NYSE$WAL

Western Alliance Bancorporation · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Delivered strong second quarter results with robust net interest income growth, gathering loan momentum, and sustained deposit generation.

Western Alliance Bancorporation reported a net income of $193.6 million and earnings per share of $1.75 for Q2 2024. The company experienced growth in net interest income, loan momentum, and deposit generation. The return on tangible common equity was 14.3%, and tangible book value per share climbed 13.2% year-over-year to $48.79, with a CET1 ratio of 11.0%.

  • Net income reached $193.6 million, with earnings per share at $1.75.
  • Pre-provision net revenue grew 22% linked quarter annualized excluding the impact of the FDIC special assessment.
  • Tangible book value per share increased 13.2% year-over-year to $48.79.
  • Total deposits increased by $4.0 billion, reaching $66.2 billion.

Headline financials

Total Revenue

$772M

Previous: $431M+78.9%
EPS

$1.75

Previous: $1.96-10.7%
Net interest margin

3.6%

Previous: 3.4%+6.1%
Efficiency ratio

62.3%

No prior period
Return on average assets

1.0%

No prior period
Return on average tangible common equity

14.3%

No prior period
Free Cash Flow

$194M

Previous: $216M-10.2%
Net Income

$194M

Previous: $216M-10.2%
Operating Income

$103M

Previous: -$155M+166.9%
Gross Profit

$735M

Previous: $410M+79.4%
Cash & Equivalents

$4.08B

Previous: $2.15B+89.3%
Total Assets

$80.6B

Previous: $68.2B+18.2%
Stock-Based Comp

$12.5M

Previous: $10.4M+20.2%

Revenue & EPS history

Western Alliance · Revenue · Quarterly

$772M

Q2 2024+78.9%vs Q2 2023
Beat estimate in 8 of 14 quarters(57%)
ActualEstimate

Forward guidance

This release contains forward-looking statements that relate to expectations, beliefs, projections, future plans and strategies, anticipated events or trends and similar expressions concerning matters that are not historical facts.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+1.0%

Avg return

Earnings day

+2.1%

Avg return

5 days after

+4.4%

Avg return

30 days after

58%

38 / 65 earnings

Positive

+22.9%

Q1 2023

Best reaction

-13.2%

Q4 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.0%+2.7%+0.2%
Q4 2025+1.3%+4.0%+0.9%
Q3 2025+3.1%+4.0%+3.8%
Q2 2025-1.7%-1.7%+5.4%
Q1 2025+0.7%+7.4%+11.3%
Q4 2024-5.1%-6.5%-8.3%
Q3 2024-6.7%-10.2%-1.4%
Q2 2024+4.6%+6.4%+7.2%
Q1 2024+3.5%+7.8%+17.1%
Q4 2023+1.4%+3.0%-11.5%
Q3 2023-9.9%-12.2%+5.2%
Q2 2023+16.5%+21.4%+19.9%
Q1 2023+22.9%+23.7%+7.2%
Q4 2022+4.1%+9.7%+8.4%
Q3 2022+1.1%+7.4%+10.9%
Q2 2022-5.8%-7.4%+5.3%
Q1 2022-0.9%-3.0%-5.5%
Q4 2021-13.2%-9.3%-14.1%
Q3 2021+2.5%-0.4%-3.9%
Q2 2021-1.9%-1.8%+3.8%
Q1 2021+6.6%+3.1%+11.1%
Q4 2020-0.2%-2.5%+23.5%
Q3 2020+8.7%+1.5%+37.7%
Q2 2020-2.1%+1.9%+3.9%
Q1 2020+4.5%+4.1%-1.3%
Q4 2019+0.4%-0.5%-2.3%
Q3 2019+5.0%+6.6%+12.7%
Q2 2019+5.5%+8.0%-1.5%
Q1 2019+6.1%+7.9%-0.2%
Q4 2018+2.6%+2.5%+5.3%
Q3 2018-9.4%-11.3%-13.2%
Q2 2018+0.0%-0.1%-1.0%
Q1 2018+4.6%+5.0%+8.5%
Q4 2017-0.6%-2.1%-0.2%
Q3 2017+7.0%+6.9%+4.7%
Q2 2017+1.5%+5.3%-3.7%
Q1 2017+0.3%+5.7%-1.9%
Q4 2016+2.4%+0.1%+4.6%
Q3 2016-1.4%-1.3%+21.0%
Q2 2016+0.7%-0.1%+4.9%
Q1 2016-0.6%
Q4 2015+1.9%
Q3 2015+7.0%
Q2 2015-1.1%
Q1 2015+4.1%
Q4 2014+6.0%
Q3 2014+6.3%
Q2 2014-1.0%
Q1 2014+0.6%
Q4 2013-5.9%
Q3 2013+0.8%
Q2 2013+7.0%
Q1 2013+5.5%
Q4 2012+7.7%
Q3 2012+1.2%
Q2 2012-4.1%
Q1 2011-0.7%
Q1 2012+2.2%
Q4 2011-1.9%
Q4 2010-1.9%
Q3 2011-4.4%
Q2 2011-11.7%
Q3 2010-5.3%
Q2 2010-3.6%
Q1 2010+2.7%

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