NASDAQ$ERIE

Erie Indemnity Company · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

Erie Indemnity's financial results for Q4 2022 were announced, showing increased net income and operating income compared to Q4 2021.

Erie Indemnity Company reported a net income of $65.5 million, or $1.25 per diluted share, for the fourth quarter of 2022, compared to $55.0 million, or $1.05 per diluted share, for the fourth quarter of 2021. Operating income before taxes increased by $19.6 million, or 31.7 percent, compared to the fourth quarter of 2021.

  • Net income for the quarter was $65.5 million, or $1.25 per diluted share.
  • Operating income before taxes increased by $19.6 million, or 31.7 percent, compared to Q4 2021.
  • Management fee revenue from policy issuance and renewal services increased by $53.3 million, or 11.8 percent, compared to Q4 2021.
  • Management fee revenue from administrative services increased by $0.6 million, or 4.0 percent, compared to Q4 2021.

Headline financials

Total Revenue

$701M

Previous: $636M+10.2%
EPS (adj)

$1.25

Previous: $1.05+19.0%
Net Income

$65.5M

Previous: $55M+19.0%
Operating Income

$81.4M

Previous: $61.8M+31.7%

Revenue & EPS history

Erie Insurance · Revenue · Quarterly

$701M

Q4 2022+10.2%vs Q4 2021
Beat estimate in 11 of 14 quarters(79%)
ActualEstimate

Revenue by segment

Erie Insurance · $53.9M total across 2 segments · Q4 2022

  • Policy Issuance & Renewal
    $53.3M+158.7%
  • Administrative Services
    $600K+185.7%

Forward guidance

The uncertainty resulting from post-pandemic conditions and the current economic environment continues to evolve and the duration or extent of financial impacts remain uncertain.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2022

Historical avgQ4 2022

-0.3%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+1.5%

Avg return

30 days after

48%

31 / 64 earnings

Positive

+11.4%

Q4 2023

Best reaction

-11.7%

Q2 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-8.0%-10.4%
Q4 2025-0.8%+2.1%-7.8%
Q3 2025-7.8%-6.9%-4.6%
Q1 2025-11.5%-12.3%-14.7%
Q4 2024+5.7%+10.4%+1.4%
Q3 2024-7.8%-9.2%-2.1%
Q2 2024+9.9%+15.4%+27.6%
Q1 2024-0.2%+0.0%+1.6%
Q4 2023+11.4%+15.7%+16.8%
Q3 2023-7.2%-6.2%-0.5%
Q2 2023+4.3%+4.9%+33.8%
Q1 2023-0.4%+4.3%+0.4%
Q4 2022-1.3%+1.9%-1.6%
Q3 2022+5.7%+8.1%+14.0%
Q2 2022+4.6%+7.3%+12.0%
Q1 2022-4.6%-0.7%-0.5%
Q4 2021+1.4%-2.7%+1.8%
Q3 2021+3.9%+7.3%+5.6%
Q2 2021+0.1%-0.3%-5.3%
Q1 2021-2.8%-3.5%-8.7%
Q4 2020-0.8%-0.4%-8.7%
Q3 2020-0.8%+2.4%-3.5%
Q2 2020+0.1%+1.7%-1.2%
Q1 2020-7.5%-6.5%+1.6%
Q4 2019-10.2%-4.3%+2.4%
Q3 2019+1.1%+1.8%-5.7%
Q2 2019-11.7%-15.6%-19.5%
Q1 2019+5.2%+4.8%+13.3%
Q4 2018+5.6%+10.2%+5.0%
Q3 2018+5.0%+5.9%+7.2%
Q2 2018+2.8%+3.4%+5.8%
Q1 2018-1.5%-1.4%-3.9%
Q4 2017-1.6%-1.0%-1.1%
Q3 2017+2.3%-0.3%+1.0%
Q2 2017+3.9%+3.6%-2.4%
Q1 2017-2.3%-4.0%-4.9%
Q4 2016+2.3%+1.2%+3.7%
Q3 2016-0.6%+1.0%+6.9%
Q2 2016-0.3%+1.6%+2.9%
Q1 2016+1.4%
Q4 2015-5.8%
Q3 2015-0.8%
Q2 2015+5.5%
Q1 2015-4.3%
Q4 2014-5.2%
Q3 2014+1.3%
Q2 2014+1.3%
Q1 2014+4.5%
Q4 2013+3.0%
Q3 2013-2.1%
Q2 2013-1.5%
Q1 2013+0.5%
Q4 2012+0.1%
Q3 2012+6.3%
Q2 2012-6.4%
Q1 2012-9.1%
Q4 2011-1.3%
Q3 2011+0.1%
Q2 2011-2.6%
Q1 2011-0.0%
Q4 2010+1.2%
Q3 2010+3.4%
Q2 2010+0.6%
Q1 2010-4.9%

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