NASDAQ$REFI

Chicago Atlantic Real Estate Finance Inc · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

Announced first quarter 2023 financial results, highlighting portfolio performance and strategic focus on high-yielding investments.

Chicago Atlantic reported better-than-anticipated results for Q1 2023, benefiting from principal paydowns and redeployment of proceeds. The company is focusing on higher-yielding investments and funding vertically integrated operators with strong credit profiles. The portfolio is performing well, with a high percentage of floating rate loans and a weighted average yield to maturity above 19%.

  • Portfolio continued to perform well with floating rate loans increasing to 88%.
  • Weighted average yield to maturity remained above 19%.
  • Loan to values are well below the rest of the lenders in the industry.
  • Over $50 million of liquidity available to selectively fund the best operators in the cannabis industry.

Headline financials

Total Revenue

$14.9M

Previous: $9.83M+51.6%
EPS (adj)

$0.62

Previous: $0.45+37.8%
Free Cash Flow

$10.7M

Previous: $7.8M+37.0%
Net Income

$10.7M

Previous: $7.8M+37.0%
Operating Income

$7.28M

Previous: $6.62M+10.0%
Gross Profit

$11.5M

Previous: $8.65M+32.9%
Cash & Equivalents

$4.64M

Previous: $6.08M-23.6%
Total Assets

$323M

Previous: $286M+12.9%
Stock-Based Comp

$138K

Previous: $121K+14.4%

Revenue & EPS history

Chicago Atlantic · Revenue · Quarterly

$14.9M

Q1 2023+51.6%vs Q1 2022
Beat estimate in 7 of 15 quarters(47%)
ActualEstimate

Forward guidance

Chicago Atlantic affirmed its 2023 outlook previously issued on March 9, 2023.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

-0.1%

Avg return

Earnings day

+0.3%

Avg return

5 days after

-0.5%

Avg return

30 days after

32%

6 / 19 earnings

Positive

+11.1%

Q3 2022

Best reaction

-5.6%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-5.1%-7.2%-8.0%
Q4 2025-0.3%+2.7%-5.3%
Q3 2025-2.3%+0.4%-1.1%
Q1 2025+0.4%+2.8%-1.6%
Q4 2024-3.5%-2.2%-15.1%
Q3 2024+1.5%+0.4%+2.8%
Q2 2024-1.4%-2.5%+1.4%
Q1 2024-2.4%-1.4%-1.9%
Q4 2023-1.1%-1.0%-4.4%
Q3 2023+0.5%+0.3%+4.0%
Q2 2023-1.7%-3.4%-1.2%
Q1 2023+3.8%+1.3%+8.4%
Q4 2022-5.6%-8.5%-3.6%
Q3 2021+11.1%+11.5%+13.4%
Q3 2022+11.1%+11.5%+13.4%
Q2 2022-2.8%+0.5%-5.2%
Q1 2022+0.0%-1.6%+4.0%
Q2 2021-3.4%-1.8%-12.2%
Q4 2021-0.2%+3.3%+2.9%

Discussion

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