NASDAQ$BHF

Brighthouse Financial Inc · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Brighthouse Financial reported mixed results with strong sales in Shield Level Annuities, efficient expense management, and common stock repurchases, but statutory results led to an estimated combined RBC ratio at or modestly below the low end of the target range.

Brighthouse Financial's second quarter 2024 net income available to shareholders was $9 million, or $0.12 per diluted share. Adjusted earnings were $346 million, or $5.57 per diluted share. The company's annuity sales were flat, but Shield Level Annuity sales reached record levels. Life sales also saw a 19% increase. The estimated combined RBC ratio ended the quarter between 380% and 400%, with holding company liquid assets of $1.2 billion.

  • Estimated combined risk-based capital ("RBC") ratio between 380% and 400%; holding company liquid assets of $1.2 billion.
  • The company repurchased approximately $151 million of its common stock year-to-date through August 2, 2024.
  • Total annuity sales in the first half of 2024 were consistent with the same period in 2023.
  • Total life sales increased 19% in the first half of 2024 compared with the same period in 2023.

Headline financials

Total Revenue

$1.43B

Previous: $263M+442.6%
EPS

$0.12

Previous: $4.13-97.1%
Book Value Per Share

$39.87

Previous: $48.64-18.0%
Book Value ex AOCI

$128.36

Previous: $137.80-6.9%
Holding Company Liquid Assets

$1.2B

Previous: $900M+33.3%
Ending Common Shares Outstanding

61.2M

No prior period
Free Cash Flow

$34M

Previous: -$175M+119.4%
Net Income

$34M

Previous: -$175M+119.4%
Operating Income

-$343M

Previous: -$1.54B+77.8%
Gross Profit

$125M

Previous: -$1.04B+112.0%
Total Assets

$237B

Previous: $232B+2.5%

Revenue & EPS history

Brighthouse Financial · Revenue · Quarterly

$1.43B

Q2 2024+442.6%vs Q2 2023
Beat estimate in 2 of 15 quarters(13%)
ActualEstimate

Revenue by segment

Brighthouse Financial · $2.06B total across 4 segments · Q3 2023

  • Net Investment Income
    $1.2B+37.1%
  • Universal Life & Policy Fees
    $542M-30.8%
  • Premiums
    $194M+19.8%
  • Other Revenues
    $125M+3.3%

Forward guidance

Brighthouse Financial has specific initiatives underway designed to improve capital efficiency, unlock capital and return to their target RBC ratio range in the next six to 12 months.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

-0.6%

Avg return

Earnings day

-0.2%

Avg return

5 days after

-2.5%

Avg return

30 days after

43%

16 / 37 earnings

Positive

+15.3%

Q4 2018

Best reaction

-11.5%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.5%-2.4%+0.1%
Q4 2025-1.3%-4.1%-3.3%
Q3 2025+0.5%+0.2%-0.5%
Q1 2025-0.8%+2.3%+1.5%
Q4 2024+0.0%+6.2%-4.9%
Q3 2024-4.5%-0.8%-3.5%
Q2 2024-4.1%-7.2%-3.9%
Q1 2024-9.8%-10.0%-15.5%
Q4 2023-11.5%-9.6%-9.6%
Q3 2023-2.8%-2.3%+9.2%
Q2 2023-6.2%-7.5%-9.6%
Q1 2023-2.5%-7.2%+6.0%
Q4 2022-1.0%+2.2%-16.6%
Q3 2022-6.8%-2.7%-5.5%
Q2 2022+2.9%+6.9%+6.9%
Q1 2022-9.3%-12.1%-5.8%
Q4 2021-3.6%-3.1%-22.3%
Q3 2021+1.2%-2.3%-8.2%
Q2 2021+13.6%+12.3%+17.3%
Q1 2021-0.9%+1.0%-5.4%
Q4 2020-3.4%-4.7%+6.3%
Q3 2020+0.6%+19.0%+19.7%
Q2 2020+3.5%+8.4%+9.3%
Q1 2020-6.2%-7.1%+20.9%
Q4 2019+10.4%+10.5%-43.1%
Q3 2019+5.1%+5.0%-1.8%
Q2 2019+3.4%+0.5%+1.4%
Q1 2019-4.9%-6.8%-13.1%
Q4 2018+15.3%+18.9%+9.4%
Q3 2018+7.6%+1.6%-5.2%
Q2 2018-0.6%-8.7%-5.5%
Q1 2018+1.1%-3.3%-5.9%
Q4 2017-6.0%-0.3%-7.5%
Q3 2017+0.5%-1.6%+6.9%
Q2 2017+0.2%+0.2%-3.0%
Q1 2017+0.2%+0.2%-3.0%
Q4 2016+0.2%+2.3%-3.8%
Q3 2016
Q2 2016
Q1 2016
Q4 2015
Q3 2015
Q2 2015
Q1 2015

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