NYSE$WAL

Western Alliance Bancorporation · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

Reported record revenues, earnings, and tangible book value, driven by a diversified national commercial business strategy.

Western Alliance Bancorporation reported strong Q4 2022 financial results, with record net income of $293.0 million and earnings per share of $2.67. The company's performance was driven by its diversified, national commercial business strategy.

  • Net income reached a record $293.0 million, with earnings per share at $2.67, a 15.1% increase year-over-year.
  • Tangible book value per share increased 6.4% year-over-year to $40.25.
  • Quarterly deposits declined by $1.9 billion, primarily due to seasonal tax and insurance escrow deposit outflows, which have since reversed.
  • Net interest margin was 3.98%, compared to 3.78% in the previous quarter.

Headline financials

Total Revenue

$701M

Previous: $561M+25.0%
EPS (adj)

$2.67

Previous: $2.34+14.1%
Net interest margin

4.0%

Previous: 3.3%+19.5%
Net Income

$293M

Previous: $246M+19.1%
Operating Income

$365M

Previous: $310M+17.6%
Gross Profit

$600M

Previous: $524M+14.5%
Cash & Equivalents

$1.04B

Previous: $516M+102.0%
Total Assets

$67.7B

Previous: $56B+21.0%
Stock-Based Comp

$9.5M

Previous: $9.5M+0.0%

Revenue & EPS history

Western Alliance · Revenue · Quarterly

$701M

Q4 2022+25%vs Q4 2021
Beat estimate in 8 of 14 quarters(57%)
ActualEstimate

Forward guidance

Management expects the company to sustain its earnings trajectory into 2023 while continuing its focus on asset quality.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2022

Historical avgQ4 2022

+1.0%

Avg return

Earnings day

+2.1%

Avg return

5 days after

+4.4%

Avg return

30 days after

58%

38 / 65 earnings

Positive

+22.9%

Q1 2023

Best reaction

-13.2%

Q4 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.0%+2.7%+0.2%
Q4 2025+1.3%+4.0%+0.9%
Q3 2025+3.1%+4.0%+3.8%
Q2 2025-1.7%-1.7%+5.4%
Q1 2025+0.7%+7.4%+11.3%
Q4 2024-5.1%-6.5%-8.3%
Q3 2024-6.7%-10.2%-1.4%
Q2 2024+4.6%+6.4%+7.2%
Q1 2024+3.5%+7.8%+17.1%
Q4 2023+1.4%+3.0%-11.5%
Q3 2023-9.9%-12.2%+5.2%
Q2 2023+16.5%+21.4%+19.9%
Q1 2023+22.9%+23.7%+7.2%
Q4 2022+4.1%+9.7%+8.4%
Q3 2022+1.1%+7.4%+10.9%
Q2 2022-5.8%-7.4%+5.3%
Q1 2022-0.9%-3.0%-5.5%
Q4 2021-13.2%-9.3%-14.1%
Q3 2021+2.5%-0.4%-3.9%
Q2 2021-1.9%-1.8%+3.8%
Q1 2021+6.6%+3.1%+11.1%
Q4 2020-0.2%-2.5%+23.5%
Q3 2020+8.7%+1.5%+37.7%
Q2 2020-2.1%+1.9%+3.9%
Q1 2020+4.5%+4.1%-1.3%
Q4 2019+0.4%-0.5%-2.3%
Q3 2019+5.0%+6.6%+12.7%
Q2 2019+5.5%+8.0%-1.5%
Q1 2019+6.1%+7.9%-0.2%
Q4 2018+2.6%+2.5%+5.3%
Q3 2018-9.4%-11.3%-13.2%
Q2 2018+0.0%-0.1%-1.0%
Q1 2018+4.6%+5.0%+8.5%
Q4 2017-0.6%-2.1%-0.2%
Q3 2017+7.0%+6.9%+4.7%
Q2 2017+1.5%+5.3%-3.7%
Q1 2017+0.3%+5.7%-1.9%
Q4 2016+2.4%+0.1%+4.6%
Q3 2016-1.4%-1.3%+21.0%
Q2 2016+0.7%-0.1%+4.9%
Q1 2016-0.6%
Q4 2015+1.9%
Q3 2015+7.0%
Q2 2015-1.1%
Q1 2015+4.1%
Q4 2014+6.0%
Q3 2014+6.3%
Q2 2014-1.0%
Q1 2014+0.6%
Q4 2013-5.9%
Q3 2013+0.8%
Q2 2013+7.0%
Q1 2013+5.5%
Q4 2012+7.7%
Q3 2012+1.2%
Q2 2012-4.1%
Q1 2011-0.7%
Q1 2012+2.2%
Q4 2011-1.9%
Q4 2010-1.9%
Q3 2011-4.4%
Q2 2011-11.7%
Q3 2010-5.3%
Q2 2010-3.6%
Q1 2010+2.7%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro