NASDAQ$RBB

Rbb Bancorp · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Reported financial results for the quarter ended June 30, 2022.

RBB Bancorp reported a net income of $15.5 million, or $0.80 diluted earnings per share, for the three months ended June 30, 2022. The company saw increases compared to both the prior quarter and the second quarter of 2021.

  • Net income increased to $15.5 million, or $0.80 diluted earnings per share.
  • Net interest income, before provision for loan losses, increased to $37.1 million.
  • Noninterest income increased to $3.4 million.
  • Nonperforming assets decreased to $14.2 million, or 0.36% of total assets.

Headline financials

Total Revenue

$40.5M

Previous: $34.2M+18.4%
EPS (adj)

$0.80

Previous: $0.67+19.4%
Efficiency Ratio

43.5%

Previous: 42.9%+1.4%
Net Interest Margin

4.1%

No prior period
Return on Avg Assets

1.6%

Previous: 1.4%+15.1%
Capital Expenditures

-$1.22M

Previous: -$895K-35.8%
Free Cash Flow

$14.3M

Previous: $12.5M+14.2%
Net Income

$15.5M

Previous: $13.4M+15.7%
Operating Income

$28.5M

Previous: $20M+42.5%
Gross Profit

$40.5M

Previous: $34.2M+18.4%
Cash & Equivalents

$325M

Previous: $604M-46.2%
Total Assets

$3.97B

Previous: $3.89B+2.0%
Stock-Based Comp

$149K

Previous: $315K-52.7%

Revenue & EPS history

Rbb Bancorp · Revenue · Quarterly

$40.5M

Q2 2022+18.4%vs Q2 2021
Beat estimate in 11 of 16 quarters(69%)
ActualEstimate

Revenue by segment

Rbb Bancorp · $5.03M total across 1 segment · Q4 2019

  • Commercial & Industrial
    $5.03M-17.5%

Forward guidance

RBB Bancorp expects to wind down the Board of Directors investigation in the third quarter.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

-0.1%

Avg return

Earnings day

-0.3%

Avg return

5 days after

+1.9%

Avg return

30 days after

54%

22 / 41 earnings

Positive

+8.2%

Q4 2021

Best reaction

-9.4%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.9%+3.1%+3.4%
Q4 2025-0.7%-3.8%+3.0%
Q3 2025+7.4%+10.2%+7.8%
Q2 2025-2.1%-1.4%-2.5%
Q1 2025+1.9%+1.2%+4.9%
Q4 2024-1.4%-1.3%-7.0%
Q3 2024-4.8%-7.6%-0.7%
Q2 2024+3.1%+8.1%+0.6%
Q1 2024+2.4%+1.3%+5.7%
Q4 2023+3.2%+3.7%-4.1%
Q3 2023-0.1%-4.5%+30.8%
Q2 2023+6.2%+6.0%+0.3%
Q1 2023-9.3%-11.5%-24.5%
Q4 2022-2.1%-4.1%-3.4%
Q3 2022+4.0%+4.7%+2.8%
Q2 2022+3.1%+4.8%+3.4%
Q1 2022-3.2%-7.6%-10.2%
Q4 2021+8.2%+1.3%-16.7%
Q3 2021+1.2%+0.3%+3.7%
Q2 2021+0.8%+1.4%+6.1%
Q1 2021-0.8%+5.4%+18.6%
Q4 2020-3.4%-7.7%+10.8%
Q3 2020-1.3%+0.9%+23.4%
Q2 2020-1.1%-2.1%-1.6%
Q1 2020-9.4%-13.2%-7.0%
Q4 2019+0.7%-2.1%-8.8%
Q3 2019+1.6%+3.7%+0.5%
Q2 2019-2.5%+2.1%-5.2%
Q1 2019-3.3%-4.0%+0.3%
Q4 2018+0.7%+2.5%+18.6%
Q3 2018-7.8%-10.3%-5.8%
Q2 2018-3.8%-4.3%-10.9%
Q1 2017+1.4%+1.0%+16.6%
Q1 2018+0.6%+0.9%+4.9%
Q4 2015+2.7%+4.6%+5.2%
Q2 2017+2.7%+4.6%+5.2%
Q4 2017+1.9%+0.3%-3.6%
Q3 2016+3.5%+2.8%+12.9%
Q3 2017+1.3%+4.0%+3.1%
Q4 2016-3.6%-2.5%-0.3%
Q2 2016-3.6%-2.6%-1.4%
Q1 2016
Q3 2015
Q2 2015
Q1 2015
Q4 2014
Q3 2014
Q2 2014
Q1 2014
Q4 2013
Q3 2013
Q2 2013
Q1 2013

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