NASDAQ$NCNO

nCino Inc. · Q3 2026 earnings

Q3 2026 earnings · · After market close · Investor relations

Briefing

nCino reported Q3 2026, revenue of $138.8M, net income of $6.5M, diluted EPS of $0.03.

For Q3 2026, nCino reported revenue of $138.8M, net income of $6.5M, diluted EPS of $0.03. Management discussed segment trends, liquidity, and priorities for upcoming periods as disclosed in the quarterly filing.

  • Revenue $138.8M.
  • Net income $6.5M.
  • Diluted EPS $0.03.

Headline financials

Total Revenue

$152M

Previous: $139M+9.6%
EPS (adj)

$0.03

Previous: $0.21-85.7%
Subscription revenue growth

11.0%

No prior period
Gross margin

62.0%

No prior period
Non-GAAP gross margin

68.0%

No prior period
Operating margin

8.0%

No prior period
Non-GAAP operating income

$39.9M

No prior period
Non-GAAP operating margin

26.0%

No prior period
Capital Expenditures

-$7.04M

Previous: -$1.47M-380.2%
Free Cash Flow

-$501K

Previous: -$6.72M+92.5%
Net Income

$6.54M

Previous: -$5.25M+224.5%
Operating Income

$11.7M

Previous: -$824K+1521.8%
Gross Profit

$93.7M

Previous: $85.1M+10.2%
Cash & Equivalents

$87.6M

Previous: $258M-66.0%
Total Assets

$1.56B

Previous: $1.52B+2.9%

Revenue & EPS history

nCino · Revenue · Quarterly

$152M

Q3 2026+9.6%vs Q3 2025
Beat estimate in 4 of 4 quarters(100%)
ActualEstimate

Revenue by segment

nCino · $124M total across 2 segments · Q4 2024

  • Subscription
    $107M
  • Professional Services
    $16.2M

Forward guidance

Management discusses nCino's outlook, capital deployment, and key risks as disclosed in the earnings materials and periodic report.

Tailwinds

  • nCino cited execution on strategic priorities in the filing.
  • Balance sheet and liquidity support continued operations and investment.

Headwinds

  • Macro, competitive, and input-cost pressures may affect margins.
  • Segment mix and one-time items can affect sequential comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 13 quarterly earnings reports · overlaid with Q3 2026

Historical avgQ3 2026

-0.0%

Avg return

Earnings day

+1.2%

Avg return

5 days after

+2.4%

Avg return

30 days after

33%

5 / 15 earnings

Positive

+13.9%

Q2 2026

Best reaction

-6.9%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2026+0.0%-4.0%
Q1 2027+4.6%+9.6%
Q3 2026-4.8%-2.8%-3.6%
Q2 2026+13.9%+11.9%-2.5%
Q1 2026-1.7%+1.8%+3.3%
Q3 2025-2.8%-2.2%+9.4%
Q2 2025-0.3%-6.5%-8.8%
Q1 2025-1.0%+2.6%+2.3%
Q4 2024-3.5%-6.1%-7.9%
Q3 2024+0.8%-1.6%+13.1%
Q3 2023+1.9%+7.2%+0.2%
Q2 2024+1.9%+14.0%+9.3%
Q1 2024-0.3%-12.9%+9.2%
Q2 2023-6.9%-0.0%+8.1%
Q1 2023-2.0%+6.4%-1.4%

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