NASDAQ$RBB

Rbb Bancorp · Q4 2023 earnings

Q4 2023 earnings · · Investor relations

Briefing

RBB Bancorp's financial performance for Q4 2023 was reported, featuring net income of $12.1 million, or $0.64 diluted earnings per share.

RBB Bancorp reported a net income of $12.1 million, or $0.64 diluted earnings per share, for the quarter ended December 31, 2023. The results included a $5.0 million Community Development Financial Institution (CDFI) Equitable Recovery Program (ERP) award on a pre-tax basis. Net interest income was $25.7 million for the fourth quarter of 2023, and total assets were $4.03 billion as of December 31, 2023.

  • Net income was reported at $12.1 million, or $0.64 diluted earnings per share, for Q4 2023.
  • Net interest income totaled $25.7 million for the fourth quarter of 2023.
  • A $5.0 million CDFI ERP award was included in the fourth quarter results on a pre-tax basis.
  • Total assets reached $4.03 billion as of December 31, 2023.

Headline financials

Total Revenue

$33.1M

Previous: $41.3M-20.0%
EPS (adj)

$0.45

Previous: $0.92-51.1%
Efficiency Ratio

1.6%

Previous: 31.7%-94.9%
Net Interest Margin

2.7%

No prior period
NPA to Total Assets

0.8%

No prior period
Capital Expenditures

$38K

Previous: $592K-93.6%
Net Income

$12.1M

Previous: $17.6M-31.3%
Gross Profit

$62.2M

Previous: $41.3M+50.8%
Stock-Based Comp

$141K

Previous: $168K-16.1%

Revenue & EPS history

Rbb Bancorp · Revenue · Quarterly

$33.1M

Q4 2023-20%vs Q4 2022
Beat estimate in 8 of 14 quarters(57%)
ActualEstimate

Revenue by segment

Rbb Bancorp · $5.03M total across 1 segment · Q4 2019

  • Commercial & Industrial
    $5.03M-17.5%

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2023

Historical avgQ4 2023

-0.1%

Avg return

Earnings day

-0.3%

Avg return

5 days after

+1.9%

Avg return

30 days after

54%

22 / 41 earnings

Positive

+8.2%

Q4 2021

Best reaction

-9.4%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2026———
Q1 2026+0.9%+3.1%+3.4%
Q4 2025-0.7%-3.8%+3.0%
Q3 2025+7.4%+10.2%+7.8%
Q2 2025-2.1%-1.4%-2.5%
Q1 2025+1.9%+1.2%+4.9%
Q4 2024-1.4%-1.3%-7.0%
Q3 2024-4.8%-7.6%-0.7%
Q2 2024+3.1%+8.1%+0.6%
Q1 2024+2.4%+1.3%+5.7%
Q4 2023+3.2%+3.7%-4.1%
Q3 2023-0.1%-4.5%+30.8%
Q2 2023+6.2%+6.0%+0.3%
Q1 2023-9.3%-11.5%-24.5%
Q4 2022-2.1%-4.1%-3.4%
Q3 2022+4.0%+4.7%+2.8%
Q2 2022+3.1%+4.8%+3.4%
Q1 2022-3.2%-7.6%-10.2%
Q4 2021+8.2%+1.3%-16.7%
Q3 2021+1.2%+0.3%+3.7%
Q2 2021+0.8%+1.4%+6.1%
Q1 2021-0.8%+5.4%+18.6%
Q4 2020-3.4%-7.7%+10.8%
Q3 2020-1.3%+0.9%+23.4%
Q2 2020-1.1%-2.1%-1.6%
Q1 2020-9.4%-13.2%-7.0%
Q4 2019+0.7%-2.1%-8.8%
Q3 2019+1.6%+3.7%+0.5%
Q2 2019-2.5%+2.1%-5.2%
Q1 2019-3.3%-4.0%+0.3%
Q4 2018+0.7%+2.5%+18.6%
Q3 2018-7.8%-10.3%-5.8%
Q2 2018-3.8%-4.3%-10.9%
Q1 2017+1.4%+1.0%+16.6%
Q1 2018+0.6%+0.9%+4.9%
Q4 2015+2.7%+4.6%+5.2%
Q2 2017+2.7%+4.6%+5.2%
Q4 2017+1.9%+0.3%-3.6%
Q3 2016+3.5%+2.8%+12.9%
Q3 2017+1.3%+4.0%+3.1%
Q4 2016-3.6%-2.5%-0.3%
Q2 2016-3.6%-2.6%-1.4%
Q1 2016———
Q3 2015———
Q2 2015———
Q1 2015———
Q4 2014———
Q3 2014———
Q2 2014———
Q1 2014———
Q4 2013———
Q3 2013———
Q2 2013———
Q1 2013———

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