NASDAQ$NECB

Northeast Community Bancorp Inc · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Reported strong earnings due to loan portfolio performance, with loan demand remaining strong despite the pandemic and interest rate increases.

NorthEast Community Bancorp reported a net income of $5.4 million, or $0.35 per basic and diluted common share, for the three months ended June 30, 2022, compared to a net income of $3.7 million, or $0.23 per basic and diluted common share, for the three months ended June 30, 2021. The increase in net income was primarily due to the strong performance of the loan portfolio and increased loan demand.

  • Net income increased to $5.4 million, or $0.35 per share, compared to $3.7 million, or $0.23 per share, for the same period last year.
  • Total assets decreased slightly by 0.3% to $1.2 billion.
  • Net interest income increased by 30.5% to $13.5 million.
  • Non-performing assets to total assets ratio remained low at 0.23%.

Headline financials

Total Revenue

$14.1M

Previous: $11.2M+26.2%
EPS (adj)

$0.35

Previous: $0.31+12.9%
Net Interest Margin

4.6%

Previous: 4.5%+2.0%
Non-Performing Assets to Assets

0.2%

Previous: 0.5%-55.8%
Tier 1 Leverage Ratio

16.3%

Previous: 14.8%+9.5%
Total Risk-Based Capital

14.5%

Previous: 13.6%+6.9%
Capital Expenditures

-$2.86M

Previous: -$5.07M+43.6%
Free Cash Flow

$2.53M

Previous: -$1.35M+287.3%
Net Income

$5.39M

Previous: $3.72M+44.9%
Operating Income

$11M

Previous: $9M+22.5%
Gross Profit

$14.1M

Previous: $11.2M+26.2%
Cash & Equivalents

$86.2M

Previous: $164M-47.4%
Total Assets

$1.22B

Previous: $1.08B+13.5%

Revenue & EPS history

Northeast Community Bancorp · Revenue · Quarterly

$14.1M

Q2 2022+26.2%vs Q2 2021
Beat estimate in 5 of 7 quarters(71%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+1.1%

Avg return

Earnings day

+1.6%

Avg return

5 days after

+2.2%

Avg return

30 days after

66%

25 / 38 earnings

Positive

+20.1%

Q2 2010

Best reaction

-12.8%

Q1 2010

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.5%-0.5%-0.2%
Q4 2025+0.9%+7.8%+6.0%
Q3 2025-0.1%-3.0%+5.3%
Q2 2025-0.9%-1.4%-3.3%
Q1 2025+1.2%+0.8%-1.0%
Q4 2024-0.6%+4.6%-4.6%
Q3 2024-0.8%-5.0%+10.7%
Q2 2024+9.9%+12.5%+7.2%
Q1 2024+2.8%+2.1%+12.2%
Q4 2023-2.4%-6.4%-9.8%
Q3 2023+7.1%+5.4%+17.3%
Q2 2023+3.2%+2.6%+3.3%
Q1 2023+0.3%-1.1%+1.8%
Q4 2022+2.3%+1.3%+2.3%
Q3 2022+1.4%+2.8%+8.8%
Q2 2022+0.2%+1.3%+6.1%
Q1 2022+0.7%+0.9%+1.8%
Q4 2021+2.2%+9.7%+4.6%
Q3 2021+1.4%+1.7%-1.2%
Q2 2021-0.2%-0.5%+0.5%
Q1 2021-0.4%-0.4%-9.9%
Q4 2020-0.4%-0.4%-9.9%
Q1 2014+3.4%
Q3 2013+0.2%
Q2 2013-0.6%
Q1 2013+0.0%
Q4 2012+0.8%
Q3 2012+0.2%
Q2 2012+3.0%
Q1 2012+0.5%
Q4 2011+1.4%
Q3 2011+1.8%
Q2 2011+0.2%
Q1 2011+0.2%
Q4 2010+2.4%
Q3 2010-1.4%
Q2 2010+20.1%
Q1 2010-12.8%

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