NASDAQ$REFI

Chicago Atlantic Real Estate Finance Inc · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Announced results for the second quarter ended June 30, 2022.

Chicago Atlantic reported its Q2 2022 financial results, highlighting a strong investment platform and valuable loan portfolio due to their strategy of lending to borrowers in limited-license states with vertically integrated operations. The company is focusing on expanding its credit facility and providing shareholders with an attractive dividend.

  • The cannabis market fundamentals continue to demonstrate the strength of lending to borrowers in limited-license states.
  • Weighted average yields to maturity are approaching 18%.
  • 60% of loans are structured as variable rate, performing well amid rising interest rates.
  • Focusing on expanding the existing credit facility to meet loan demand.

Headline financials

Total Revenue

$11.9M

Previous: $1.14M+941.5%
EPS (adj)

$0.50

Previous: $0.44+13.6%
Free Cash Flow

$7.46M

No prior period
Net Income

$7.46M

Previous: $1.07M+598.5%
Operating Income

$4.88M

No prior period
Gross Profit

$8.82M

No prior period
Cash & Equivalents

$6.62M

Previous: $944K+601.9%
Total Assets

$338M

No prior period
Stock-Based Comp

$123K

No prior period

Revenue & EPS history

Chicago Atlantic · Revenue · Quarterly

$11.9M

Q2 2022+941.5%vs Q2 2021
Beat estimate in 7 of 15 quarters(47%)
ActualEstimate

Forward guidance

Chicago Atlantic expects to report based on the decision to only grow the loan portfolio if capital is available which is accretive to book value. The outlook does not include additional growth in the REIT’s portfolio, potential adjustments to the Prime rate or increased capacity under the secured credit facility.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

-0.1%

Avg return

Earnings day

+0.3%

Avg return

5 days after

-0.5%

Avg return

30 days after

32%

6 / 19 earnings

Positive

+11.1%

Q3 2022

Best reaction

-5.6%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-5.1%-7.2%-8.0%
Q4 2025-0.3%+2.7%-5.3%
Q3 2025-2.3%+0.4%-1.1%
Q1 2025+0.4%+2.8%-1.6%
Q4 2024-3.5%-2.2%-15.1%
Q3 2024+1.5%+0.4%+2.8%
Q2 2024-1.4%-2.5%+1.4%
Q1 2024-2.4%-1.4%-1.9%
Q4 2023-1.1%-1.0%-4.4%
Q3 2023+0.5%+0.3%+4.0%
Q2 2023-1.7%-3.4%-1.2%
Q1 2023+3.8%+1.3%+8.4%
Q4 2022-5.6%-8.5%-3.6%
Q3 2021+11.1%+11.5%+13.4%
Q3 2022+11.1%+11.5%+13.4%
Q2 2022-2.8%+0.5%-5.2%
Q1 2022+0.0%-1.6%+4.0%
Q2 2021-3.4%-1.8%-12.2%
Q4 2021-0.2%+3.3%+2.9%

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