NYSE$WAL

Western Alliance Bancorporation · Q4 2023 earnings

Q4 2023 earnings · · Investor relations

Briefing

Reported net income of $147.9 million and EPS of $1.33.

Western Alliance Bancorporation reported a decrease in net income to $147.9 million and earnings per share to $1.33 for Q4 2023. The company's diversified commercial business strategy drove loan and deposit momentum, contributing to net interest income growth and stable asset quality.

  • Earnings per share were $1.91, excluding $0.58 of notable items.
  • CET1 capital reached 10.8% at year-end.
  • Tangible book value per share rose 16% year-over-year to $46.72.
  • The company repaid $1.5 billion of debt and borrowings, including the entire loan from the Bank Term Funding Program.

Headline financials

Total Revenue

$682M

Previous: $701M-2.7%
EPS (adj)

$1.91

Previous: $2.67-28.5%
Net interest margin

3.6%

Previous: 4.0%-8.3%
Book value per common share

$52.81

No prior period
Net Income

$148M

Previous: $293M-49.5%
Operating Income

$211M

Previous: $365M-42.1%
Gross Profit

$1.1B

Previous: $600M+82.5%
Stock-Based Comp

$8.9M

Previous: $9.5M-6.3%

Revenue & EPS history

Western Alliance · Revenue · Quarterly

$682M

Q4 2023-2.7%vs Q4 2022
Beat estimate in 8 of 14 quarters(57%)
ActualEstimate

Forward guidance

The company anticipates leading profitability in 2024, supported by sturdy capital and liquidity levels, solid loan and deposit momentum, continued net interest income growth, and sustained stable asset quality.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2023

Historical avgQ4 2023

+1.0%

Avg return

Earnings day

+2.1%

Avg return

5 days after

+4.4%

Avg return

30 days after

58%

38 / 65 earnings

Positive

+22.9%

Q1 2023

Best reaction

-13.2%

Q4 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.0%+2.7%+0.2%
Q4 2025+1.3%+4.0%+0.9%
Q3 2025+3.1%+4.0%+3.8%
Q2 2025-1.7%-1.7%+5.4%
Q1 2025+0.7%+7.4%+11.3%
Q4 2024-5.1%-6.5%-8.3%
Q3 2024-6.7%-10.2%-1.4%
Q2 2024+4.6%+6.4%+7.2%
Q1 2024+3.5%+7.8%+17.1%
Q4 2023+1.4%+3.0%-11.5%
Q3 2023-9.9%-12.2%+5.2%
Q2 2023+16.5%+21.4%+19.9%
Q1 2023+22.9%+23.7%+7.2%
Q4 2022+4.1%+9.7%+8.4%
Q3 2022+1.1%+7.4%+10.9%
Q2 2022-5.8%-7.4%+5.3%
Q1 2022-0.9%-3.0%-5.5%
Q4 2021-13.2%-9.3%-14.1%
Q3 2021+2.5%-0.4%-3.9%
Q2 2021-1.9%-1.8%+3.8%
Q1 2021+6.6%+3.1%+11.1%
Q4 2020-0.2%-2.5%+23.5%
Q3 2020+8.7%+1.5%+37.7%
Q2 2020-2.1%+1.9%+3.9%
Q1 2020+4.5%+4.1%-1.3%
Q4 2019+0.4%-0.5%-2.3%
Q3 2019+5.0%+6.6%+12.7%
Q2 2019+5.5%+8.0%-1.5%
Q1 2019+6.1%+7.9%-0.2%
Q4 2018+2.6%+2.5%+5.3%
Q3 2018-9.4%-11.3%-13.2%
Q2 2018+0.0%-0.1%-1.0%
Q1 2018+4.6%+5.0%+8.5%
Q4 2017-0.6%-2.1%-0.2%
Q3 2017+7.0%+6.9%+4.7%
Q2 2017+1.5%+5.3%-3.7%
Q1 2017+0.3%+5.7%-1.9%
Q4 2016+2.4%+0.1%+4.6%
Q3 2016-1.4%-1.3%+21.0%
Q2 2016+0.7%-0.1%+4.9%
Q1 2016-0.6%
Q4 2015+1.9%
Q3 2015+7.0%
Q2 2015-1.1%
Q1 2015+4.1%
Q4 2014+6.0%
Q3 2014+6.3%
Q2 2014-1.0%
Q1 2014+0.6%
Q4 2013-5.9%
Q3 2013+0.8%
Q2 2013+7.0%
Q1 2013+5.5%
Q4 2012+7.7%
Q3 2012+1.2%
Q2 2012-4.1%
Q1 2011-0.7%
Q1 2012+2.2%
Q4 2011-1.9%
Q4 2010-1.9%
Q3 2011-4.4%
Q2 2011-11.7%
Q3 2010-5.3%
Q2 2010-3.6%
Q1 2010+2.7%

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