NYSE$WD

Walker & Dunlop Inc · Q1 2020 earnings

Q1 2020 earnings · · Investor relations

Briefing

Walker & Dunlop reported record revenues and transaction volume, but also recorded a provision expense related to the COVID-19 pandemic.

Walker & Dunlop reported a record total revenue of $234.2 million, up 25% from Q1 2019. Net income was $47.8 million, or $1.49 per diluted share, up 8% and 7%, respectively, from the first quarter of last year. The company's total transaction volume grew 91% year-over-year to a record $11.4 billion.

  • Record total transaction volume of $11.4 billion, up 91% from Q1’19
  • Record total revenues of $234.2 million, up 25% from Q1’19
  • Net income of $47.8 million and diluted earnings per share of $1.49, up 8% and 7%, respectively from Q1’19
  • Servicing portfolio of $94.8 billion at March 31, 2020, up 8% from March 31, 2019

Headline financials

Total Revenue

$234M

Previous: $187M+24.9%
EPS (adj)

$1.49

Previous: $1.39+7.2%
Debt Financing Volume

$9.63B

Previous: $5.24B+83.5%
Property Sales Volume

$1.73B

Previous: $697M+148.4%
Total Servicing Portfolio

$94.8B

Previous: $87.7B+8.1%
Operating Margin

26.0%

Previous: 30.0%-13.3%
Free Cash Flow

$47.8M

Previous: $44.2M+8.2%
Net Income

$47.8M

Previous: $44.2M+8.2%
Operating Income

$18.5M

Previous: $37.9M-51.1%
Gross Profit

$211M

Previous: $185M+13.9%
Cash & Equivalents

$205M

Previous: $110M+86.9%
Total Assets

$3.31B

Previous: $2.97B+11.6%

Revenue & EPS history

Walker & Dunlop · Revenue · Quarterly

$234M

Q1 2020+24.9%vs Q1 2019
Beat estimate in 14 of 16 quarters(88%)
ActualEstimate

Revenue by segment

Walker & Dunlop · $273M total across 3 segments · Q2 2023

  • Servicing & Asset Management
    $143M+7.8%
  • Capital Markets
    $126M-39.4%
  • Corporate
    $3.79M+1278.2%

Forward guidance

The COVID-19 pandemic has dramatically changed the underlying fundamentals of the U.S. economy. While property sales activity has slowed significantly and many commercial real estate capital sources have pulled out of the market, Fannie Mae, Freddie Mac, and HUD remain very active, and we continue to benefit from a strong pipeline of transactions.

Tailwinds

  • Fannie Mae and Freddie Mac remain very active.
  • HUD remains very active.
  • Strong pipeline of transactions.
  • Closed the largest transaction in Walker & Dunlop’s history, a credit facility of over $2 billion on a portfolio of workforce housing properties in the Mid-Atlantic region.
  • Team has not skipped a beat in closing financings and guiding our clients through this challenging period.

Headwinds

  • COVID-19 pandemic has dramatically changed the underlying fundamentals of the U.S. economy.
  • Property sales activity has slowed significantly.
  • Many commercial real estate capital sources have pulled out of the market.
  • Recorded a provision expense of $23.6 million related to the COVID-19 pandemic and its expected impacts on future losses in the servicing portfolio, resulting in a $0.54 reduction in diluted earnings per share.
  • At the end of April, the first month principal and interest payments were due following the onset of COVID-19 in the U.S., we had $1.6 million of outstanding advances under our Fannie Mae and HUD servicing agreements.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2020

Historical avgQ1 2020

+0.7%

Avg return

Earnings day

+1.1%

Avg return

5 days after

+1.8%

Avg return

30 days after

57%

36 / 63 earnings

Positive

+15.8%

Q4 2016

Best reaction

-20.0%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.0%+3.8%-3.6%
Q4 2025-20.0%-17.3%-26.9%
Q3 2025-11.5%-15.2%-20.9%
Q1 2025-3.3%-6.6%-10.5%
Q4 2024-5.3%-6.2%-4.2%
Q3 2024-0.9%-2.4%-3.6%
Q2 2024+3.2%+3.2%+4.8%
Q1 2024+2.7%+4.1%+3.5%
Q4 2023+2.9%+0.3%-4.9%
Q3 2023-1.0%+11.4%+29.4%
Q2 2023-2.2%-4.2%-5.4%
Q1 2023+3.1%-2.5%+15.2%
Q4 2022-4.3%-4.6%-21.6%
Q3 2022-1.1%-1.3%-4.3%
Q2 2022-6.2%-4.4%-13.6%
Q1 2022-13.4%-16.5%-11.4%
Q4 2021+6.5%+8.7%+3.7%
Q3 2021+8.5%+10.3%+9.4%
Q2 2021+1.1%-0.1%+8.5%
Q1 2021-7.7%-12.3%-10.9%
Q4 2020+10.7%+16.0%+16.7%
Q3 2020+6.9%+15.8%+37.9%
Q2 2020+9.1%+14.4%+7.8%
Q1 2020+8.3%+3.5%+37.5%
Q4 2019+11.2%+13.9%-3.9%
Q3 2019+0.5%+3.2%+3.9%
Q2 2019+2.4%+2.8%-9.2%
Q1 2019+0.9%+0.6%-8.5%
Q4 2018+5.5%+6.9%+9.0%
Q3 2018-6.5%-7.7%-3.5%
Q2 2018-6.9%-10.2%-8.0%
Q1 2018-6.0%-5.0%-2.3%
Q4 2017+5.4%-3.0%+5.4%
Q3 2017-2.1%-14.3%-10.1%
Q2 2017-1.1%-2.3%-4.7%
Q1 2017+8.2%+8.8%+7.8%
Q4 2016+15.8%+18.8%+27.4%
Q3 2016+11.3%+16.2%+21.4%
Q2 2016+14.1%+16.6%+13.1%
Q1 2016+6.9%
Q4 2015-9.2%
Q3 2015+4.9%
Q2 2015-4.5%
Q1 2015+12.0%
Q4 2014-8.6%
Q3 2014+0.1%
Q2 2014+2.0%
Q1 2014-3.5%
Q4 2013+14.0%
Q3 2013-3.2%
Q2 2013-18.7%
Q1 2013-0.8%
Q4 2012-4.5%
Q3 2012+5.8%
Q2 2012-3.7%
Q1 2011-1.7%
Q1 2012+1.2%
Q4 2009+1.3%
Q4 2011+1.3%
Q3 2010+2.7%
Q3 2011+2.7%
Q2 2011+3.1%
Q4 2010+3.1%
Q2 2010
Q1 2010

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