NASDAQ$MQ

Marqeta Inc. · Q1 2026 earnings

Q1 2026 earnings · · Investor relations

Briefing

Marqeta reported Q1 2026 net revenue of $165.8M and net income of $7.8M, with diluted EPS of $0.02.

Marqeta delivered Q1 2026 net revenue of $165.8 million, up 19% from $139.1 million. The company returned to net income of $7.8 million versus an $8.3 million loss; diluted EPS was $0.02. Gross profit was $117.6 million as operating expenses declined to $115.5 million.

  • Net revenue $165.8M (+19% YoY).
  • Net income $7.8M; diluted EPS $0.02.
  • Income from operations $2.1M after cost discipline.
  • Other income $5.9M including interest on cash.
  • Card issuing platform volume growth cited.

Headline financials

Total Revenue

$166M

Previous: $139M+19.2%
EPS (adj)

$0.02

Previous: -$0.02+200.0%
Capital Expenditures

-$1.28M

Previous: -$1.27M-1.0%
Net Income

$7.83M

Previous: -$8.26M+194.8%
Operating Income

$2.09M

Previous: -$18.5M+111.3%

Revenue & EPS history

Marqeta · Revenue · Quarterly

$166M

Q1 2026+19.2%vs Q1 2025
Beat estimate in 11 of 15 quarters(73%)
ActualEstimate

Forward guidance

Management discusses TPV growth and customer wins; quarterly metrics in shareholder letter.

Tailwinds

  • Return to profitability with revenue growth.
  • Gross margin expansion on scale.

Headwinds

  • Thin EPS on share count.
  • Competitive fintech and funding cost environment.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

-0.9%

Avg return

Earnings day

-1.4%

Avg return

5 days after

-0.5%

Avg return

30 days after

53%

10 / 19 earnings

Positive

+22.6%

Q3 2023

Best reaction

-41.5%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-7.3%-10.7%
Q4 2025-7.9%-6.5%-4.1%
Q3 2025+8.7%+12.5%+4.0%
Q1 2025+9.5%+18.1%+33.7%
Q4 2024+21.1%+17.7%+19.4%
Q3 2024-41.5%-36.1%-33.8%
Q2 2024+9.4%+4.9%+0.4%
Q1 2024+1.7%-4.0%-7.1%
Q4 2023-8.3%-13.2%-16.3%
Q3 2023+22.6%+13.3%+19.1%
Q2 2023+10.6%+13.2%+28.5%
Q1 2023-5.2%-0.2%+7.6%
Q4 2022-20.9%-12.8%-26.9%
Q3 2022+5.1%+5.6%-2.6%
Q2 2022-19.7%-17.4%-24.4%
Q1 2022+12.1%+23.9%+36.4%
Q4 2021+5.0%-12.4%+10.8%
Q3 2021-10.4%-7.7%-33.1%
Q2 2021-8.6%-17.6%-10.8%
Q1 2021
Q4 2020
Q3 2020
Q2 2020
Q1 2020

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