NASDAQ$CVCO

Cavco Industries Inc · Q3 2026 earnings

Q3 2026 earnings · · After market close · Investor relations

Briefing

Cavco Industries Reports Fiscal 2026 Third Quarter Results, Including American Homestar Acquisition

Cavco Industries reported a solid third fiscal quarter for 2026, with net revenue increasing by 11.3% to $581.0 million, primarily driven by growth in home sales volume and average selling price per home. Despite the revenue growth, net income and diluted EPS saw a decline, impacted by deal costs related to the American Homestar acquisition and a decrease in factory-built housing gross profit margin.

  • Net revenue increased by 11.3% to $581.0 million, compared to $522.0 million in the prior year's third quarter.
  • Diluted net income per share was $5.58, a decrease of 19.1% from $6.90 in the prior year quarter.
  • The acquisition of American Homestar Corporation contributed $42 million to Net revenue and 343 homes sold.
  • Factory-built housing Gross profit as a percentage of Net revenue decreased to 21.7% from 23.6% in the prior year.

Headline financials

Total Revenue

$581M

Previous: $522M+11.3%
EPS

$5.58

Previous: $6.90-19.1%
Factory-built modules sold

8.8K

Previous: 8.4K+5.3%
Factory-built homes sold

5.2K

Previous: 5.1K+3.2%
Net factory-built housing revenue per home sold

$107K

Previous: $99K+8.0%
Home sales volume growth

3.2%

No prior period
Capacity utilization

70.0%

Previous: 75.0%-6.7%
Stock repurchases

$44M

No prior period
Backlog

$160M

No prior period
Capital Expenditures

-$27.4M

Previous: -$15.3M-79.0%
Free Cash Flow

$16.7M

No prior period
Net Income

$44.1M

Previous: $56.5M-22.0%
Operating Income

$54.6M

Previous: $64M-14.7%
Gross Profit

$136M

Previous: $130M+4.6%

Revenue & EPS history

Cavco · Revenue · Quarterly

$581M

Q3 2026+11.3%vs Q3 2025
Beat estimate in 8 of 15 quarters(53%)
ActualEstimate

Revenue by segment

Cavco · $550M total across 2 segments · Q4 2026

  • Factory-Built Housing
    $528M
  • Financial Services
    $22.1M

Forward guidance

Cavco Industries anticipates an optimistic market tone moving into the Spring selling season, with a focus on assessing the ability to increase production. The company expects to see positive impacts from the American Homestar acquisition as integration concludes.

Tailwinds

  • Market tone remains optimistic, especially for the Spring selling season.
  • Affordable housing continues to be a rising topic in national policy discussions.
  • The positive impact of the American Homestar acquisition is expected to exceed previous expectations once the investment phase concludes.
  • Operating approach maintained a steady daily production pace by utilizing backlog and additional days down over holidays.
  • Financial services segment results are expected to continue strong performance due to improved profitability in insurance operations.

Headwinds

  • Industry shipments slowed in the quarter, with HUD shipments at a significantly lower pace in October and November.
  • Deal costs and integration plan spending for American Homestar impacted current quarter results.
  • Capacity utilization decreased to approximately 70% from 75% in the prior year.
  • Factory-built housing Gross profit as a percentage of Net revenue decreased.
  • Income before income taxes was down $11 million, or 16.9%.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q3 2026

Historical avgQ3 2026

+1.0%

Avg return

Earnings day

+3.7%

Avg return

5 days after

+4.9%

Avg return

30 days after

59%

37 / 63 earnings

Positive

+18.0%

Q3 2018

Best reaction

-23.5%

Q2 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2026
Q3 2026-20.3%-18.1%-6.5%
Q2 2026+6.4%+11.1%+18.2%
Q1 2026+4.9%+11.7%+31.4%
Q4 2025-5.4%-12.9%-20.4%
Q3 2025+6.7%+12.0%+10.0%
Q2 2025+7.9%+10.6%+24.3%
Q1 2025-7.6%-12.3%-0.3%
Q4 2024-1.7%-1.3%+1.1%
Q3 2024+3.4%+6.3%+14.2%
Q2 2024+9.0%+5.5%+17.4%
Q1 2024+1.3%+3.9%-0.6%
Q4 2023-6.1%-4.3%-6.6%
Q3 2023-0.5%+5.6%+6.6%
Q2 2023-1.1%+3.8%+17.8%
Q1 2023+9.2%+9.9%-11.1%
Q4 2022+4.4%+5.9%-5.3%
Q3 2022+6.0%+7.2%-1.4%
Q2 2022+3.2%+13.8%+19.3%
Q1 2022+4.0%+5.6%+5.8%
Q4 2021+4.0%+5.0%+4.3%
Q3 2021+3.6%+12.1%+15.9%
Q2 2021-1.5%+10.5%+7.3%
Q1 2021+4.0%+7.2%+0.7%
Q4 2020+9.8%+1.9%-1.6%
Q3 2020+2.8%+3.1%-7.5%
Q2 2020-4.8%-3.9%-2.1%
Q1 2020+8.0%+8.1%+11.2%
Q4 2019+17.5%+13.5%+19.1%
Q3 2019-17.1%-13.9%-22.0%
Q2 2019-23.5%-22.2%-30.4%
Q1 2019+5.0%+6.8%+16.0%
Q4 2018+10.2%+19.4%+12.5%
Q3 2018+18.0%+10.9%+20.1%
Q2 2018-3.8%-5.0%-5.1%
Q1 2018+2.5%-7.1%-1.5%
Q4 2017+11.2%+11.5%+11.8%
Q3 2017+10.6%+14.3%+20.0%
Q2 2017+3.6%+4.7%+12.2%
Q1 2017-0.8%+2.6%+6.4%
Q4 2016+5.6%+4.7%-6.2%
Q3 2016+5.9%
Q2 2016+17.9%
Q1 2016-0.5%
Q4 2015+1.7%
Q3 2015-0.1%
Q2 2015+0.1%
Q1 2015-2.6%
Q4 2014+6.6%
Q3 2014+5.3%
Q2 2014-5.5%
Q1 2014+5.3%
Q4 2013+3.3%
Q3 2013+0.5%
Q2 2013-4.0%
Q1 2013-3.4%
Q4 2010+0.9%
Q3 2012-1.4%
Q3 2011-1.4%
Q2 2012-3.5%
Q4 2011-12.1%
Q2 2011-12.1%
Q1 2012-12.1%
Q1 2011-12.1%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro