NYSE$SNV

Synovus Financial Corp. · Q1 2022 earnings

Q1 2022 earnings · · Investor relations

Briefing

Synovus reported diluted earnings per share of $1.11 and adjusted diluted earnings per share of $1.08 for Q1 2022.

Synovus Financial Corp. reported strong execution against profitable growth objectives in Q1 2022, with 11% annualized loan growth and a 9% year-over-year increase in adjusted pre-provision net revenue. The company has increased its financial expectations for 2022.

  • Net income available to common shareholders was $162.7 million, or $1.11 per diluted share.
  • Adjusted diluted EPS was $1.08, primarily impacted by an increased provision for credit losses.
  • Period-end loans increased by $857.2 million sequentially, and $1.05 billion, or 11.0% annualized, excluding Paycheck Protection program (PPP) loans.
  • Core transaction deposits increased $405.0 million sequentially, or 4% annualized, driven by growth in non-interest bearing and savings deposits.

Headline financials

Total Revenue

$225M

Previous: $218M+3.4%
EPS (adj)

$1.08

Previous: $1.21-10.7%
Capital Expenditures

-$2.66M

Previous: -$4.03M+33.9%
Free Cash Flow

$179M

Previous: $16.2M+1002.7%
Net Income

$171M

Previous: $187M-8.6%
Operating Income

$122M

Previous: $90.5M+34.7%
Gross Profit

$214M

Previous: $199M+7.3%
Cash & Equivalents

$585M

Previous: $518M+12.9%
Total Assets

$56.4B

Previous: $55.2B+2.3%
Stock-Based Comp

$8.33M

Previous: $7.66M+8.7%

Revenue & EPS history

Synovus · Revenue · Quarterly

$225M

Q1 2022+3.4%vs Q1 2021
Beat estimate in 6 of 16 quarters(38%)
ActualEstimate

Revenue by segment

Synovus · $40.2B total across 3 segments · Q1 2022

  • Commercial & Industrial
    $20.4B+3.3%
  • Commercial Real Estate
    $11.1B+5.8%
  • Consumer
    $8.67B+1.1%

Forward guidance

Synovus anticipates enhancing performance throughout the year while proactively pursuing new and expanded sources of revenue.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 16 quarterly earnings reports · overlaid with Q1 2022

Historical avgQ1 2022

+0.3%

Avg return

Earnings day

+0.0%

Avg return

5 days after

+2.5%

Avg return

30 days after

55%

37 / 67 earnings

Positive

+18.0%

Q1 2020

Best reaction

-13.3%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026
Q4 2025
Q3 2025-6.0%-1.9%-0.4%
Q2 2025+1.9%+12.7%-6.5%
Q1 2025+1.9%+2.4%+22.0%
Q4 2024+1.0%+1.6%+2.9%
Q3 2024+7.5%+3.3%+17.8%
Q2 2024-1.0%+1.0%-4.6%
Q1 2024-7.5%-2.6%+8.4%
Q4 2023+3.6%+8.5%+3.6%
Q3 2023-4.9%-8.7%+10.2%
Q2 2023-2.8%-3.9%-10.1%
Q1 2023+3.9%+1.8%-9.6%
Q4 2022-3.2%+3.0%+11.0%
Q3 2022-13.3%-8.1%-0.1%
Q2 2022+0.7%+1.5%+11.7%
Q1 2022-7.2%-7.6%-18.1%
Q4 2021-3.7%-2.5%+1.7%
Q3 2021+6.6%
Q2 2021+4.1%
Q1 2021-1.3%
Q4 2020-1.1%
Q3 2020+4.7%
Q2 2020+12.3%
Q1 2020+18.0%
Q4 2019-9.3%
Q3 2019-4.8%
Q2 2019+2.1%
Q1 2019+1.3%
Q4 2018+1.5%
Q3 2018-9.4%
Q2 2018-9.2%
Q1 2018+2.7%
Q4 2017+1.8%
Q3 2017-0.4%
Q2 2017-1.9%
Q1 2017+4.7%
Q4 2016-1.6%
Q3 2016+3.8%
Q2 2016+1.5%
Q1 2016+1.4%
Q4 2015-2.3%
Q3 2015+0.5%
Q2 2015+2.3%
Q1 2015+1.9%
Q4 2014-0.7%
Q3 2014+4.0%
Q2 2014+2.0%
Q1 2014+1.2%
Q4 2013-1.1%
Q3 2013-2.4%
Q2 2013+7.6%
Q1 2013+3.9%
Q4 2009-0.8%
Q4 2012-5.9%
Q3 2012+5.4%
Q2 2012+2.0%
Q1 2012+0.5%
Q4 2011+3.4%
Q4 2010+3.4%
Q3 2011-2.6%
Q2 2011+4.6%
Q1 2010+0.8%
Q1 2011+5.0%
Q4 2008-0.4%
Q3 2009-4.7%
Q3 2010-4.7%
Q2 2010+0.0%
Q2 2009+0.0%

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