NYSE$UNM

Unum Group · Q1 2022 earnings

Q1 2022 earnings · · Investor relations

Briefing

Unum Group reported strong Q1 2022 results, driven by improved COVID-related mortality trends and strong operating performance.

Unum Group reported a net income of $253.5 million for Q1 2022, compared to $153.0 million in Q1 2021. After-tax adjusted operating income was $277.3 million, compared to $212.0 million in the prior year quarter. The company increased its full-year 2022 outlook, expecting after-tax adjusted operating income per share to grow 15% to 20%.

  • Net income for Q1 2022 was $253.5 million ($1.25 per diluted common share).
  • After-tax adjusted operating income was $277.3 million ($1.36 per diluted common share).
  • The company saw improving trends in COVID-related mortality impacts and strong operating performance.
  • Full-year 2022 outlook increased; after-tax adjusted operating income per share now expected to grow 15 percent to 20 percent relative to full-year 2021.

Headline financials

Total Revenue

$2.98B

Previous: $3.07B-2.9%
EPS (adj)

$1.36

Previous: $1.04+30.8%
RBC Ratio

400.0%

Previous: 370.0%+8.1%
Capital Expenditures

-$21.8M

Previous: -$30.9M+29.4%
Free Cash Flow

$232M

Previous: $122M+89.8%
Net Income

$254M

Previous: $153M+65.7%
Operating Income

$466M

Previous: $350M+33.2%
Gross Profit

$983M

Previous: $854M+15.0%
Cash & Equivalents

$107M

Previous: $562M-81.0%
Total Assets

$66.5B

Previous: $69.3B-4.0%

Revenue & EPS history

Unum · Revenue · Quarterly

$2.98B

Q1 2022-2.9%vs Q1 2021
Beat estimate in 12 of 16 quarters(75%)
ActualEstimate

Revenue by segment

Unum · $2.4B total across 4 segments · Q1 2022

  • Unum US
    $1.54B+1.3%
  • Colonial Life
    $431M+1.0%
  • Closed Block
    $240M-4.7%
  • Unum International
    $188M+7.7%

Forward guidance

The Company expects positive operating trends in our core business during 2022, with solid premium growth and improving claim experience as impacts from COVID-19 lessen. The Company also anticipates an increase in after-tax adjusted operating income per share of 15 percent to 20 percent relative to full-year 2021, compared to its previous outlook of an increase of 4 percent to 7 percent.

Tailwinds

  • Positive operating trends in our core business during 2022.
  • Solid premium growth
  • Improving claim experience as impacts from COVID-19 lessen.
  • Increase in after-tax adjusted operating income per share of 15 percent to 20 percent relative to full-year 2021.
  • The increased expectation reflects the Company's strong first quarter performance and an improved outlook for the balance of 2022.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2022

Historical avgQ1 2022

+0.0%

Avg return

Earnings day

-0.1%

Avg return

5 days after

+2.1%

Avg return

30 days after

53%

38 / 72 earnings

Positive

+12.6%

Q2 2022

Best reaction

-17.8%

Q1 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+4.5%+3.0%+7.0%
Q4 2025-1.5%-5.6%-2.8%
Q3 2025+7.3%+7.2%+0.6%
Q1 2025-2.0%-0.7%+3.1%
Q4 2024+2.3%+0.8%+4.1%
Q3 2024+4.1%+3.7%+24.6%
Q2 2024+7.5%+0.7%+3.3%
Q1 2024+1.7%+1.2%+3.9%
Q4 2023+2.9%+0.7%+5.2%
Q3 2023-12.9%-10.6%-11.8%
Q2 2023+1.2%+3.5%+1.2%
Q1 2023+4.9%+5.6%+3.9%
Q4 2022+5.4%+1.1%+9.4%
Q3 2022-1.5%-1.0%-8.0%
Q2 2022+12.6%+12.5%+18.8%
Q1 2022+12.2%+9.0%+12.1%
Q4 2021+1.5%+6.9%+12.6%
Q3 2021-0.0%+0.4%-12.3%
Q2 2021-8.7%-2.1%-2.5%
Q1 2021+4.4%+5.4%+9.2%
Q4 2020-3.0%-0.8%+19.7%
Q3 2020-13.9%-8.2%+20.5%
Q2 2020+0.5%-4.8%+4.1%
Q1 2020-8.0%-5.9%+2.2%
Q4 2019+11.8%+9.0%-20.3%
Q3 2019-4.0%+0.1%+7.2%
Q2 2019-1.7%-8.6%-21.8%
Q1 2019-1.7%-0.4%-11.8%
Q4 2018+5.1%+0.9%+3.8%
Q3 2018-3.7%-3.8%-2.1%
Q2 2018+2.4%-6.1%-6.4%
Q1 2018-17.8%-17.6%-19.8%
Q4 2017-0.7%-6.0%-8.4%
Q3 2017+0.2%-0.8%+2.4%
Q2 2017+3.3%+4.3%+0.7%
Q1 2017-0.6%-1.1%-4.4%
Q4 2016+1.0%+3.4%+8.0%
Q3 2016+2.6%+0.3%+21.6%
Q2 2016+2.7%+1.0%+6.3%
Q1 2016+1.0%
Q4 2015-5.7%
Q3 2015+5.0%
Q2 2015-2.0%
Q1 2015+1.1%
Q4 2014+1.4%
Q3 2014-3.3%
Q2 2014-0.8%
Q1 2014+2.8%
Q4 2013+3.6%
Q3 2013+3.4%
Q2 2013-5.0%
Q1 2013-1.3%
Q4 2011-1.1%
Q4 2009-1.1%
Q4 2010-1.1%
Q4 2012+4.0%
Q3 2012+0.5%
Q2 2012-1.0%
Q1 2012-3.6%
Q3 2011-3.9%
Q2 2011-2.1%
Q1 2011-0.1%
Q3 2010+0.4%
Q2 2010-3.7%
Q1 2009-3.9%
Q1 2010+1.8%
Q4 2007+2.6%
Q3 2009-4.9%
Q3 2008-4.9%
Q2 2008+0.9%
Q4 2008+0.9%
Q2 2009+0.9%

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