NASDAQ$IMXI

International Money Express Inc · Q2 2023 earnings

Q2 2023 earnings · · Investor relations

Briefing

Intermex reported solid revenue and adjusted EBITDA growth, reflecting the strength of its core business and successful integration of La Nacional and positioning to scale up in Europe with i-Transfer.

Intermex reported a 23.5% increase in revenue to $169.2 million, driven by core growth and acquisitions, but net income decreased by 3.5% to $15.4 million due to higher expenses. The company saw a 41.1% increase in active customers and a 26.7% increase in money transfer transactions, with digital transactions growing by 62.9%.

  • Revenues increased by 23.5% to $169.2 million.
  • Net income decreased by 3.5% to $15.4 million.
  • Diluted EPS increased by 2.4% to $0.42 per share.
  • Adjusted EBITDA increased by 11.7% to $30.9 million.

Headline financials

Total Revenue

$169M

Previous: $137M+23.5%
EPS (adj)

$0.50

Previous: $0.47+6.4%
Money Transfers

15.1M

Previous: 11.9M+26.9%
Capital Expenditures

-$4.55M

Previous: -$6.64M+31.5%
Free Cash Flow

$10.9M

Previous: $9.34M+16.4%
Net Income

$15.4M

Previous: $16M-3.5%
Operating Income

$24.7M

Previous: $23.2M+6.6%
Gross Profit

$58.2M

Previous: $44.9M+29.6%
Cash & Equivalents

$147M

Previous: $115M+28.6%
Total Assets

$540M

Previous: $359M+50.5%
Stock-Based Comp

$2.25M

Previous: $1.67M+34.8%

Revenue & EPS history

Intermex · Revenue · Quarterly

$169M

Q2 2023+23.5%vs Q2 2022
Beat estimate in 4 of 15 quarters(27%)
ActualEstimate

Revenue by segment

Intermex · $147M total across 2 segments · Q2 2023

  • Transfer & Money Order
    $145M
  • Other Income
    $2.25M

Forward guidance

The Company is reducing its previously issued full-year guidance and providing third-quarter guidance:

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2023

Historical avgQ2 2023

+2.1%

Avg return

Earnings day

+1.6%

Avg return

5 days after

+2.8%

Avg return

30 days after

56%

20 / 36 earnings

Positive

+60.7%

Q2 2025

Best reaction

-26.1%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-3.3%
Q4 2025+0.1%+0.6%+0.6%
Q3 2025-0.5%-0.5%+1.8%
Q2 2025+60.7%+55.4%+56.0%
Q1 2025-15.8%-10.3%-6.1%
Q4 2024-16.7%-17.8%-29.3%
Q3 2024+16.8%+16.7%+14.1%
Q1 2024+3.5%+7.0%+8.6%
Q4 2023-9.3%-10.4%+6.2%
Q3 2023+15.4%+18.4%+22.9%
Q2 2023-26.1%-24.3%-25.7%
Q1 2023+3.5%-1.8%-7.2%
Q4 2022+1.8%-5.8%-3.2%
Q3 2022-16.5%-20.1%-14.8%
Q2 2022-2.2%+4.5%-11.0%
Q1 2022+5.0%+0.2%+5.4%
Q4 2021+16.9%+14.2%+36.0%
Q3 2021+1.5%+1.6%-6.4%
Q2 2021+4.5%+7.5%+14.1%
Q1 2021-8.7%-5.4%-0.6%
Q4 2020+12.0%+12.9%-2.2%
Q3 2020-0.7%-1.9%+1.5%
Q2 2020+18.3%+25.8%+16.0%
Q1 2020+12.2%+8.3%+23.8%
Q4 2019-5.0%-8.8%-17.5%
Q3 2019-9.6%-13.6%-17.8%
Q2 2019+7.8%+8.3%+5.8%
Q1 2019+1.7%+2.4%+16.8%
Q4 2018+6.3%+2.3%+8.0%
Q3 2018+1.8%-2.0%-6.6%
Q2 2018-1.9%-2.0%+6.4%
Q1 2018+0.2%+0.3%+0.2%
Q4 2017-0.1%+0.0%+0.5%
Q3 2017+0.0%+0.2%-0.1%
Q2 2017+0.6%+0.4%+0.2%
Q1 2017+0.0%+0.0%+0.5%

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