NASDAQ$NECB

Northeast Community Bancorp Inc · Q1 2022 earnings

Q1 2022 earnings · · Investor relations

Briefing

Reported net income for the quarter ended March 31, 2022.

NorthEast Community Bancorp reported a strong start to 2022, with net income of $3.6 million for the first quarter. The increase in assets was primarily due to increases in net loans and cash and cash equivalents.

  • Net income was $3.6 million, or $0.23 per basic and diluted common share.
  • Total assets increased by $56.3 million, or 4.6%, to $1.3 billion.
  • Cash and cash equivalents increased by $22.4 million, or 14.7%, to $174.7 million.
  • Loans, net of the allowance for loan losses, increased by $34.1 million, or 3.5%, to $1.0 billion.

Headline financials

Total Revenue

$12M

Previous: $10.8M+11.0%
EPS (adj)

$0.23

Previous: $0.20+15.0%
Net Interest Margin

4.1%

Previous: 4.6%-11.1%
Tier 1 Leverage Ratio

16.0%

No prior period
Total Risk-Based Capital

15.0%

No prior period
Equity to Total Assets

19.9%

No prior period
Capital Expenditures

-$1.88M

Previous: -$547K-244.2%
Free Cash Flow

$1.76M

Previous: $2.7M-34.7%
Net Income

$3.65M

Previous: $3.25M+12.3%
Operating Income

$8.78M

Previous: $8.27M+6.2%
Gross Profit

$12M

Previous: $10.8M+11.0%
Cash & Equivalents

$175M

Previous: $55.9M+212.7%
Total Assets

$1.28B

Previous: $965M+32.8%

Revenue & EPS history

Northeast Community Bancorp · Revenue · Quarterly

$12M

Q1 2022+11%vs Q1 2021
Beat estimate in 4 of 6 quarters(67%)
ActualEstimate

Forward guidance

This press release contains certain forward-looking statements. Forward-looking statements include statements regarding anticipated future events and can be identified by the fact that they do not relate strictly to historical or current facts.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2022

Historical avgQ1 2022

+1.1%

Avg return

Earnings day

+1.6%

Avg return

5 days after

+2.2%

Avg return

30 days after

66%

25 / 38 earnings

Positive

+20.1%

Q2 2010

Best reaction

-12.8%

Q1 2010

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.5%-0.5%-0.2%
Q4 2025+0.9%+7.8%+6.0%
Q3 2025-0.1%-3.0%+5.3%
Q2 2025-0.9%-1.4%-3.3%
Q1 2025+1.2%+0.8%-1.0%
Q4 2024-0.6%+4.6%-4.6%
Q3 2024-0.8%-5.0%+10.7%
Q2 2024+9.9%+12.5%+7.2%
Q1 2024+2.8%+2.1%+12.2%
Q4 2023-2.4%-6.4%-9.8%
Q3 2023+7.1%+5.4%+17.3%
Q2 2023+3.2%+2.6%+3.3%
Q1 2023+0.3%-1.1%+1.8%
Q4 2022+2.3%+1.3%+2.3%
Q3 2022+1.4%+2.8%+8.8%
Q2 2022+0.2%+1.3%+6.1%
Q1 2022+0.7%+0.9%+1.8%
Q4 2021+2.2%+9.7%+4.6%
Q3 2021+1.4%+1.7%-1.2%
Q2 2021-0.2%-0.5%+0.5%
Q1 2021-0.4%-0.4%-9.9%
Q4 2020-0.4%-0.4%-9.9%
Q1 2014+3.4%
Q3 2013+0.2%
Q2 2013-0.6%
Q1 2013+0.0%
Q4 2012+0.8%
Q3 2012+0.2%
Q2 2012+3.0%
Q1 2012+0.5%
Q4 2011+1.4%
Q3 2011+1.8%
Q2 2011+0.2%
Q1 2011+0.2%
Q4 2010+2.4%
Q3 2010-1.4%
Q2 2010+20.1%
Q1 2010-12.8%

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