NYSE$WU

Western Union Company · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

Reported a decline in GAAP revenue and EPS, but exceeded expectations due to 'Evolve 2025' strategic initiatives and strength in the Middle East business.

Western Union reported a 10% decrease in GAAP revenue to $1.04 billion and a 46% decrease in GAAP EPS to $0.40 for Q1 2023. However, the company exceeded expectations due to momentum from its 'Evolve 2025' strategic initiatives and strength in its Middle East business.

  • Q1 GAAP revenue was $1.04 billion, down 10% on a reported basis, or 1% on an adjusted basis.
  • GAAP EPS was $0.40, a decrease of 46% year-over-year; Adjusted EPS was $0.43, a decrease of 16% year-over-year.
  • GAAP operating margin was 19.7%, a decrease of 80 bps year-over-year; Adjusted operating margin was 20.5%, a decrease of 130 bps year-over-year.
  • New branded digital go-to-market strategy continued momentum in Q1 with new customers up 14% and transactions up 7% globally.

Headline financials

Total Revenue

$1.04B

Previous: $1.16B-10.3%
EPS (adj)

$0.43

Previous: $0.51-15.7%
C2C Transactions

65.3M

Previous: 69.7M-6.3%
C2C Transaction Growth

-6.0%

Previous: -4.0%-50.0%
Capital Expenditures

-$6.8M

Previous: -$10.3M+34.0%
Free Cash Flow

$145M

Previous: $283M-48.8%
Net Income

$152M

Previous: $293M-48.2%
Operating Income

$205M

Previous: $238M-13.8%
Gross Profit

$407M

Previous: $501M-18.6%
Cash & Equivalents

$1.23B

Previous: $1.3B-5.2%
Total Assets

$8.23B

Previous: $8.49B-3.0%

Revenue & EPS history

Western Union · Revenue · Quarterly

$1.04B

Q1 2023-10.3%vs Q1 2022
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Revenue by segment

Western Union · $938M total across 1 segment · Q1 2023

  • Consumer Money Transfer
    $938M-6.1%

Forward guidance

The Company reaffirmed its 2023 adjusted full year financial outlook provided on February 7, 2023. The outlook assumes no material changes in macroeconomic conditions, including changes in foreign currencies or Argentina inflation.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

-0.7%

Avg return

Earnings day

-0.5%

Avg return

5 days after

-1.0%

Avg return

30 days after

44%

32 / 73 earnings

Positive

+10.1%

Q3 2025

Best reaction

-29.0%

Q3 2012

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.6%-3.8%-10.3%
Q4 2025-1.8%+2.8%-4.4%
Q3 2025+10.1%+17.2%+3.4%
Q1 2025+0.5%+0.0%-7.0%
Q4 2024+6.1%+0.7%+11.9%
Q3 2024-3.8%-3.3%-4.7%
Q2 2024-7.7%-10.6%-6.0%
Q1 2024-0.8%+0.8%-4.1%
Q4 2023-4.5%+0.6%+13.6%
Q3 2023-12.1%-17.4%-9.2%
Q2 2023-1.1%-2.4%-4.4%
Q1 2023+7.2%+11.8%+6.2%
Q4 2022-0.6%+0.1%-19.2%
Q3 2022-3.5%-5.2%+7.1%
Q2 2022-3.1%-3.5%-13.2%
Q1 2022-9.9%-6.6%-3.3%
Q4 2021+3.8%+7.3%-8.1%
Q3 2021-1.4%-3.6%-8.7%
Q2 2021-2.1%-0.0%-4.5%
Q1 2021-2.6%-2.1%-2.1%
Q4 2020+0.8%+2.7%+5.7%
Q3 2020-4.0%+1.7%+11.2%
Q2 2020-5.5%-3.9%-4.0%
Q1 2020+3.3%+5.7%+24.7%
Q4 2019-7.7%-7.3%-26.9%
Q3 2019+5.1%+5.2%+6.7%
Q2 2019+3.9%+1.8%+5.3%
Q1 2019-0.1%+0.9%+3.9%
Q4 2018-3.2%-3.3%-3.6%
Q3 2018-0.7%+2.4%+3.8%
Q2 2018-3.7%-4.9%-6.1%
Q1 2018-2.5%-0.7%+0.7%
Q4 2017+2.7%+2.5%+1.3%
Q3 2017-2.4%-4.1%-1.4%
Q2 2017+1.2%-1.0%-3.6%
Q1 2017-3.6%-2.9%-2.7%
Q4 2016-0.9%-1.2%-1.2%
Q3 2016-0.8%-2.2%+3.3%
Q2 2016+5.4%+6.2%+10.1%
Q1 2016-5.4%
Q4 2015-2.3%
Q3 2015-1.7%
Q2 2015+6.3%
Q1 2015+4.2%
Q4 2014+3.9%
Q3 2014+3.2%
Q2 2014-5.0%
Q1 2014+2.8%
Q4 2013+4.5%
Q3 2013-12.7%
Q2 2013+5.8%
Q1 2013+6.8%
Q4 2012-0.6%
Q3 2012-29.0%
Q2 2012+0.3%
Q1 2012+2.4%
Q4 2011+0.5%
Q3 2011+0.3%
Q2 2011-1.0%
Q1 2011-1.7%
Q4 2010+4.7%
Q4 2007+4.7%
Q3 2010+0.1%
Q2 2010+1.2%
Q1 2010-5.9%
Q4 2009+0.3%
Q3 2009-0.2%
Q3 2008-0.2%
Q2 2009-1.4%
Q2 2008-1.4%
Q4 2008+3.1%
Q1 2009+3.1%
Q1 2008+3.1%

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