NASDAQ$ERIE

Erie Indemnity Company · Q3 2022 earnings

Q3 2022 earnings · · Investor relations

Briefing

Erie Indemnity's financial results were announced for Q3 2022, with net income at $1.61 per diluted share.

Erie Indemnity Company reported a net income of $84.3 million, or $1.61 per diluted share, for the third quarter of 2022. This is compared to a net income of $90.2 million, or $1.72 per diluted share, for the third quarter of 2021.

  • Net income was $84.3 million, or $1.61 per diluted share.
  • Operating income before taxes increased $11.4 million, or 12.0 percent, compared to Q3 2021.
  • Management fee revenue from policy issuance and renewal services increased by $46.8 million, or 9.3 percent, compared to Q3 2021.
  • Loss from investments before taxes totaled $0.6 million, compared to income from investments before taxes of $20.6 million in Q3 2021.

Headline financials

Total Revenue

$741M

Previous: $688M+7.8%
EPS (adj)

$1.61

Previous: $1.72-6.4%
Free Cash Flow

$84.3M

Previous: $90.2M-6.6%
Net Income

$84.3M

Previous: $90.2M-6.6%
Operating Income

$106M

Previous: $95.1M+12.0%
Gross Profit

-$328K

Previous: -$420K+21.9%
Total Assets

$2.18B

Previous: $2.24B-2.6%

Revenue & EPS history

Erie Insurance · Revenue · Quarterly

$741M

Q3 2022+7.8%vs Q3 2021
Beat estimate in 11 of 14 quarters(79%)
ActualEstimate

Revenue by segment

Erie Insurance · $47M total across 2 segments · Q3 2022

  • Policy Issuance & Renewal
    $46.8M
  • Administrative Services
    $200K

Forward guidance

Forward-looking statements are subject to risks and uncertainties that could cause actual events and results to differ materially from those discussed.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2022

Historical avgQ3 2022

-0.3%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+1.5%

Avg return

30 days after

48%

31 / 64 earnings

Positive

+11.4%

Q4 2023

Best reaction

-11.7%

Q2 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-8.0%-10.4%
Q4 2025-0.8%+2.1%-7.8%
Q3 2025-7.8%-6.9%-4.6%
Q1 2025-11.5%-12.3%-14.7%
Q4 2024+5.7%+10.4%+1.4%
Q3 2024-7.8%-9.2%-2.1%
Q2 2024+9.9%+15.4%+27.6%
Q1 2024-0.2%+0.0%+1.6%
Q4 2023+11.4%+15.7%+16.8%
Q3 2023-7.2%-6.2%-0.5%
Q2 2023+4.3%+4.9%+33.8%
Q1 2023-0.4%+4.3%+0.4%
Q4 2022-1.3%+1.9%-1.6%
Q3 2022+5.7%+8.1%+14.0%
Q2 2022+4.6%+7.3%+12.0%
Q1 2022-4.6%-0.7%-0.5%
Q4 2021+1.4%-2.7%+1.8%
Q3 2021+3.9%+7.3%+5.6%
Q2 2021+0.1%-0.3%-5.3%
Q1 2021-2.8%-3.5%-8.7%
Q4 2020-0.8%-0.4%-8.7%
Q3 2020-0.8%+2.4%-3.5%
Q2 2020+0.1%+1.7%-1.2%
Q1 2020-7.5%-6.5%+1.6%
Q4 2019-10.2%-4.3%+2.4%
Q3 2019+1.1%+1.8%-5.7%
Q2 2019-11.7%-15.6%-19.5%
Q1 2019+5.2%+4.8%+13.3%
Q4 2018+5.6%+10.2%+5.0%
Q3 2018+5.0%+5.9%+7.2%
Q2 2018+2.8%+3.4%+5.8%
Q1 2018-1.5%-1.4%-3.9%
Q4 2017-1.6%-1.0%-1.1%
Q3 2017+2.3%-0.3%+1.0%
Q2 2017+3.9%+3.6%-2.4%
Q1 2017-2.3%-4.0%-4.9%
Q4 2016+2.3%+1.2%+3.7%
Q3 2016-0.6%+1.0%+6.9%
Q2 2016-0.3%+1.6%+2.9%
Q1 2016+1.4%
Q4 2015-5.8%
Q3 2015-0.8%
Q2 2015+5.5%
Q1 2015-4.3%
Q4 2014-5.2%
Q3 2014+1.3%
Q2 2014+1.3%
Q1 2014+4.5%
Q4 2013+3.0%
Q3 2013-2.1%
Q2 2013-1.5%
Q1 2013+0.5%
Q4 2012+0.1%
Q3 2012+6.3%
Q2 2012-6.4%
Q1 2012-9.1%
Q4 2011-1.3%
Q3 2011+0.1%
Q2 2011-2.6%
Q1 2011-0.0%
Q4 2010+1.2%
Q3 2010+3.4%
Q2 2010+0.6%
Q1 2010-4.9%

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