NASDAQ$BHF

Brighthouse Financial Inc · Q3 2020 earnings

Q3 2020 earnings · · Investor relations

Briefing

Brighthouse Financial's Q3 2020 financial performance was marked by a net loss, but adjusted earnings, less notable items, showed a positive figure, with increased annuity and life sales and resumed common stock repurchases.

Brighthouse Financial reported a net loss of $3,012 million for Q3 2020, primarily due to the annual actuarial review and net derivative mark-to-market losses. However, adjusted earnings, less notable items, were $388 million, with annuity and life sales increasing by 29% and 63%, respectively, compared to Q3 2019. The company resumed common stock repurchases and had an estimated combined risk-based capital ratio between 525 and 545 percent.

  • Net loss available to shareholders was $3,012 million, or $32.49 per diluted share.
  • Adjusted earnings, less notable items, were $388 million, or $4.19 per diluted share.
  • Annuity sales increased 29 percent and life sales increased 63 percent compared with the third quarter of 2019.
  • The company resumed repurchases of its common stock on August 24, 2020, and repurchased $432 million of common stock year-to-date through November 4.

Headline financials

Total Revenue

$309M

Previous: $3.19B-90.3%
EPS (adj)

$4.19

Previous: $2.33+79.8%
Book Value Per Share

$191.58

No prior period
Book Value ex AOCI

$132.55

No prior period
Holding Company Liquid Assets

$1.3B

No prior period
Ending Common Shares Outstanding

92.7M

No prior period
Free Cash Flow

-$3B

Previous: $683M-538.5%
Net Income

-$3B

Previous: $683M-538.5%
Operating Income

-$3.77B

Previous: $815M-562.0%
Gross Profit

-$3.19B

Previous: $1.43B-323.4%
Cash & Equivalents

$6.19B

Previous: $4.29B+44.3%
Total Assets

$240B

Previous: $226B+6.1%

Revenue & EPS history

Brighthouse Financial · Revenue · Quarterly

$309M

Q3 2020-90.3%vs Q3 2019
Beat estimate in 13 of 16 quarters(81%)
ActualEstimate

Revenue by segment

Brighthouse Financial · $2.16B total across 4 segments · Q3 2020

  • Net Investment Income
    $996M
  • Universal Life & Policy Fees
    $882M
  • Premiums
    $184M
  • Other Revenues
    $99M

Forward guidance

No specific forward guidance was provided in the transcript.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2020

Historical avgQ3 2020

-0.6%

Avg return

Earnings day

-0.2%

Avg return

5 days after

-2.5%

Avg return

30 days after

43%

16 / 37 earnings

Positive

+15.3%

Q4 2018

Best reaction

-11.5%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.5%-2.4%+0.1%
Q4 2025-1.3%-4.1%-3.3%
Q3 2025+0.5%+0.2%-0.5%
Q1 2025-0.8%+2.3%+1.5%
Q4 2024+0.0%+6.2%-4.9%
Q3 2024-4.5%-0.8%-3.5%
Q2 2024-4.1%-7.2%-3.9%
Q1 2024-9.8%-10.0%-15.5%
Q4 2023-11.5%-9.6%-9.6%
Q3 2023-2.8%-2.3%+9.2%
Q2 2023-6.2%-7.5%-9.6%
Q1 2023-2.5%-7.2%+6.0%
Q4 2022-1.0%+2.2%-16.6%
Q3 2022-6.8%-2.7%-5.5%
Q2 2022+2.9%+6.9%+6.9%
Q1 2022-9.3%-12.1%-5.8%
Q4 2021-3.6%-3.1%-22.3%
Q3 2021+1.2%-2.3%-8.2%
Q2 2021+13.6%+12.3%+17.3%
Q1 2021-0.9%+1.0%-5.4%
Q4 2020-3.4%-4.7%+6.3%
Q3 2020+0.6%+19.0%+19.7%
Q2 2020+3.5%+8.4%+9.3%
Q1 2020-6.2%-7.1%+20.9%
Q4 2019+10.4%+10.5%-43.1%
Q3 2019+5.1%+5.0%-1.8%
Q2 2019+3.4%+0.5%+1.4%
Q1 2019-4.9%-6.8%-13.1%
Q4 2018+15.3%+18.9%+9.4%
Q3 2018+7.6%+1.6%-5.2%
Q2 2018-0.6%-8.7%-5.5%
Q1 2018+1.1%-3.3%-5.9%
Q4 2017-6.0%-0.3%-7.5%
Q3 2017+0.5%-1.6%+6.9%
Q2 2017+0.2%+0.2%-3.0%
Q1 2017+0.2%+0.2%-3.0%
Q4 2016+0.2%+2.3%-3.8%
Q3 2016
Q2 2016
Q1 2016
Q4 2015
Q3 2015
Q2 2015
Q1 2015

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