NASDAQ$NECB

Northeast Community Bancorp Inc · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

Northeast Community Bancorp reported Q4 2025, net income of $10.8M, diluted EPS of $0.79.

For Q4 2025, Northeast Community Bancorp reported net income of $10.8M, diluted EPS was $0.79. The filing discusses segment trends, liquidity, and management's outlook for upcoming periods.

  • Net income $10.8M.
  • Diluted EPS $0.79.
  • Northeast Community Bancorp updated capital allocation and operating priorities.

Headline financials

Total Revenue

$38.6M

Previous: $40.5M-4.6%
EPS (adj)

$0.79

Previous: $0.75+5.3%
Net Interest Margin

5.2%

No prior period
Non-Performing Assets to Assets

0.0%

Previous: 0.3%-100.0%
Tier 1 Leverage Ratio

16.4%

Previous: 14.4%+13.5%
Total Risk-Based Capital

15.6%

Previous: 13.9%+12.2%
Equity to Total Assets

17.0%

Previous: 15.8%+7.6%
Net Income

$10.8M

Previous: $10.2M+5.7%
Operating Income

$15.6M

Previous: $5.3M+194.1%

Revenue & EPS history

Northeast Community Bancorp · Revenue · Quarterly

$38.6M

Q4 2025-4.6%vs Q4 2024
Beat estimate in 11 of 14 quarters(79%)
ActualEstimate

Forward guidance

Management discusses Northeast Community Bancorp's outlook, including capital deployment, operating priorities, and key risks, alongside any formal guidance in the earnings materials.

Tailwinds

  • Northeast Community Bancorp cites execution on strategic priorities and demand in core markets.
  • Liquidity and balance sheet capacity support continued investment and returns.

Headwinds

  • Macro, rates, and input costs may pressure margins or volumes.
  • Segment mix and non-recurring items can affect sequential comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+1.1%

Avg return

Earnings day

+1.6%

Avg return

5 days after

+2.2%

Avg return

30 days after

66%

25 / 38 earnings

Positive

+20.1%

Q2 2010

Best reaction

-12.8%

Q1 2010

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.5%-0.5%-0.2%
Q4 2025+0.9%+7.8%+6.0%
Q3 2025-0.1%-3.0%+5.3%
Q2 2025-0.9%-1.4%-3.3%
Q1 2025+1.2%+0.8%-1.0%
Q4 2024-0.6%+4.6%-4.6%
Q3 2024-0.8%-5.0%+10.7%
Q2 2024+9.9%+12.5%+7.2%
Q1 2024+2.8%+2.1%+12.2%
Q4 2023-2.4%-6.4%-9.8%
Q3 2023+7.1%+5.4%+17.3%
Q2 2023+3.2%+2.6%+3.3%
Q1 2023+0.3%-1.1%+1.8%
Q4 2022+2.3%+1.3%+2.3%
Q3 2022+1.4%+2.8%+8.8%
Q2 2022+0.2%+1.3%+6.1%
Q1 2022+0.7%+0.9%+1.8%
Q4 2021+2.2%+9.7%+4.6%
Q3 2021+1.4%+1.7%-1.2%
Q2 2021-0.2%-0.5%+0.5%
Q1 2021-0.4%-0.4%-9.9%
Q4 2020-0.4%-0.4%-9.9%
Q1 2014+3.4%
Q3 2013+0.2%
Q2 2013-0.6%
Q1 2013+0.0%
Q4 2012+0.8%
Q3 2012+0.2%
Q2 2012+3.0%
Q1 2012+0.5%
Q4 2011+1.4%
Q3 2011+1.8%
Q2 2011+0.2%
Q1 2011+0.2%
Q4 2010+2.4%
Q3 2010-1.4%
Q2 2010+20.1%
Q1 2010-12.8%

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