NYSE$SNV

Synovus Financial Corp. · Q2 2020 earnings

Q2 2020 earnings · · Investor relations

Briefing

Synovus's financial results were reported for the quarter ended June 30, 2020.

Synovus reported diluted EPS of $0.57 and adjusted diluted EPS of $0.23. The company experienced loan growth and deposit increases, supported by PPP loans. Net interest income saw a slight increase, while non-interest revenue rose significantly due to investment gains.

  • Diluted EPS was $0.57, with adjusted diluted EPS at $0.23.
  • Period-end loan growth reached $1.66 billion, a 4.3% sequential increase, including significant PPP loan activity.
  • Core transaction deposits increased by $4.63 billion, or 18.7% sequentially.
  • Non-interest revenue increased by $69.6 million sequentially, driven by investment gains.

Headline financials

Total Revenue

$266M

Previous: $487M-45.4%
EPS (adj)

$0.23

Previous: $1.00-77.0%
Capital Expenditures

-$20.2M

Previous: -$31.8M+36.5%
Free Cash Flow

-$903M

Previous: $224M-503.1%
Net Income

$93.2M

Previous: $156M-40.3%
Operating Income

-$31.9M

Previous: $284M-111.2%
Gross Profit

$124M

Previous: $487M-74.5%
Cash & Equivalents

$593M

Previous: $570M+4.0%
Total Assets

$54.1B

Previous: $47.3B+14.4%
Stock-Based Comp

$5.35M

Previous: $5.98M-10.6%

Revenue & EPS history

Synovus · Revenue · Quarterly

$266M

Q2 2020-45.4%vs Q2 2019
Beat estimate in 9 of 16 quarters(56%)
ActualEstimate

Revenue by segment

Synovus · $40B total across 3 segments · Q2 2020

  • Commercial & Industrial
    $19.9B
  • Commercial Real Estate
    $10.8B
  • Consumer
    $9.25B

Forward guidance

Synovus did not provide specific forward guidance in the earnings report. The report highlighted the company's commitment to investing in the future, focusing on efficiencies, digital enhancements, and customer experience through Synovus Forward initiatives. They also addressed their commitment to bringing strength and positive change to communities.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 16 quarterly earnings reports

Historical avg

+0.3%

Avg return

Earnings day

+0.0%

Avg return

5 days after

+2.5%

Avg return

30 days after

55%

37 / 67 earnings

Positive

+18.0%

Q1 2020

Best reaction

-13.3%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026
Q4 2025
Q3 2025-6.0%-1.9%-0.4%
Q2 2025+1.9%+12.7%-6.5%
Q1 2025+1.9%+2.4%+22.0%
Q4 2024+1.0%+1.6%+2.9%
Q3 2024+7.5%+3.3%+17.8%
Q2 2024-1.0%+1.0%-4.6%
Q1 2024-7.5%-2.6%+8.4%
Q4 2023+3.6%+8.5%+3.6%
Q3 2023-4.9%-8.7%+10.2%
Q2 2023-2.8%-3.9%-10.1%
Q1 2023+3.9%+1.8%-9.6%
Q4 2022-3.2%+3.0%+11.0%
Q3 2022-13.3%-8.1%-0.1%
Q2 2022+0.7%+1.5%+11.7%
Q1 2022-7.2%-7.6%-18.1%
Q4 2021-3.7%-2.5%+1.7%
Q3 2021+6.6%
Q2 2021+4.1%
Q1 2021-1.3%
Q4 2020-1.1%
Q3 2020+4.7%
Q2 2020+12.3%
Q1 2020+18.0%
Q4 2019-9.3%
Q3 2019-4.8%
Q2 2019+2.1%
Q1 2019+1.3%
Q4 2018+1.5%
Q3 2018-9.4%
Q2 2018-9.2%
Q1 2018+2.7%
Q4 2017+1.8%
Q3 2017-0.4%
Q2 2017-1.9%
Q1 2017+4.7%
Q4 2016-1.6%
Q3 2016+3.8%
Q2 2016+1.5%
Q1 2016+1.4%
Q4 2015-2.3%
Q3 2015+0.5%
Q2 2015+2.3%
Q1 2015+1.9%
Q4 2014-0.7%
Q3 2014+4.0%
Q2 2014+2.0%
Q1 2014+1.2%
Q4 2013-1.1%
Q3 2013-2.4%
Q2 2013+7.6%
Q1 2013+3.9%
Q4 2009-0.8%
Q4 2012-5.9%
Q3 2012+5.4%
Q2 2012+2.0%
Q1 2012+0.5%
Q4 2011+3.4%
Q4 2010+3.4%
Q3 2011-2.6%
Q2 2011+4.6%
Q1 2010+0.8%
Q1 2011+5.0%
Q4 2008-0.4%
Q3 2009-4.7%
Q3 2010-4.7%
Q2 2010+0.0%
Q2 2009+0.0%

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