NYSE$SNV

Synovus Financial Corp. · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Synovus's financial performance reflected efforts to expand client relationships and attract new business.

Synovus Financial Corp. reported second quarter results with revenues of $523 million, up 7% year-over-year, driven by double-digit loan growth and margin expansion. Net income available to common shareholders was $169.8 million, or $1.16 per diluted share. The company saw growth in core operating deposit relationships and non-interest bearing deposits.

  • Net income available to common shareholders was $169.8 million, or $1.16 per diluted share, up $0.05 sequentially and down $0.03 compared to prior year.
  • Adjusted diluted EPS was $1.17, up $0.09 sequentially and down $0.03 compared to prior year.
  • Total revenue of $522.7 million increased $33.7 million, or 7%, compared to prior year.
  • Period-end loans increased $1.04 billion sequentially, and $1.15 billion, or 12% annualized, excluding PPP loans.

Headline financials

Total Revenue

$241M

Previous: $218M+10.2%
EPS (adj)

$1.17

Previous: $1.20-2.5%
Capital Expenditures

-$11.3M

Previous: -$12.4M+9.3%
Free Cash Flow

$200M

Previous: $424M-52.9%
Net Income

$178M

Previous: $186M-4.4%
Operating Income

$124M

Previous: $91M+36.7%
Gross Profit

$228M

Previous: $198M+14.8%
Cash & Equivalents

$612M

Previous: $582M+5.3%
Total Assets

$57.4B

Previous: $54.9B+4.4%
Stock-Based Comp

$6.18M

Previous: $5.47M+13.0%

Revenue & EPS history

Synovus · Revenue · Quarterly

$241M

Q2 2022+10.2%vs Q2 2021
Beat estimate in 6 of 16 quarters(38%)
ActualEstimate

Revenue by segment

Synovus · $41.2B total across 3 segments · Q2 2022

  • Commercial & Industrial
    $20.8B+8.5%
  • Commercial Real Estate
    $11.5B+11.0%
  • Consumer
    $8.92B+2.3%

Forward guidance

Synovus Financial Corp. is navigating the present environment while building an even stronger bank for the future.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 16 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+0.3%

Avg return

Earnings day

+0.0%

Avg return

5 days after

+2.5%

Avg return

30 days after

55%

37 / 67 earnings

Positive

+18.0%

Q1 2020

Best reaction

-13.3%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026
Q4 2025
Q3 2025-6.0%-1.9%-0.4%
Q2 2025+1.9%+12.7%-6.5%
Q1 2025+1.9%+2.4%+22.0%
Q4 2024+1.0%+1.6%+2.9%
Q3 2024+7.5%+3.3%+17.8%
Q2 2024-1.0%+1.0%-4.6%
Q1 2024-7.5%-2.6%+8.4%
Q4 2023+3.6%+8.5%+3.6%
Q3 2023-4.9%-8.7%+10.2%
Q2 2023-2.8%-3.9%-10.1%
Q1 2023+3.9%+1.8%-9.6%
Q4 2022-3.2%+3.0%+11.0%
Q3 2022-13.3%-8.1%-0.1%
Q2 2022+0.7%+1.5%+11.7%
Q1 2022-7.2%-7.6%-18.1%
Q4 2021-3.7%-2.5%+1.7%
Q3 2021+6.6%
Q2 2021+4.1%
Q1 2021-1.3%
Q4 2020-1.1%
Q3 2020+4.7%
Q2 2020+12.3%
Q1 2020+18.0%
Q4 2019-9.3%
Q3 2019-4.8%
Q2 2019+2.1%
Q1 2019+1.3%
Q4 2018+1.5%
Q3 2018-9.4%
Q2 2018-9.2%
Q1 2018+2.7%
Q4 2017+1.8%
Q3 2017-0.4%
Q2 2017-1.9%
Q1 2017+4.7%
Q4 2016-1.6%
Q3 2016+3.8%
Q2 2016+1.5%
Q1 2016+1.4%
Q4 2015-2.3%
Q3 2015+0.5%
Q2 2015+2.3%
Q1 2015+1.9%
Q4 2014-0.7%
Q3 2014+4.0%
Q2 2014+2.0%
Q1 2014+1.2%
Q4 2013-1.1%
Q3 2013-2.4%
Q2 2013+7.6%
Q1 2013+3.9%
Q4 2009-0.8%
Q4 2012-5.9%
Q3 2012+5.4%
Q2 2012+2.0%
Q1 2012+0.5%
Q4 2011+3.4%
Q4 2010+3.4%
Q3 2011-2.6%
Q2 2011+4.6%
Q1 2010+0.8%
Q1 2011+5.0%
Q4 2008-0.4%
Q3 2009-4.7%
Q3 2010-4.7%
Q2 2010+0.0%
Q2 2009+0.0%

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