NASDAQ$MQ

Marqeta Inc. · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Marqeta's financial performance reflected a mix of strategic progress and challenges in Q2 2024.

Marqeta reported a 32% year-over-year increase in Total Processing Volume (TPV) reaching $71 billion. Net Revenue decreased by 46% to $125 million, impacted by a change in revenue presentation due to a new Cash App contract. GAAP Net Income was $119 million, including a $158 million one-time benefit. Adjusted EBITDA was negative $2 million.

  • Total Processing Volume (TPV) increased by 32% year-over-year to $71 billion.
  • Net Revenue decreased by 46% year-over-year to $125 million, impacted by Cash App contract changes.
  • GAAP Net Income was $119 million, including a one-time benefit of $158 million.
  • Marqeta signed a five-year deal with Varo Bank and is the first U.S. issuer-processor certified by Visa to support Visa Flexible Credential.

Headline financials

Total Revenue

$125M

Previous: $231M-45.8%
EPS

$0.23

Previous: -$0.11+309.1%
Total Processing Volume

$71B

Previous: $54B+31.5%
Capital Expenditures

-$2.19M

Previous: -$668K-228.3%
Free Cash Flow

$117M

Previous: -$59.5M+296.6%
Net Income

$119M

Previous: -$58.8M+302.6%
Operating Income

$105M

Previous: -$69.4M+251.3%
Gross Profit

$79.4M

Previous: $84.6M-6.2%
Cash & Equivalents

$925M

No prior period
Total Assets

$1.49B

No prior period

Revenue & EPS history

Marqeta · Revenue · Quarterly

$125M

Q2 2024-45.8%vs Q2 2023
Beat estimate in 11 of 15 quarters(73%)
ActualEstimate

Forward guidance

This press release contains forward-looking statements that are subject to risks and uncertainties.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

-0.9%

Avg return

Earnings day

-1.4%

Avg return

5 days after

-0.5%

Avg return

30 days after

53%

10 / 19 earnings

Positive

+22.6%

Q3 2023

Best reaction

-41.5%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-7.3%-10.7%
Q4 2025-7.9%-6.5%-4.1%
Q3 2025+8.7%+12.5%+4.0%
Q1 2025+9.5%+18.1%+33.7%
Q4 2024+21.1%+17.7%+19.4%
Q3 2024-41.5%-36.1%-33.8%
Q2 2024+9.4%+4.9%+0.4%
Q1 2024+1.7%-4.0%-7.1%
Q4 2023-8.3%-13.2%-16.3%
Q3 2023+22.6%+13.3%+19.1%
Q2 2023+10.6%+13.2%+28.5%
Q1 2023-5.2%-0.2%+7.6%
Q4 2022-20.9%-12.8%-26.9%
Q3 2022+5.1%+5.6%-2.6%
Q2 2022-19.7%-17.4%-24.4%
Q1 2022+12.1%+23.9%+36.4%
Q4 2021+5.0%-12.4%+10.8%
Q3 2021-10.4%-7.7%-33.1%
Q2 2021-8.6%-17.6%-10.8%
Q1 2021
Q4 2020
Q3 2020
Q2 2020
Q1 2020

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