NASDAQ$ITIC

Investors Title Co · Q1 2022 earnings

Q1 2022 earnings · · Investor relations

Briefing

Investors Title Company reported a decrease in net income and total revenues, but achieved a first quarter record for net premiums written.

Investors Title Company announced results for the quarter ended March 31, 2022, with net income decreasing to $6.2 million, or $3.25 per diluted share, compared to $13.8 million, or $7.29 per diluted share, in the prior year period. Total revenues also decreased by 4.3% to $69.0 million. However, the company set a first quarter record for net premiums written, which increased by 2.7% to $63.1 million.

  • Net income decreased to $6.2 million, or $3.25 per diluted share.
  • Total revenues decreased by 4.3% to $69.0 million.
  • Net premiums written increased by 2.7% to $63.1 million, setting a first quarter record.
  • Operating expenses increased by 11.8% to $61.2 million.

Headline financials

Total Revenue

$69M

Previous: $72.1M-4.3%
EPS (adj)

$3.25

Previous: $7.29-55.4%
Capital Expenditures

-$908K

Previous: -$1.61M+43.7%
Free Cash Flow

$5.28M

Previous: $12.2M-56.8%
Net Income

$6.19M

Previous: $13.8M-55.3%
Operating Income

$7.62M

Previous: $36.1M-78.9%
Gross Profit

$68.8M

Previous: $70.5M-2.4%
Cash & Equivalents

$37.3M

Previous: $23M+62.5%
Total Assets

$328M

Previous: $296M+11.1%
Stock-Based Comp

$102K

Previous: $71K+43.7%

Revenue & EPS history

Investors Title · Revenue · Quarterly

$69M

Q1 2022-4.3%vs Q1 2021

Revenue by segment

Investors Title · $62.2M total across 6 segments · Q3 2023

  • Net premiums written
    $49.8M-25.3%
  • Escrow & title-related fees
    $4.68M-21.5%
  • Non-title services
    $4.64M+20.4%
  • Interest and dividends
    $2.31M
  • Other investment income
    $514K
  • Other revenue
    $257K

Forward guidance

Investors Title Company remains optimistic about the prospects for solid results in 2022, focusing on expanding market presence and enhancing competitive strengths, regardless of cyclical changes in the real estate market.

Tailwinds

  • Anticipates solid results for the Company in 2022.
  • Focused on profitably expanding market presence.
  • Focused on enhancing competitive strengths.
  • Rising home prices.
  • Volume growth resulting from expansion efforts.

Headwinds

  • Rising mortgage interest rates suppressed refinance activity.
  • Cyclical changes in the real estate market.
  • Severity and duration of the COVID-19 pandemic.
  • Potential impact of inflation.
  • Changes resulting from President Biden’s administration and Congress.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2022

Historical avgQ1 2022

+1.7%

Avg return

Earnings day

+1.8%

Avg return

5 days after

+2.1%

Avg return

30 days after

58%

37 / 64 earnings

Positive

+12.5%

Q3 2024

Best reaction

-6.0%

Q1 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.2%+0.6%+3.1%
Q4 2025+0.4%-17.5%-18.6%
Q3 2025+6.5%+4.6%-5.5%
Q1 2025+2.1%-4.0%-17.2%
Q4 2024+4.2%+4.1%+8.5%
Q3 2024+12.5%+9.9%+18.8%
Q2 2024+3.4%+5.0%+14.8%
Q1 2024-0.3%-1.6%+13.5%
Q4 2023-2.3%-5.5%-6.0%
Q3 2023+3.0%+0.6%+5.9%
Q2 2023+1.6%-0.5%-3.9%
Q1 2023-0.7%-0.6%-6.6%
Q4 2022-1.0%+1.4%-7.2%
Q3 2022+4.8%+2.8%+5.7%
Q2 2022+1.5%+0.9%-11.9%
Q1 2022-6.0%-13.3%-8.6%
Q4 2021+4.9%+1.2%+5.0%
Q3 2021+10.1%+12.0%-4.3%
Q2 2021+9.1%+11.7%+15.4%
Q1 2021+4.7%+5.4%+0.8%
Q4 2020-0.2%+0.9%+3.7%
Q3 2020+9.5%+7.5%+14.1%
Q2 2020+3.5%+6.8%+13.9%
Q1 2020+4.5%+2.6%+7.6%
Q4 2019+4.0%+9.7%-14.1%
Q3 2019-2.0%-0.1%+1.2%
Q2 2019-2.3%-2.4%-3.7%
Q1 2019-1.4%-1.5%-7.1%
Q4 2018-4.8%-4.6%-2.8%
Q3 2018+4.6%+5.4%+4.4%
Q2 2018+1.7%+1.6%+1.0%
Q1 2018-0.0%+0.2%-1.6%
Q4 2017+0.5%+2.9%+3.5%
Q3 2017-0.9%-1.6%+7.3%
Q2 2017+1.6%+2.2%+0.0%
Q1 2017+0.8%+8.9%+6.8%
Q4 2016+4.6%+5.7%+7.6%
Q3 2016+10.2%+10.2%+38.4%
Q2 2016-0.8%-1.3%+1.3%
Q1 2016-0.5%
Q4 2015+2.6%
Q3 2015+5.8%
Q2 2015+1.8%
Q1 2015-3.9%
Q4 2014+8.3%
Q3 2014-0.4%
Q2 2014-0.8%
Q1 2014-2.1%
Q4 2013-0.7%
Q3 2013+1.7%
Q2 2013-0.0%
Q1 2013+1.5%
Q4 2012-0.5%
Q3 2012+0.0%
Q2 2012+4.6%
Q1 2011-0.4%
Q1 2012+0.8%
Q4 2011-4.2%
Q3 2011+1.2%
Q3 2010+1.2%
Q2 2010+0.0%
Q2 2011+0.0%
Q4 2010+0.0%
Q1 2010+0.3%

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