NASDAQ$ERIE

Erie Indemnity Company · Q3 2023 earnings

Q3 2023 earnings · · Investor relations

Briefing

Erie Indemnity's financial results for Q3 2023 were announced, demonstrating increased net income and operating income compared to the same quarter in the previous year.

Erie Indemnity Company reported a net income of $131.0 million, or $2.51 per diluted share, for the third quarter of 2023, compared to $84.3 million, or $1.61 per diluted share, for the same period in 2022. The company's operating income before taxes increased by $42.0 million, or 39.4 percent. Management fee revenue from policy issuance and renewal services increased by $97.4 million, or 17.7 percent.

  • Net income increased to $131.0 million, or $2.51 per diluted share, compared to $84.3 million, or $1.61 per diluted share, in Q3 2022.
  • Operating income before taxes increased by $42.0 million, or 39.4 percent, compared to Q3 2022.
  • Management fee revenue from policy issuance and renewal services increased by $97.4 million, or 17.7 percent, compared to Q3 2022.
  • Income from investments before taxes totaled $12.3 million, a significant increase compared to a loss of $0.6 million in Q3 2022.

Headline financials

Total Revenue

$859M

Previous: $741M+15.9%
EPS (adj)

$2.51

Previous: $1.61+55.9%
Capital Expenditures

-$27.1M

No prior period
Free Cash Flow

$131M

Previous: $84.3M+55.4%
Net Income

$131M

Previous: $84.3M+55.4%
Operating Income

$148M

Previous: $106M+39.4%
Gross Profit

$12.4M

Previous: -$328K+3878.4%
Cash & Equivalents

$173M

No prior period
Total Assets

$2.39B

Previous: $2.18B+10.0%

Revenue & EPS history

Erie Insurance · Revenue · Quarterly

$859M

Q3 2023+15.9%vs Q3 2022
Beat estimate in 11 of 14 quarters(79%)
ActualEstimate

Revenue by segment

Erie Insurance · $572M total across 2 segments · Q1 2023

  • Policy Issuance & Renewal
    $556M
  • Administrative Services
    $15.7M

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2023

Historical avgQ3 2023

-0.3%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+1.5%

Avg return

30 days after

48%

31 / 64 earnings

Positive

+11.4%

Q4 2023

Best reaction

-11.7%

Q2 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-8.0%-10.4%
Q4 2025-0.8%+2.1%-7.8%
Q3 2025-7.8%-6.9%-4.6%
Q1 2025-11.5%-12.3%-14.7%
Q4 2024+5.7%+10.4%+1.4%
Q3 2024-7.8%-9.2%-2.1%
Q2 2024+9.9%+15.4%+27.6%
Q1 2024-0.2%+0.0%+1.6%
Q4 2023+11.4%+15.7%+16.8%
Q3 2023-7.2%-6.2%-0.5%
Q2 2023+4.3%+4.9%+33.8%
Q1 2023-0.4%+4.3%+0.4%
Q4 2022-1.3%+1.9%-1.6%
Q3 2022+5.7%+8.1%+14.0%
Q2 2022+4.6%+7.3%+12.0%
Q1 2022-4.6%-0.7%-0.5%
Q4 2021+1.4%-2.7%+1.8%
Q3 2021+3.9%+7.3%+5.6%
Q2 2021+0.1%-0.3%-5.3%
Q1 2021-2.8%-3.5%-8.7%
Q4 2020-0.8%-0.4%-8.7%
Q3 2020-0.8%+2.4%-3.5%
Q2 2020+0.1%+1.7%-1.2%
Q1 2020-7.5%-6.5%+1.6%
Q4 2019-10.2%-4.3%+2.4%
Q3 2019+1.1%+1.8%-5.7%
Q2 2019-11.7%-15.6%-19.5%
Q1 2019+5.2%+4.8%+13.3%
Q4 2018+5.6%+10.2%+5.0%
Q3 2018+5.0%+5.9%+7.2%
Q2 2018+2.8%+3.4%+5.8%
Q1 2018-1.5%-1.4%-3.9%
Q4 2017-1.6%-1.0%-1.1%
Q3 2017+2.3%-0.3%+1.0%
Q2 2017+3.9%+3.6%-2.4%
Q1 2017-2.3%-4.0%-4.9%
Q4 2016+2.3%+1.2%+3.7%
Q3 2016-0.6%+1.0%+6.9%
Q2 2016-0.3%+1.6%+2.9%
Q1 2016+1.4%
Q4 2015-5.8%
Q3 2015-0.8%
Q2 2015+5.5%
Q1 2015-4.3%
Q4 2014-5.2%
Q3 2014+1.3%
Q2 2014+1.3%
Q1 2014+4.5%
Q4 2013+3.0%
Q3 2013-2.1%
Q2 2013-1.5%
Q1 2013+0.5%
Q4 2012+0.1%
Q3 2012+6.3%
Q2 2012-6.4%
Q1 2012-9.1%
Q4 2011-1.3%
Q3 2011+0.1%
Q2 2011-2.6%
Q1 2011-0.0%
Q4 2010+1.2%
Q3 2010+3.4%
Q2 2010+0.6%
Q1 2010-4.9%

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