NYSE$UNM
Unum Group · Q3 2025 earnings
Q3 2025 earnings · · After market close · Investor relations
Briefing
Unum reported Q3 2025 total revenue of $3.38B with net income of $39.7M and diluted EPS of $0.23.
Total revenue was $3.38 billion; net income was $39.7 million, or $0.23 diluted EPS, reflecting elevated policy-benefit remeasurement charges in the quarter. Premium income and investment income remain the core revenue drivers across Unum US, Colonial Life, and international lines.
- Q3 total revenue $3.38B.
- Net income $39.7M; diluted EPS $0.23.
- Premium income $2.69B.
- Benefit remeasurement volatility affects quarterly GAAP earnings.
Headline financials
Revenue & EPS history
Unum · Revenue · Quarterly
$3.38B
Revenue by segment
Unum · $2.3B total across 3 segments · Q3 2023
- Unum US$1.66B+6.3%72.1%
- Colonial Life$431M+1.9%18.8%
- Unum International$211M+21.5%9.2%
Forward guidance
The filing discusses Unum Group's outlook, capital deployment, and key risks without relying solely on numeric EPS guidance.
Tailwinds
- Unum Group cites execution on strategic priorities in the filing.
- Balance sheet and liquidity support continued operations.
Headwinds
- Macro, competitive, and cost pressures may affect margins.
- Segment mix and one-time items can affect comparability.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2025
+0.0%
Avg return
Earnings day
-0.1%
Avg return
5 days after
+2.1%
Avg return
30 days after
53%
38 / 72 earnings
Positive
+12.6%
Q2 2022
Best reaction
-17.8%
Q1 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +4.5% | +3.0% | +7.0% | |
| Q4 2025 | -1.5% | -5.6% | -2.8% | |
| Q3 2025 | +7.3% | +7.2% | +0.6% | |
| Q1 2025 | -2.0% | -0.7% | +3.1% | |
| Q4 2024 | +2.3% | +0.8% | +4.1% | |
| Q3 2024 | +4.1% | +3.7% | +24.6% | |
| Q2 2024 | +7.5% | +0.7% | +3.3% | |
| Q1 2024 | +1.7% | +1.2% | +3.9% | |
| Q4 2023 | +2.9% | +0.7% | +5.2% | |
| Q3 2023 | -12.9% | -10.6% | -11.8% | |
| Q2 2023 | +1.2% | +3.5% | +1.2% | |
| Q1 2023 | +4.9% | +5.6% | +3.9% | |
| Q4 2022 | +5.4% | +1.1% | +9.4% | |
| Q3 2022 | -1.5% | -1.0% | -8.0% | |
| Q2 2022 | +12.6% | +12.5% | +18.8% | |
| Q1 2022 | +12.2% | +9.0% | +12.1% | |
| Q4 2021 | +1.5% | +6.9% | +12.6% | |
| Q3 2021 | -0.0% | +0.4% | -12.3% | |
| Q2 2021 | -8.7% | -2.1% | -2.5% | |
| Q1 2021 | +4.4% | +5.4% | +9.2% | |
| Q4 2020 | -3.0% | -0.8% | +19.7% | |
| Q3 2020 | -13.9% | -8.2% | +20.5% | |
| Q2 2020 | +0.5% | -4.8% | +4.1% | |
| Q1 2020 | -8.0% | -5.9% | +2.2% | |
| Q4 2019 | +11.8% | +9.0% | -20.3% | |
| Q3 2019 | -4.0% | +0.1% | +7.2% | |
| Q2 2019 | -1.7% | -8.6% | -21.8% | |
| Q1 2019 | -1.7% | -0.4% | -11.8% | |
| Q4 2018 | +5.1% | +0.9% | +3.8% | |
| Q3 2018 | -3.7% | -3.8% | -2.1% | |
| Q2 2018 | +2.4% | -6.1% | -6.4% | |
| Q1 2018 | -17.8% | -17.6% | -19.8% | |
| Q4 2017 | -0.7% | -6.0% | -8.4% | |
| Q3 2017 | +0.2% | -0.8% | +2.4% | |
| Q2 2017 | +3.3% | +4.3% | +0.7% | |
| Q1 2017 | -0.6% | -1.1% | -4.4% | |
| Q4 2016 | +1.0% | +3.4% | +8.0% | |
| Q3 2016 | +2.6% | +0.3% | +21.6% | |
| Q2 2016 | +2.7% | +1.0% | +6.3% | |
| Q1 2016 | +1.0% | — | — | |
| Q4 2015 | -5.7% | — | — | |
| Q3 2015 | +5.0% | — | — | |
| Q2 2015 | -2.0% | — | — | |
| Q1 2015 | +1.1% | — | — | |
| Q4 2014 | +1.4% | — | — | |
| Q3 2014 | -3.3% | — | — | |
| Q2 2014 | -0.8% | — | — | |
| Q1 2014 | +2.8% | — | — | |
| Q4 2013 | +3.6% | — | — | |
| Q3 2013 | +3.4% | — | — | |
| Q2 2013 | -5.0% | — | — | |
| Q1 2013 | -1.3% | — | — | |
| Q4 2011 | -1.1% | — | — | |
| Q4 2009 | -1.1% | — | — | |
| Q4 2010 | -1.1% | — | — | |
| Q4 2012 | +4.0% | — | — | |
| Q3 2012 | +0.5% | — | — | |
| Q2 2012 | -1.0% | — | — | |
| Q1 2012 | -3.6% | — | — | |
| Q3 2011 | -3.9% | — | — | |
| Q2 2011 | -2.1% | — | — | |
| Q1 2011 | -0.1% | — | — | |
| Q3 2010 | +0.4% | — | — | |
| Q2 2010 | -3.7% | — | — | |
| Q1 2009 | -3.9% | — | — | |
| Q1 2010 | +1.8% | — | — | |
| Q4 2007 | +2.6% | — | — | |
| Q3 2009 | -4.9% | — | — | |
| Q3 2008 | -4.9% | — | — | |
| Q2 2008 | +0.9% | — | — | |
| Q4 2008 | +0.9% | — | — | |
| Q2 2009 | +0.9% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro