NASDAQ$NECB

Northeast Community Bancorp Inc · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

Reported strong earnings driven by loan portfolio performance.

NorthEast Community Bancorp reported a net income of $11.4 million for the quarter ended March 31, 2024, compared to $11.2 million for the same period in 2023. The increase in earnings was attributed to the strong performance of the loan portfolio, with continued strong loan demand despite the high interest rate environment.

  • Net income increased to $11.4 million, or $0.86 per diluted share.
  • Total assets grew to $1.9 billion, driven by an increase in net loans and cash.
  • Deposits increased by $112.0 million due to competitive interest rates.
  • Non-performing assets remained low at 0.31% of total assets.

Headline financials

Total Revenue

$25.5M

Previous: $24M+6.6%
EPS

$0.86

Previous: $0.77+11.7%
Net Interest Margin

5.8%

Previous: 6.6%-13.3%
Non-Performing Assets to Assets

0.3%

Previous: 0.1%+150.0%
Tier 1 Leverage Ratio

14.4%

Previous: 16.2%-10.9%
Total Risk-Based Capital

13.9%

Previous: 14.1%-1.3%
Capital Expenditures

-$68K

Previous: -$96K+29.2%
Free Cash Flow

$11.3M

Previous: $11.1M+1.4%
Net Income

$11.4M

Previous: $11.2M+1.2%
Operating Income

$9.51M

Previous: $16.2M-41.2%
Gross Profit

$25.4M

Previous: $24M+5.9%
Cash & Equivalents

$107M

Previous: $77M+39.5%
Total Assets

$1.87B

Previous: $1.5B+24.2%

Revenue & EPS history

Northeast Community Bancorp · Revenue · Quarterly

$25.5M

Q1 2024+6.6%vs Q1 2023
Beat estimate in 11 of 14 quarters(79%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2024

Historical avgQ1 2024

+1.1%

Avg return

Earnings day

+1.6%

Avg return

5 days after

+2.2%

Avg return

30 days after

66%

25 / 38 earnings

Positive

+20.1%

Q2 2010

Best reaction

-12.8%

Q1 2010

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.5%-0.5%-0.2%
Q4 2025+0.9%+7.8%+6.0%
Q3 2025-0.1%-3.0%+5.3%
Q2 2025-0.9%-1.4%-3.3%
Q1 2025+1.2%+0.8%-1.0%
Q4 2024-0.6%+4.6%-4.6%
Q3 2024-0.8%-5.0%+10.7%
Q2 2024+9.9%+12.5%+7.2%
Q1 2024+2.8%+2.1%+12.2%
Q4 2023-2.4%-6.4%-9.8%
Q3 2023+7.1%+5.4%+17.3%
Q2 2023+3.2%+2.6%+3.3%
Q1 2023+0.3%-1.1%+1.8%
Q4 2022+2.3%+1.3%+2.3%
Q3 2022+1.4%+2.8%+8.8%
Q2 2022+0.2%+1.3%+6.1%
Q1 2022+0.7%+0.9%+1.8%
Q4 2021+2.2%+9.7%+4.6%
Q3 2021+1.4%+1.7%-1.2%
Q2 2021-0.2%-0.5%+0.5%
Q1 2021-0.4%-0.4%-9.9%
Q4 2020-0.4%-0.4%-9.9%
Q1 2014+3.4%
Q3 2013+0.2%
Q2 2013-0.6%
Q1 2013+0.0%
Q4 2012+0.8%
Q3 2012+0.2%
Q2 2012+3.0%
Q1 2012+0.5%
Q4 2011+1.4%
Q3 2011+1.8%
Q2 2011+0.2%
Q1 2011+0.2%
Q4 2010+2.4%
Q3 2010-1.4%
Q2 2010+20.1%
Q1 2010-12.8%

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