NASDAQ$GSBC

Great Southern Bancorp Inc · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

Great Southern reported preliminary earnings for the second quarter of 2021.

Great Southern Bancorp reported a strong second quarter, with earnings per diluted common share of $1.46, a significant increase compared to $0.93 in the same period last year. The company's performance was driven by higher net gains on mortgage loan sales, increased debit card and ATM fees, and negative credit loss provisions. Credit quality metrics remained excellent, and the company announced the redemption of $75 million of subordinated notes.

  • Earnings per diluted common share were $1.46, compared to $0.93 for the same period in 2020.
  • Annualized return on average common equity was 12.84%, compared to 8.45% for the quarter ended June 30, 2020.
  • Annualized return on average assets was 1.44%, compared to 0.98% for the quarter ended June 30, 2020.
  • The company will redeem $75 million of subordinated notes in August 2021.

Headline financials

Total Revenue

$54.3M

Previous: $51.7M+4.9%
EPS (adj)

$1.46

Previous: $0.93+57.0%
Net Interest Margin

3.4%

Previous: 3.4%-1.2%
Efficiency Ratio

55.6%

Previous: 56.8%-2.0%
Capital Expenditures

-$2.28M

Previous: -$3.67M+37.8%
Free Cash Flow

$17.8M

Previous: $9.53M+87.0%
Net Income

$20.1M

Previous: $13.2M+52.3%
Operating Income

-$7.48M

Previous: $42.6M-117.6%
Gross Profit

$53.6M

Previous: $41.8M+28.0%
Cash & Equivalents

$682M

Previous: $474M+43.9%
Total Assets

$5.58B

Previous: $5.57B+0.2%

Revenue & EPS history

Great Southern · Revenue · Quarterly

$54.3M

Q2 2021+4.9%vs Q2 2020
Beat estimate in 13 of 16 quarters(81%)
ActualEstimate

Forward guidance

The Company expects its effective tax rate (combined federal and state) will be approximately 20.0% to 21.0% in future periods.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2021

Historical avgQ2 2021

-0.0%

Avg return

Earnings day

+0.2%

Avg return

5 days after

+1.8%

Avg return

30 days after

55%

36 / 66 earnings

Positive

+6.8%

Q1 2013

Best reaction

-11.1%

Q3 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.9%+0.0%+0.4%
Q4 2025-1.3%-9.3%-3.7%
Q3 2025-11.1%-8.0%-6.1%
Q2 2025-1.5%+0.5%+4.4%
Q1 2025+3.6%+6.3%+11.5%
Q4 2024-2.3%-2.9%-2.0%
Q3 2024-0.9%-4.6%+8.1%
Q2 2024+0.0%-1.0%-10.3%
Q1 2024+1.2%+5.1%+5.8%
Q4 2023-0.8%-2.9%-9.7%
Q3 2023-1.8%-2.7%+7.5%
Q2 2023-5.8%-4.8%-7.2%
Q1 2023+5.7%+5.9%+2.3%
Q4 2022-4.6%-3.9%+0.6%
Q3 2022-5.3%-2.3%+0.6%
Q2 2022+1.1%+3.3%+3.3%
Q1 2022+4.0%+2.2%-1.2%
Q4 2021-0.0%-0.9%+1.1%
Q3 2021+0.1%-0.2%+1.7%
Q2 2021-1.4%+0.9%+3.2%
Q1 2021+0.1%+0.4%+1.3%
Q4 2020-4.4%-2.6%+5.3%
Q3 2020+3.3%+6.4%+18.0%
Q2 2020+3.6%+1.2%+1.4%
Q1 2020-1.1%+0.9%+1.2%
Q4 2019-1.9%-5.6%-8.2%
Q3 2019+3.9%+6.7%+6.1%
Q2 2019+0.3%-1.3%-4.1%
Q1 2019+2.6%+1.5%+2.1%
Q4 2018+0.5%+5.1%+12.8%
Q3 2018+0.4%+0.7%+5.1%
Q2 2018+2.5%+4.4%+1.6%
Q1 2018+0.1%+3.3%+10.8%
Q4 2017+1.6%+0.8%-3.5%
Q3 2017-1.1%-4.2%-6.6%
Q2 2017+1.7%+1.2%-7.0%
Q1 2017+3.6%+7.9%-0.2%
Q4 2016+0.0%+1.2%+1.3%
Q3 2016+1.8%+0.1%+21.2%
Q2 2016+1.0%+0.9%+4.0%
Q1 2016+2.4%
Q4 2015+3.5%
Q3 2015+0.0%
Q2 2015+0.2%
Q1 2015+0.2%
Q4 2014-0.6%
Q3 2014-0.7%
Q2 2014+1.0%
Q1 2014+3.0%
Q4 2013-2.0%
Q3 2013-3.7%
Q2 2013+0.3%
Q1 2013+6.8%
Q4 2012-1.1%
Q3 2012+0.5%
Q2 2012-0.3%
Q1 2011-1.7%
Q1 2012+0.5%
Q4 2011+3.0%
Q4 2009+3.0%
Q3 2011-3.2%
Q3 2010-3.2%
Q4 2010-2.8%
Q2 2011-2.8%
Q2 2010-2.8%
Q1 2010+2.9%

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