NASDAQ$RBB

Rbb Bancorp · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Briefing

Reported record net income and strong growth in noninterest-bearing deposits.

RBB Bancorp reported record net income of $12.5 million, or $0.63 diluted earnings per share, for the quarter ended March 31, 2021. The company benefited from a rapidly improving economy and saw strong growth in noninterest-bearing deposits.

  • Reported record net income of $12.5 million, or $0.63 diluted earnings per share.
  • Net income increased $1.3 million, or 11.7%, from the prior quarter.
  • Net income increased $5.7 million, or 84.6%, from the first quarter of 2020.
  • Non-interest bearing deposits increased by $170.2 million, or 27.6%, from the end of the prior quarter.

Headline financials

Total Revenue

$35.4M

Previous: $28.2M+25.4%
EPS (adj)

$0.63

Previous: $0.33+90.9%
Efficiency Ratio

44.6%

Previous: 57.6%-22.6%
Net Interest Margin

3.7%

Previous: 3.4%+11.3%
Return on Avg Assets

1.5%

Previous: 0.9%+63.3%
NPA to Total Assets

0.6%

No prior period
Capital Expenditures

-$478K

Previous: -$135K-254.1%
Free Cash Flow

$12M

Previous: $6.61M+81.1%
Net Income

$12.5M

Previous: $6.75M+84.6%
Operating Income

$22.2M

Previous: $11.7M+89.1%
Gross Profit

$35.4M

Previous: $28.2M+25.4%
Cash & Equivalents

$420M

Previous: $286M+46.7%
Total Assets

$3.66B

Previous: $3.13B+17.1%
Stock-Based Comp

$287K

Previous: $161K+78.3%

Revenue & EPS history

Rbb Bancorp · Revenue · Quarterly

$35.4M

Q1 2021+25.4%vs Q1 2020
Beat estimate in 10 of 16 quarters(63%)
ActualEstimate

Revenue by segment

Rbb Bancorp · $5.03M total across 1 segment · Q4 2019

  • Commercial & Industrial
    $5.03M-17.5%

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2021

Historical avgQ1 2021

-0.1%

Avg return

Earnings day

-0.3%

Avg return

5 days after

+1.9%

Avg return

30 days after

54%

22 / 41 earnings

Positive

+8.2%

Q4 2021

Best reaction

-9.4%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2026———
Q1 2026+0.9%+3.1%+3.4%
Q4 2025-0.7%-3.8%+3.0%
Q3 2025+7.4%+10.2%+7.8%
Q2 2025-2.1%-1.4%-2.5%
Q1 2025+1.9%+1.2%+4.9%
Q4 2024-1.4%-1.3%-7.0%
Q3 2024-4.8%-7.6%-0.7%
Q2 2024+3.1%+8.1%+0.6%
Q1 2024+2.4%+1.3%+5.7%
Q4 2023+3.2%+3.7%-4.1%
Q3 2023-0.1%-4.5%+30.8%
Q2 2023+6.2%+6.0%+0.3%
Q1 2023-9.3%-11.5%-24.5%
Q4 2022-2.1%-4.1%-3.4%
Q3 2022+4.0%+4.7%+2.8%
Q2 2022+3.1%+4.8%+3.4%
Q1 2022-3.2%-7.6%-10.2%
Q4 2021+8.2%+1.3%-16.7%
Q3 2021+1.2%+0.3%+3.7%
Q2 2021+0.8%+1.4%+6.1%
Q1 2021-0.8%+5.4%+18.6%
Q4 2020-3.4%-7.7%+10.8%
Q3 2020-1.3%+0.9%+23.4%
Q2 2020-1.1%-2.1%-1.6%
Q1 2020-9.4%-13.2%-7.0%
Q4 2019+0.7%-2.1%-8.8%
Q3 2019+1.6%+3.7%+0.5%
Q2 2019-2.5%+2.1%-5.2%
Q1 2019-3.3%-4.0%+0.3%
Q4 2018+0.7%+2.5%+18.6%
Q3 2018-7.8%-10.3%-5.8%
Q2 2018-3.8%-4.3%-10.9%
Q1 2017+1.4%+1.0%+16.6%
Q1 2018+0.6%+0.9%+4.9%
Q4 2015+2.7%+4.6%+5.2%
Q2 2017+2.7%+4.6%+5.2%
Q4 2017+1.9%+0.3%-3.6%
Q3 2016+3.5%+2.8%+12.9%
Q3 2017+1.3%+4.0%+3.1%
Q4 2016-3.6%-2.5%-0.3%
Q2 2016-3.6%-2.6%-1.4%
Q1 2016———
Q3 2015———
Q2 2015———
Q1 2015———
Q4 2014———
Q3 2014———
Q2 2014———
Q1 2014———
Q4 2013———
Q3 2013———
Q2 2013———
Q1 2013———

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