NASDAQ$MQ
Marqeta Inc. · Q4 2024 earnings
Q4 2024 earnings · · After market close · Investor relations
Briefing
Marqeta reported its fourth quarter and full year 2024 financial results, with significant growth in total processing volume and gross profit.
Marqeta reported a strong fourth quarter for 2024, with Total Processing Volume (TPV) increasing by 29% year-over-year to $80 billion and Gross Profit growing by 18% to $98 million. Net Revenue for the quarter was $136 million, a 14% increase year-over-year. The company also reported a GAAP Net Loss of $27 million and Adjusted EBITDA of $13 million for the quarter.
- Total Processing Volume (TPV) increased by 29% year-over-year to $80 billion in Q4 2024.
- Gross Profit grew by 18% year-over-year to $98 million in Q4 2024, with a gross margin of 72%.
- Net Revenue increased by 14% year-over-year to $136 million in Q4 2024.
- Adjusted EBITDA for Q4 2024 was $13 million, a significant increase from the prior year.
Headline financials
Revenue & EPS history
Marqeta · Revenue · Quarterly
$136M
Forward guidance
Marqeta provided guidance for the first quarter of 2025, expecting Net Revenue Growth between 14-16%, Gross Profit Growth between 11-13%, and Adjusted EBITDA Margin between 10-11%.
Tailwinds
- Expected Net Revenue Growth of 14-16% for Q1 2025.
- Anticipated Gross Profit Growth of 11-13% for Q1 2025.
- Projected Adjusted EBITDA Margin of 10-11% for Q1 2025.
- Fiscal Year 2025 Net Revenue Growth expected to be 16-18%.
- Fiscal Year 2025 Gross Profit Growth expected to be 14-16%.
Headwinds
- No specific negative forward guidance was provided in the report.
- No specific negative forward guidance was provided in the report.
- No specific negative forward guidance was provided in the report.
- No specific negative forward guidance was provided in the report.
- No specific negative forward guidance was provided in the report.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports · overlaid with Q4 2024
-0.9%
Avg return
Earnings day
-1.4%
Avg return
5 days after
-0.5%
Avg return
30 days after
53%
10 / 19 earnings
Positive
+22.6%
Q3 2023
Best reaction
-41.5%
Q3 2024
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.4% | -7.3% | -10.7% | |
| Q4 2025 | -7.9% | -6.5% | -4.1% | |
| Q3 2025 | +8.7% | +12.5% | +4.0% | |
| Q1 2025 | +9.5% | +18.1% | +33.7% | |
| Q4 2024 | +21.1% | +17.7% | +19.4% | |
| Q3 2024 | -41.5% | -36.1% | -33.8% | |
| Q2 2024 | +9.4% | +4.9% | +0.4% | |
| Q1 2024 | +1.7% | -4.0% | -7.1% | |
| Q4 2023 | -8.3% | -13.2% | -16.3% | |
| Q3 2023 | +22.6% | +13.3% | +19.1% | |
| Q2 2023 | +10.6% | +13.2% | +28.5% | |
| Q1 2023 | -5.2% | -0.2% | +7.6% | |
| Q4 2022 | -20.9% | -12.8% | -26.9% | |
| Q3 2022 | +5.1% | +5.6% | -2.6% | |
| Q2 2022 | -19.7% | -17.4% | -24.4% | |
| Q1 2022 | +12.1% | +23.9% | +36.4% | |
| Q4 2021 | +5.0% | -12.4% | +10.8% | |
| Q3 2021 | -10.4% | -7.7% | -33.1% | |
| Q2 2021 | -8.6% | -17.6% | -10.8% | |
| Q1 2021 | — | — | — | |
| Q4 2020 | — | — | — | |
| Q3 2020 | — | — | — | |
| Q2 2020 | — | — | — | |
| Q1 2020 | — | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro