NASDAQ$ERIE

Erie Indemnity Company · Q3 2020 earnings

Q3 2020 earnings · · Investor relations

Briefing

Erie Indemnity's financial performance for Q3 2020 was announced, with net income at $89.2 million and EPS at $1.71.

Erie Indemnity Company reported a net income of $89.2 million, or $1.71 per diluted share, for the third quarter of 2020. This compares to a net income of $94.2 million, or $1.80 per diluted share, for the third quarter of 2019. New business premiums grew 10.4% in the third quarter of 2020 compared to the same period in 2019.

  • Net income was $89.2 million, or $1.71 per diluted share.
  • Operating income before taxes decreased $9.7 million, or 9.1 percent.
  • Management fee revenue - policy issuance and renewal services increased $10.1 million, or 2.1 percent.
  • Management fee revenue - administrative services increased $0.5 million, or 3.3 percent.

Headline financials

Total Revenue

$653M

Previous: $639M+2.3%
EPS (adj)

$1.71

Previous: $1.80-5.0%
Free Cash Flow

$89.2M

Previous: $94.2M-5.3%
Net Income

$89.2M

Previous: $94.2M-5.3%
Operating Income

$96.2M

Previous: $106M-9.1%
Gross Profit

$7.03M

Previous: $8.65M-18.7%
Total Assets

$2.16B

Previous: $1.97B+9.4%

Revenue & EPS history

Erie Insurance · Revenue · Quarterly

$653M

Q3 2020+2.3%vs Q3 2019
Beat estimate in 13 of 16 quarters(81%)
ActualEstimate

Revenue by segment

Erie Insurance · $10.6M total across 2 segments · Q3 2020

  • Policy Issuance & Renewal
    $10.1M
  • Administrative Services
    $500K

Forward guidance

Forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2020

Historical avgQ3 2020

-0.3%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+1.5%

Avg return

30 days after

48%

31 / 64 earnings

Positive

+11.4%

Q4 2023

Best reaction

-11.7%

Q2 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-8.0%-10.4%
Q4 2025-0.8%+2.1%-7.8%
Q3 2025-7.8%-6.9%-4.6%
Q1 2025-11.5%-12.3%-14.7%
Q4 2024+5.7%+10.4%+1.4%
Q3 2024-7.8%-9.2%-2.1%
Q2 2024+9.9%+15.4%+27.6%
Q1 2024-0.2%+0.0%+1.6%
Q4 2023+11.4%+15.7%+16.8%
Q3 2023-7.2%-6.2%-0.5%
Q2 2023+4.3%+4.9%+33.8%
Q1 2023-0.4%+4.3%+0.4%
Q4 2022-1.3%+1.9%-1.6%
Q3 2022+5.7%+8.1%+14.0%
Q2 2022+4.6%+7.3%+12.0%
Q1 2022-4.6%-0.7%-0.5%
Q4 2021+1.4%-2.7%+1.8%
Q3 2021+3.9%+7.3%+5.6%
Q2 2021+0.1%-0.3%-5.3%
Q1 2021-2.8%-3.5%-8.7%
Q4 2020-0.8%-0.4%-8.7%
Q3 2020-0.8%+2.4%-3.5%
Q2 2020+0.1%+1.7%-1.2%
Q1 2020-7.5%-6.5%+1.6%
Q4 2019-10.2%-4.3%+2.4%
Q3 2019+1.1%+1.8%-5.7%
Q2 2019-11.7%-15.6%-19.5%
Q1 2019+5.2%+4.8%+13.3%
Q4 2018+5.6%+10.2%+5.0%
Q3 2018+5.0%+5.9%+7.2%
Q2 2018+2.8%+3.4%+5.8%
Q1 2018-1.5%-1.4%-3.9%
Q4 2017-1.6%-1.0%-1.1%
Q3 2017+2.3%-0.3%+1.0%
Q2 2017+3.9%+3.6%-2.4%
Q1 2017-2.3%-4.0%-4.9%
Q4 2016+2.3%+1.2%+3.7%
Q3 2016-0.6%+1.0%+6.9%
Q2 2016-0.3%+1.6%+2.9%
Q1 2016+1.4%
Q4 2015-5.8%
Q3 2015-0.8%
Q2 2015+5.5%
Q1 2015-4.3%
Q4 2014-5.2%
Q3 2014+1.3%
Q2 2014+1.3%
Q1 2014+4.5%
Q4 2013+3.0%
Q3 2013-2.1%
Q2 2013-1.5%
Q1 2013+0.5%
Q4 2012+0.1%
Q3 2012+6.3%
Q2 2012-6.4%
Q1 2012-9.1%
Q4 2011-1.3%
Q3 2011+0.1%
Q2 2011-2.6%
Q1 2011-0.0%
Q4 2010+1.2%
Q3 2010+3.4%
Q2 2010+0.6%
Q1 2010-4.9%

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