NASDAQ$NCNO

nCino Inc. · Q1 2026 earnings

Q1 2026 earnings · · After market close · Investor relations

Briefing

nCino reported Q1 2026, revenue of $128.1M, net loss of $3M, diluted EPS of $-0.03.

For Q1 2026, nCino reported revenue of $128.1M, a net loss of $3M, diluted EPS was $-0.03. Management discusses operating trends, capital, and sector risks in the quarterly filing.

  • Revenue $128.1M.
  • Net loss $3M.
  • Diluted EPS $-0.03.
  • nCino MD&A highlights liquidity, capital, and core trends.
  • Segment and macro factors shape year-over-year comparisons.

Headline financials

Total Revenue

$144M

Previous: $128M+12.5%
EPS (adj)

-$0.03

Previous: $0.19-115.8%
Subscription revenue growth

14.0%

No prior period
Gross margin

60.0%

No prior period
Operating margin

-1.0%

No prior period
Non-GAAP operating income

$24.8M

No prior period
Capital Expenditures

-$1.72M

Previous: -$342K-402.3%
Free Cash Flow

$3.84M

Previous: -$3.32M+215.9%
Net Income

$5.56M

Previous: -$2.98M+286.9%
Operating Income

-$1.51M

Previous: -$3.66M+58.7%
Gross Profit

$86.4M

Previous: $76.9M+12.4%
Cash & Equivalents

$133M

Previous: $129M+2.9%
Total Assets

$1.65B

Previous: $1.42B+15.9%

Revenue & EPS history

nCino · Revenue · Quarterly

$144M

Q1 2026+12.5%vs Q1 2025
Beat estimate in 4 of 4 quarters(100%)
ActualEstimate

Revenue by segment

nCino · $124M total across 2 segments · Q4 2024

  • Subscription
    $107M
  • Professional Services
    $16.2M

Forward guidance

Enterprise software vendors emphasize ARR, cloud consumption, and operating efficiency.

Tailwinds

  • Subscription and remaining performance obligation growth.
  • AI product attach and upsell.
  • Margin expansion and cash flow.

Headwinds

  • Macro IT budget scrutiny elongates deals.
  • Competitive pricing pressure.
  • Stock-based compensation and dilution.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 13 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

-0.0%

Avg return

Earnings day

+1.2%

Avg return

5 days after

+2.4%

Avg return

30 days after

33%

5 / 15 earnings

Positive

+13.9%

Q2 2026

Best reaction

-6.9%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2026+0.0%-4.0%
Q1 2027+4.6%+9.6%
Q3 2026-4.8%-2.8%-3.6%
Q2 2026+13.9%+11.9%-2.5%
Q1 2026-1.7%+1.8%+3.3%
Q3 2025-2.8%-2.2%+9.4%
Q2 2025-0.3%-6.5%-8.8%
Q1 2025-1.0%+2.6%+2.3%
Q4 2024-3.5%-6.1%-7.9%
Q3 2024+0.8%-1.6%+13.1%
Q3 2023+1.9%+7.2%+0.2%
Q2 2024+1.9%+14.0%+9.3%
Q1 2024-0.3%-12.9%+9.2%
Q2 2023-6.9%-0.0%+8.1%
Q1 2023-2.0%+6.4%-1.4%

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