NASDAQ$BHF

Brighthouse Financial Inc · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Brighthouse Financial reported net income of $150 million and adjusted earnings of $767 million for Q3 2024.

Brighthouse Financial announced its Q3 2024 results, reporting a net income available to shareholders of $150 million, or $2.47 per diluted share. Adjusted earnings were $767 million, or $12.58 per diluted share. The company's estimated combined RBC ratio was between 365% and 385%, with holding company liquid assets of $1.3 billion. Brighthouse Financial repurchased approximately $64 million of its common stock during the quarter.

  • Net income available to shareholders was $150 million, or $2.47 per diluted share.
  • Adjusted earnings were $767 million, or $12.58 per diluted share.
  • Estimated combined RBC ratio was between 365% and 385%.
  • Holding company liquid assets totaled $1.3 billion.

Headline financials

Total Revenue

$2.02B

Previous: $1.17B+72.5%
EPS

$2.47

Previous: $4.18-40.9%
Book Value Per Share

$63.94

Previous: $36.63+74.6%
Book Value ex AOCI

$132.91

Previous: $146.61-9.3%
Holding Company Liquid Assets

$1.3B

Previous: $900M+44.4%
Ending Common Shares Outstanding

59.8M

No prior period
Capital Expenditures

$0.00

No prior period
Free Cash Flow

$176M

Previous: $479M-63.3%
Net Income

$176M

Previous: $479M-63.3%
Operating Income

$784M

Previous: -$463M+269.3%
Gross Profit

$1.28B

Previous: $10M+12660.0%
Total Assets

$245B

Previous: $224B+9.7%

Revenue & EPS history

Brighthouse Financial · Revenue · Quarterly

$2.02B

Q3 2024+72.5%vs Q3 2023
Beat estimate in 2 of 15 quarters(13%)
ActualEstimate

Revenue by segment

Brighthouse Financial · $2.06B total across 4 segments · Q3 2023

  • Net Investment Income
    $1.2B+37.1%
  • Universal Life & Policy Fees
    $542M-30.8%
  • Premiums
    $194M+19.8%
  • Other Revenues
    $125M+3.3%

Forward guidance

Brighthouse Financial is in the final stages of completing a reinsurance transaction with a third party before the end of the year. This transaction would bring our pro forma estimated combined RBC ratio at September 30, 2024, to the low end of our target range of 400% to 450% in normal market conditions.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

-0.6%

Avg return

Earnings day

-0.2%

Avg return

5 days after

-2.5%

Avg return

30 days after

43%

16 / 37 earnings

Positive

+15.3%

Q4 2018

Best reaction

-11.5%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.5%-2.4%+0.1%
Q4 2025-1.3%-4.1%-3.3%
Q3 2025+0.5%+0.2%-0.5%
Q1 2025-0.8%+2.3%+1.5%
Q4 2024+0.0%+6.2%-4.9%
Q3 2024-4.5%-0.8%-3.5%
Q2 2024-4.1%-7.2%-3.9%
Q1 2024-9.8%-10.0%-15.5%
Q4 2023-11.5%-9.6%-9.6%
Q3 2023-2.8%-2.3%+9.2%
Q2 2023-6.2%-7.5%-9.6%
Q1 2023-2.5%-7.2%+6.0%
Q4 2022-1.0%+2.2%-16.6%
Q3 2022-6.8%-2.7%-5.5%
Q2 2022+2.9%+6.9%+6.9%
Q1 2022-9.3%-12.1%-5.8%
Q4 2021-3.6%-3.1%-22.3%
Q3 2021+1.2%-2.3%-8.2%
Q2 2021+13.6%+12.3%+17.3%
Q1 2021-0.9%+1.0%-5.4%
Q4 2020-3.4%-4.7%+6.3%
Q3 2020+0.6%+19.0%+19.7%
Q2 2020+3.5%+8.4%+9.3%
Q1 2020-6.2%-7.1%+20.9%
Q4 2019+10.4%+10.5%-43.1%
Q3 2019+5.1%+5.0%-1.8%
Q2 2019+3.4%+0.5%+1.4%
Q1 2019-4.9%-6.8%-13.1%
Q4 2018+15.3%+18.9%+9.4%
Q3 2018+7.6%+1.6%-5.2%
Q2 2018-0.6%-8.7%-5.5%
Q1 2018+1.1%-3.3%-5.9%
Q4 2017-6.0%-0.3%-7.5%
Q3 2017+0.5%-1.6%+6.9%
Q2 2017+0.2%+0.2%-3.0%
Q1 2017+0.2%+0.2%-3.0%
Q4 2016+0.2%+2.3%-3.8%
Q3 2016
Q2 2016
Q1 2016
Q4 2015
Q3 2015
Q2 2015
Q1 2015

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