NASDAQ$MQ

Marqeta Inc. · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

The global modern card issuer reported $67 billion in Total Processing Volume with Net Revenue of $118 million.

Marqeta's first quarter of 2024 showed a solid trajectory with a 33% year-over-year increase in Total Processing Volume (TPV) to $67 billion. Net Revenue was $118 million, a decrease of 46% year-over-year, impacted by a change in revenue presentation due to the new Cash App contract. Gross Profit decreased by 6% year-over-year to $84 million. GAAP Net Loss was $36 million, while Adjusted EBITDA was positive at $9 million, representing an Adjusted EBITDA margin of 8%.

  • Total Processing Volume (TPV) increased by 33% year-over-year, reaching $67 billion.
  • Net Revenue decreased by 46% year-over-year to $118 million, influenced by a contract renewal with Cash App.
  • Gross Profit decreased by 6% year-over-year to $84 million, primarily due to reduced pricing from the Cash App renewal.
  • Adjusted EBITDA was $9 million with an Adjusted EBITDA margin of 8%.

Headline financials

Total Revenue

$118M

Previous: $217M-45.7%
EPS

-$0.07

Previous: -$0.13+46.2%
Total Processing Volume

$66.7B

Previous: $50B+33.3%
Adjusted EBITDA

$9.23M

No prior period
Adjusted EBITDA Margin

8.0%

No prior period
Capital Expenditures

-$1.19M

Previous: -$577K-106.4%
Free Cash Flow

-$37.3M

Previous: -$69.4M+46.3%
Net Income

-$36.1M

Previous: -$68.8M+47.6%
Operating Income

-$49.9M

Previous: -$87.4M+43.0%
Gross Profit

$84.2M

Previous: $89.2M-5.6%
Cash & Equivalents

$970M

Previous: $1.05B-7.6%
Total Assets

$1.56B

Previous: $1.77B-12.2%

Revenue & EPS history

Marqeta · Revenue · Quarterly

$118M

Q1 2024-45.7%vs Q1 2023
Beat estimate in 11 of 15 quarters(73%)
ActualEstimate

Forward guidance

This press release contains 'forward-looking statements' within the meaning of the 'safe harbor' provisions of the Private Securities Litigation Reform Act of 1995.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2024

Historical avgQ1 2024

-0.9%

Avg return

Earnings day

-1.4%

Avg return

5 days after

-0.5%

Avg return

30 days after

53%

10 / 19 earnings

Positive

+22.6%

Q3 2023

Best reaction

-41.5%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-7.3%-10.7%
Q4 2025-7.9%-6.5%-4.1%
Q3 2025+8.7%+12.5%+4.0%
Q1 2025+9.5%+18.1%+33.7%
Q4 2024+21.1%+17.7%+19.4%
Q3 2024-41.5%-36.1%-33.8%
Q2 2024+9.4%+4.9%+0.4%
Q1 2024+1.7%-4.0%-7.1%
Q4 2023-8.3%-13.2%-16.3%
Q3 2023+22.6%+13.3%+19.1%
Q2 2023+10.6%+13.2%+28.5%
Q1 2023-5.2%-0.2%+7.6%
Q4 2022-20.9%-12.8%-26.9%
Q3 2022+5.1%+5.6%-2.6%
Q2 2022-19.7%-17.4%-24.4%
Q1 2022+12.1%+23.9%+36.4%
Q4 2021+5.0%-12.4%+10.8%
Q3 2021-10.4%-7.7%-33.1%
Q2 2021-8.6%-17.6%-10.8%
Q1 2021
Q4 2020
Q3 2020
Q2 2020
Q1 2020

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