NASDAQ$IMXI

International Money Express Inc · Q2 2025 earnings

Q2 2025 earnings · · Before market open · Investor relations

Briefing

Intermex reported its second quarter 2025 financial and operating results, with revenues decreasing due to fewer transactions, partially offset by increased foreign exchange gains and digital product growth. Net income and diluted EPS also saw declines, impacted by revenue changes, transaction costs, and higher amortization expenses.

Intermex reported a challenging second quarter in 2025, with total revenues decreasing by 6.1% to $161.1 million, primarily due to a reduction in money transfer transactions. Despite this, the company saw an increase in foreign exchange gains and higher growth in digital products. Net income fell by 21.4% to $11.0 million, and diluted EPS decreased by 11.9% to $0.37. Adjusted EBITDA also declined by 7.4% to $28.8 million.

  • Total revenues for Q2 2025 were $161.1 million, a 6.1% decrease compared to Q2 2024, mainly driven by fewer money transfer transactions.
  • Net income for the quarter was $11.0 million, a 21.4% decrease, and diluted EPS was $0.37, down 11.9%, impacted by revenue declines, transaction costs, and higher amortization.
  • Adjusted EBITDA decreased by 7.4% to $28.8 million, reflecting the overall revenue and cost pressures.
  • The company ended Q2 2025 with $174.7 million in cash and cash equivalents, and Net Free Cash Generated increased by 10.5% to $14.7 million for the quarter.

Headline financials

Total Revenue

$161M

No prior period
EPS (adj)

$0.51

No prior period
Money Transfers

14.1M

No prior period
Avg Principal/Tx

$441.00

No prior period
Adjusted EBITDA

$28.8M

No prior period
Adj. EBITDA Margin

17.9%

No prior period
Net Income Margin

6.8%

No prior period
Capital Expenditures

-$9.85M

No prior period
Net Income

$11M

No prior period
Operating Income

$19.5M

No prior period

Revenue & EPS history

Intermex · Revenue · Quarterly

$161M

Q2 2025
Beat estimate in 4 of 15 quarters(27%)
ActualEstimate

Revenue by segment

Intermex · $147M total across 2 segments · Q2 2023

  • Transfer & Money Order
    $145M
  • Other Income
    $2.25M

Forward guidance

Due to the pending acquisition by Western Union, Intermex is no longer providing financial guidance.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2025

Historical avgQ2 2025

+2.1%

Avg return

Earnings day

+1.6%

Avg return

5 days after

+2.8%

Avg return

30 days after

56%

20 / 36 earnings

Positive

+60.7%

Q2 2025

Best reaction

-26.1%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-3.3%
Q4 2025+0.1%+0.6%+0.6%
Q3 2025-0.5%-0.5%+1.8%
Q2 2025+60.7%+55.4%+56.0%
Q1 2025-15.8%-10.3%-6.1%
Q4 2024-16.7%-17.8%-29.3%
Q3 2024+16.8%+16.7%+14.1%
Q1 2024+3.5%+7.0%+8.6%
Q4 2023-9.3%-10.4%+6.2%
Q3 2023+15.4%+18.4%+22.9%
Q2 2023-26.1%-24.3%-25.7%
Q1 2023+3.5%-1.8%-7.2%
Q4 2022+1.8%-5.8%-3.2%
Q3 2022-16.5%-20.1%-14.8%
Q2 2022-2.2%+4.5%-11.0%
Q1 2022+5.0%+0.2%+5.4%
Q4 2021+16.9%+14.2%+36.0%
Q3 2021+1.5%+1.6%-6.4%
Q2 2021+4.5%+7.5%+14.1%
Q1 2021-8.7%-5.4%-0.6%
Q4 2020+12.0%+12.9%-2.2%
Q3 2020-0.7%-1.9%+1.5%
Q2 2020+18.3%+25.8%+16.0%
Q1 2020+12.2%+8.3%+23.8%
Q4 2019-5.0%-8.8%-17.5%
Q3 2019-9.6%-13.6%-17.8%
Q2 2019+7.8%+8.3%+5.8%
Q1 2019+1.7%+2.4%+16.8%
Q4 2018+6.3%+2.3%+8.0%
Q3 2018+1.8%-2.0%-6.6%
Q2 2018-1.9%-2.0%+6.4%
Q1 2018+0.2%+0.3%+0.2%
Q4 2017-0.1%+0.0%+0.5%
Q3 2017+0.0%+0.2%-0.1%
Q2 2017+0.6%+0.4%+0.2%
Q1 2017+0.0%+0.0%+0.5%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro