NASDAQ$NCNO

nCino Inc. · Q4 2024 earnings

Q4 2024 earnings · · Investor relations

Briefing

nCino reported strong fourth quarter and fiscal year 2024 financial results, with significant growth in total revenues and subscription revenues.

nCino, Inc. announced robust financial results for the fourth quarter and fiscal year 2024, highlighted by a 13% year-over-year increase in total revenues to $123.7 million and a 16% increase in subscription revenues to $107.5 million. The company also achieved a GAAP net income of $1.2 million for the quarter, a significant improvement from a net loss in the prior year.

  • Q4 total revenues increased by 13% year-over-year to $123.7 million.
  • Q4 subscription revenues grew by 16% year-over-year to $107.5 million.
  • GAAP net income attributable to nCino for Q4 was $1.2 million, compared to a net loss of $(21.2) million in the prior year.
  • Non-GAAP operating income for Q4 was $19.3 million, a substantial increase from $1.8 million in the prior year.

Headline financials

Total Revenue

$124M

No prior period
EPS (adj)

$0.21

No prior period
Subscription revenue growth

16.0%

No prior period
Gross margin

60.0%

No prior period
Operating margin

-3.0%

No prior period
Non-GAAP operating income

$19.3M

No prior period
Capital Expenditures

-$432K

No prior period
Free Cash Flow

$7.72M

No prior period
Net Income

$1.2M

No prior period
Operating Income

-$3.2M

No prior period
Gross Profit

$74.5M

No prior period
Cash & Equivalents

$112M

No prior period
Total Assets

$1.34B

No prior period
R&D Expense

$29.6M

No prior period

Revenue & EPS history

nCino · Revenue · Quarterly

$124M

Q4 2024
Beat estimate in 4 of 4 quarters(100%)
ActualEstimate

Revenue by segment

nCino · $124M total across 2 segments · Q4 2024

  • Subscription
    $107M
  • Professional Services
    $16.2M

Forward guidance

nCino provided guidance for its first quarter ending April 30, 2024, and for the full fiscal year 2025, projecting continued revenue growth and improved non-GAAP profitability.

Tailwinds

  • Q1 2025 total revenues are projected to be between $126.0 million and $127.0 million.
  • Q1 2025 subscription revenues are projected to be between $108.75 million and $109.75 million.
  • Q1 2025 non-GAAP operating income is projected to be between $18.0 million and $19.0 million.
  • FY 2025 total revenues are projected to be between $538.5 million and $544.5 million.
  • FY 2025 non-GAAP operating income is projected to be between $84.0 million and $86.0 million.

Headwinds

  • No specific negative forward guidance points were explicitly stated in the provided text.
  • The company did not provide GAAP net income guidance for the upcoming periods.
  • The company did not provide GAAP EPS guidance for the upcoming periods.
  • The company did not provide specific guidance on potential impacts from the Chief Revenue Officer transition.
  • The company did not provide specific guidance on the impact of the DocFox acquisition on future financials.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 13 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

-0.0%

Avg return

Earnings day

+1.2%

Avg return

5 days after

+2.4%

Avg return

30 days after

33%

5 / 15 earnings

Positive

+13.9%

Q2 2026

Best reaction

-6.9%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2026+0.0%-4.0%
Q1 2027+4.6%+9.6%
Q3 2026-4.8%-2.8%-3.6%
Q2 2026+13.9%+11.9%-2.5%
Q1 2026-1.7%+1.8%+3.3%
Q3 2025-2.8%-2.2%+9.4%
Q2 2025-0.3%-6.5%-8.8%
Q1 2025-1.0%+2.6%+2.3%
Q4 2024-3.5%-6.1%-7.9%
Q3 2024+0.8%-1.6%+13.1%
Q3 2023+1.9%+7.2%+0.2%
Q2 2024+1.9%+14.0%+9.3%
Q1 2024-0.3%-12.9%+9.2%
Q2 2023-6.9%-0.0%+8.1%
Q1 2023-2.0%+6.4%-1.4%

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