return

30 days after

32%

6 / 19 earnings

Positive

+11.1%

Q3 2022

Best reaction

-5.6%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-5.1%-7.2%-8.0%
Q4 2025-0.3%+2.7%-5.3%
Q3 2025-2.3%+0.4%-1.1%
Q1 2025+0.4%+2.8%-1.6%
Q4 2024-3.5%-2.2%-15.1%
Q3 2024+1.5%+0.4%+2.8%
Q2 2024-1.4%-2.5%+1.4%
Q1 2024-2.4%-1.4%-1.9%
Q4 2023-1.1%-1.0%-4.4%
Q3 2023+0.5%+0.3%+4.0%
Q2 2023-1.7%-3.4%-1.2%
Q1 2023+3.8%+1.3%+8.4%
Q4 2022-5.6%-8.5%-3.6%
Q3 2021+11.1%+11.5%+13.4%
Q3 2022+11.1%+11.5%+13.4%
Q2 2022-2.8%+0.5%-5.2%
Q1 2022+0.0%-1.6%+4.0%
Q2 2021-3.4%-1.8%-12.2%
Q4 2021-0.2%+3.3%+2.9%

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