NASDAQ$BHF

Brighthouse Financial Inc · Q4 2020 earnings

Q4 2020 earnings · · Investor relations

Briefing

Brighthouse Financial reported a net loss due to net derivative mark-to-market losses, but adjusted earnings were positive, driven by increased annuity and life sales.

Brighthouse Financial reported a net loss of $1,045 million for Q4 2020, primarily due to net derivative mark-to-market losses. However, adjusted earnings, less notable items, were $272 million, or $3.03 per diluted share. Annuity and life sales saw significant increases compared to the previous year. The company's estimated combined risk-based capital ratio was approximately 485 percent, and holding company liquid assets were $1.7 billion.

  • Net loss available to shareholders was $1,045 million, or $11.69 per diluted share, driven by net derivative mark-to-market losses.
  • Adjusted earnings, less notable items, were $272 million, or $3.03 per diluted share.
  • Annuity sales increased 58 percent and life sales increased 25 percent compared to Q4 2019.
  • Estimated combined risk-based capital ratio of approximately 485 percent and holding company liquid assets of $1.7 billion.

Headline financials

Total Revenue

$2.22B

Previous: $2.16B+2.4%
EPS (adj)

$3.03

Previous: $2.46+23.2%
Book Value Per Share

$188.90

Previous: $148.64+27.1%
Book Value ex AOCI

$124.10

Previous: $118.08+5.1%
Holding Company Liquid Assets

$1.7B

Previous: $800M+112.5%
Ending Common Shares Outstanding

88.2M

Previous: 106.0M-16.8%
Net Income

-$1.03B

Previous: -$1.07B+3.6%
Operating Income

-$1.31B

Previous: -$1.37B+4.8%
Gross Profit

$131M

Previous: $306M-57.2%
Cash & Equivalents

$4.11B

Previous: $2.88B+42.8%
Total Assets

$248B

Previous: $227B+9.1%

Revenue & EPS history

Brighthouse Financial · Revenue · Quarterly

$2.22B

Q4 2020+2.4%vs Q4 2019
Beat estimate in 13 of 16 quarters(81%)
ActualEstimate

Revenue by segment

Brighthouse Financial · $2.22B total across 4 segments · Q4 2020

  • Net Investment Income
    $1.04B+15.5%
  • Universal Life & Policy Fees
    $868M-8.6%
  • Premiums
    $191M-8.6%
  • Other Revenues
    $119M+11.2%

Forward guidance

Brighthouse Financial did not provide specific forward guidance in this earnings report.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2020

Historical avgQ4 2020

-0.6%

Avg return

Earnings day

-0.2%

Avg return

5 days after

-2.5%

Avg return

30 days after

43%

16 / 37 earnings

Positive

+15.3%

Q4 2018

Best reaction

-11.5%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.5%-2.4%+0.1%
Q4 2025-1.3%-4.1%-3.3%
Q3 2025+0.5%+0.2%-0.5%
Q1 2025-0.8%+2.3%+1.5%
Q4 2024+0.0%+6.2%-4.9%
Q3 2024-4.5%-0.8%-3.5%
Q2 2024-4.1%-7.2%-3.9%
Q1 2024-9.8%-10.0%-15.5%
Q4 2023-11.5%-9.6%-9.6%
Q3 2023-2.8%-2.3%+9.2%
Q2 2023-6.2%-7.5%-9.6%
Q1 2023-2.5%-7.2%+6.0%
Q4 2022-1.0%+2.2%-16.6%
Q3 2022-6.8%-2.7%-5.5%
Q2 2022+2.9%+6.9%+6.9%
Q1 2022-9.3%-12.1%-5.8%
Q4 2021-3.6%-3.1%-22.3%
Q3 2021+1.2%-2.3%-8.2%
Q2 2021+13.6%+12.3%+17.3%
Q1 2021-0.9%+1.0%-5.4%
Q4 2020-3.4%-4.7%+6.3%
Q3 2020+0.6%+19.0%+19.7%
Q2 2020+3.5%+8.4%+9.3%
Q1 2020-6.2%-7.1%+20.9%
Q4 2019+10.4%+10.5%-43.1%
Q3 2019+5.1%+5.0%-1.8%
Q2 2019+3.4%+0.5%+1.4%
Q1 2019-4.9%-6.8%-13.1%
Q4 2018+15.3%+18.9%+9.4%
Q3 2018+7.6%+1.6%-5.2%
Q2 2018-0.6%-8.7%-5.5%
Q1 2018+1.1%-3.3%-5.9%
Q4 2017-6.0%-0.3%-7.5%
Q3 2017+0.5%-1.6%+6.9%
Q2 2017+0.2%+0.2%-3.0%
Q1 2017+0.2%+0.2%-3.0%
Q4 2016+0.2%+2.3%-3.8%
Q3 2016
Q2 2016
Q1 2016
Q4 2015
Q3 2015
Q2 2015
Q1 2015

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro