NASDAQ$ITIC

Investors Title Co · Q3 2025 earnings

Q3 2025 earnings · · Before market open · Investor relations

Briefing

Investors Title reported Q3 2025, revenue of $73M, net income of $12.2M, diluted EPS of 30.00.

For Q3 2025, Investors Title reported revenue of $73M, net income of $12.2M, diluted EPS was 30.00. Management discusses segment performance, capital allocation, and sector risks in the quarterly filing.

  • Revenue $73M.
  • Net income $12.2M.
  • Diluted EPS 30.00.

Headline financials

Total Revenue

$73M

Previous: $68.8M+6.1%
EPS (adj)

$30.00

Previous: $4.92+509.8%
Total operating expenses

$57.9M

Previous: $57.2M+1.2%
Provision for claims

$1.21M

Previous: $1.67M-27.5%
Personnel expenses

$17.4M

Previous: $18.1M-3.4%
Office & technology expenses

$4.18M

Previous: $4.39M-4.8%
Other expenses

$4.89M

Previous: $4.04M+21.0%
Provision for income taxes

$2.88M

Previous: $2.27M+26.6%
Basic shares outstanding

1.9M

Previous: 1.9M+0.2%
Diluted shares outstanding

1.9M

Previous: 1.9M+0.1%
Reserve for claims

$38.2M

Previous: $37.1M+3.1%
Goodwill & intangibles, net

$10.5M

Previous: $15.1M-30.5%
Capital Expenditures

-$4.23M

Previous: -$6.08M+30.3%
Net Income

$12.2M

Previous: $9.32M+31.1%
Operating Income

$15.2M

Previous: $9.92M+53.1%

Revenue & EPS history

Investors Title · Revenue · Quarterly

$73M

Q3 2025+6.1%vs Q3 2024

Revenue by segment

Investors Title · $62.2M total across 6 segments · Q3 2023

  • Net premiums written
    $49.8M-25.3%
  • Escrow & title-related fees
    $4.68M-21.5%
  • Non-title services
    $4.64M+20.4%
  • Interest and dividends
    $2.31M
  • Other investment income
    $514K
  • Other revenue
    $257K

Forward guidance

The quarterly filing discusses operating priorities, capital returns, and sector risks.

Tailwinds

  • MD&A highlights liquidity and core business trends.
  • Management commentary on segment performance.

Headwinds

  • Macro, rates, or input costs may pressure margins.
  • One-time items can affect YoY comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

+1.7%

Avg return

Earnings day

+1.8%

Avg return

5 days after

+2.1%

Avg return

30 days after

58%

37 / 64 earnings

Positive

+12.5%

Q3 2024

Best reaction

-6.0%

Q1 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.2%+0.6%+3.1%
Q4 2025+0.4%-17.5%-18.6%
Q3 2025+6.5%+4.6%-5.5%
Q1 2025+2.1%-4.0%-17.2%
Q4 2024+4.2%+4.1%+8.5%
Q3 2024+12.5%+9.9%+18.8%
Q2 2024+3.4%+5.0%+14.8%
Q1 2024-0.3%-1.6%+13.5%
Q4 2023-2.3%-5.5%-6.0%
Q3 2023+3.0%+0.6%+5.9%
Q2 2023+1.6%-0.5%-3.9%
Q1 2023-0.7%-0.6%-6.6%
Q4 2022-1.0%+1.4%-7.2%
Q3 2022+4.8%+2.8%+5.7%
Q2 2022+1.5%+0.9%-11.9%
Q1 2022-6.0%-13.3%-8.6%
Q4 2021+4.9%+1.2%+5.0%
Q3 2021+10.1%+12.0%-4.3%
Q2 2021+9.1%+11.7%+15.4%
Q1 2021+4.7%+5.4%+0.8%
Q4 2020-0.2%+0.9%+3.7%
Q3 2020+9.5%+7.5%+14.1%
Q2 2020+3.5%+6.8%+13.9%
Q1 2020+4.5%+2.6%+7.6%
Q4 2019+4.0%+9.7%-14.1%
Q3 2019-2.0%-0.1%+1.2%
Q2 2019-2.3%-2.4%-3.7%
Q1 2019-1.4%-1.5%-7.1%
Q4 2018-4.8%-4.6%-2.8%
Q3 2018+4.6%+5.4%+4.4%
Q2 2018+1.7%+1.6%+1.0%
Q1 2018-0.0%+0.2%-1.6%
Q4 2017+0.5%+2.9%+3.5%
Q3 2017-0.9%-1.6%+7.3%
Q2 2017+1.6%+2.2%+0.0%
Q1 2017+0.8%+8.9%+6.8%
Q4 2016+4.6%+5.7%+7.6%
Q3 2016+10.2%+10.2%+38.4%
Q2 2016-0.8%-1.3%+1.3%
Q1 2016-0.5%
Q4 2015+2.6%
Q3 2015+5.8%
Q2 2015+1.8%
Q1 2015-3.9%
Q4 2014+8.3%
Q3 2014-0.4%
Q2 2014-0.8%
Q1 2014-2.1%
Q4 2013-0.7%
Q3 2013+1.7%
Q2 2013-0.0%
Q1 2013+1.5%
Q4 2012-0.5%
Q3 2012+0.0%
Q2 2012+4.6%
Q1 2011-0.4%
Q1 2012+0.8%
Q4 2011-4.2%
Q3 2011+1.2%
Q3 2010+1.2%
Q2 2010+0.0%
Q2 2011+0.0%
Q4 2010+0.0%
Q1 2010+0.3%

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