NASDAQ$REFI

Chicago Atlantic Real Estate Finance Inc · Q2 2023 earnings

Q2 2023 earnings · · Investor relations

Briefing

Reported results for the second quarter ended June 30, 2023.

Chicago Atlantic announced its Q2 2023 financial results, highlighting a strong capital structure, high demand for capital, and a well-positioned loan portfolio with a high percentage of floating rate loans and attractive yield to maturity. The company intentionally held back on loan originations to remain selective and leverage a new program in New York.

  • Capital structure is among the best in the mortgage REIT sector and the strongest in the cannabis space.
  • There is no shortage of demand for capital from strong credit operators, reflected in the pipeline.
  • The company intentionally held back on loan originations to remain highly selective on new investments.
  • The loan portfolio is well-positioned with 88% floating rate loans, 1.5x real estate collateral coverage, and a 19.2% weighted average yield to maturity.

Headline financials

Total Revenue

$13.7M

Previous: $11.9M+15.3%
EPS (adj)

$0.55

Previous: $0.50+10.0%
Free Cash Flow

$8.64M

Previous: $7.46M+15.8%
Net Income

$8.64M

Previous: $7.46M+15.8%
Operating Income

$3.12M

Previous: $4.88M-36.2%
Gross Profit

$9.42M

Previous: $8.82M+6.8%
Cash & Equivalents

$18M

Previous: $6.62M+172.1%
Total Assets

$331M

Previous: $338M-2.1%
Stock-Based Comp

$264K

Previous: $123K+115.3%

Revenue & EPS history

Chicago Atlantic · Revenue · Quarterly

$13.7M

Q2 2023+15.3%vs Q2 2022
Beat estimate in 7 of 15 quarters(47%)
ActualEstimate

Forward guidance

Chicago Atlantic affirmed its 2023 outlook previously issued on March 9, 2023.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2023

Historical avgQ2 2023

-0.1%

Avg return

Earnings day

+0.3%

Avg return

5 days after

-0.5%

Avg return

30 days after

32%

6 / 19 earnings

Positive

+11.1%

Q3 2022

Best reaction

-5.6%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-5.1%-7.2%-8.0%
Q4 2025-0.3%+2.7%-5.3%
Q3 2025-2.3%+0.4%-1.1%
Q1 2025+0.4%+2.8%-1.6%
Q4 2024-3.5%-2.2%-15.1%
Q3 2024+1.5%+0.4%+2.8%
Q2 2024-1.4%-2.5%+1.4%
Q1 2024-2.4%-1.4%-1.9%
Q4 2023-1.1%-1.0%-4.4%
Q3 2023+0.5%+0.3%+4.0%
Q2 2023-1.7%-3.4%-1.2%
Q1 2023+3.8%+1.3%+8.4%
Q4 2022-5.6%-8.5%-3.6%
Q3 2021+11.1%+11.5%+13.4%
Q3 2022+11.1%+11.5%+13.4%
Q2 2022-2.8%+0.5%-5.2%
Q1 2022+0.0%-1.6%+4.0%
Q2 2021-3.4%-1.8%-12.2%
Q4 2021-0.2%+3.3%+2.9%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro