NASDAQ$RBB

Rbb Bancorp · Q3 2020 earnings

Q3 2020 earnings · · Investor relations

Briefing

Reported strong earnings, increased net interest margin, and asset and deposit growth.

RBB Bancorp reported a net income of $8.5 million, or $0.43 diluted earnings per share, for the quarter ended September 30, 2020. The company experienced strong earnings, increasing net interest margin, and asset and deposit growth. The board of directors approved the reinstatement of the stock repurchase program.

  • Net income of $8.5 million, or $0.43 diluted earnings per share
  • Loans held for investment increased by $160.5 million, or 24.6% annualized growth, from the end of the prior quarter
  • Total deposits (excluding brokered deposits) increased by $160.2 million, or 26.2% annualized growth, from the end of the prior quarter
  • Nonperforming assets to total assets of 0.54%, improving 2 basis points from the prior quarter

Headline financials

Total Revenue

$30M

Previous: $26.3M+13.9%
EPS (adj)

$0.43

Previous: $0.40+7.5%
Efficiency Ratio

46.6%

No prior period
Net Interest Margin

3.6%

No prior period
Return on Avg Assets

1.1%

No prior period
Return on Avg Equity

8.1%

No prior period
Capital Expenditures

-$881K

Previous: -$954K+7.7%
Free Cash Flow

$7.64M

Previous: $7.06M+8.2%
Net Income

$8.52M

Previous: $8.01M+6.3%
Operating Income

$14.1M

Previous: $6.83M+106.9%
Gross Profit

$30M

Previous: $26.3M+13.9%
Cash & Equivalents

$179M

Previous: $137M+30.4%
Total Assets

$3.36B

Previous: $2.82B+19.1%
Stock-Based Comp

$166K

Previous: $148K+12.2%

Revenue & EPS history

Rbb Bancorp · Revenue · Quarterly

$30M

Q3 2020+13.9%vs Q3 2019
Beat estimate in 10 of 16 quarters(63%)
ActualEstimate

Revenue by segment

Rbb Bancorp · $5.03M total across 1 segment · Q4 2019

  • Commercial & Industrial
    $5.03M-17.5%

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2020

Historical avgQ3 2020

-0.1%

Avg return

Earnings day

-0.3%

Avg return

5 days after

+1.9%

Avg return

30 days after

54%

22 / 41 earnings

Positive

+8.2%

Q4 2021

Best reaction

-9.4%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.9%+3.1%+3.4%
Q4 2025-0.7%-3.8%+3.0%
Q3 2025+7.4%+10.2%+7.8%
Q2 2025-2.1%-1.4%-2.5%
Q1 2025+1.9%+1.2%+4.9%
Q4 2024-1.4%-1.3%-7.0%
Q3 2024-4.8%-7.6%-0.7%
Q2 2024+3.1%+8.1%+0.6%
Q1 2024+2.4%+1.3%+5.7%
Q4 2023+3.2%+3.7%-4.1%
Q3 2023-0.1%-4.5%+30.8%
Q2 2023+6.2%+6.0%+0.3%
Q1 2023-9.3%-11.5%-24.5%
Q4 2022-2.1%-4.1%-3.4%
Q3 2022+4.0%+4.7%+2.8%
Q2 2022+3.1%+4.8%+3.4%
Q1 2022-3.2%-7.6%-10.2%
Q4 2021+8.2%+1.3%-16.7%
Q3 2021+1.2%+0.3%+3.7%
Q2 2021+0.8%+1.4%+6.1%
Q1 2021-0.8%+5.4%+18.6%
Q4 2020-3.4%-7.7%+10.8%
Q3 2020-1.3%+0.9%+23.4%
Q2 2020-1.1%-2.1%-1.6%
Q1 2020-9.4%-13.2%-7.0%
Q4 2019+0.7%-2.1%-8.8%
Q3 2019+1.6%+3.7%+0.5%
Q2 2019-2.5%+2.1%-5.2%
Q1 2019-3.3%-4.0%+0.3%
Q4 2018+0.7%+2.5%+18.6%
Q3 2018-7.8%-10.3%-5.8%
Q2 2018-3.8%-4.3%-10.9%
Q1 2017+1.4%+1.0%+16.6%
Q1 2018+0.6%+0.9%+4.9%
Q4 2015+2.7%+4.6%+5.2%
Q2 2017+2.7%+4.6%+5.2%
Q4 2017+1.9%+0.3%-3.6%
Q3 2016+3.5%+2.8%+12.9%
Q3 2017+1.3%+4.0%+3.1%
Q4 2016-3.6%-2.5%-0.3%
Q2 2016-3.6%-2.6%-1.4%
Q1 2016
Q3 2015
Q2 2015
Q1 2015
Q4 2014
Q3 2014
Q2 2014
Q1 2014
Q4 2013
Q3 2013
Q2 2013
Q1 2013

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