NYSE$RY

Royal Bank of Canada · Q2 2026 earnings

Q2 2026 earnings · · Before market open · Investor relations

Briefing

Royal Bank of Canada reported Q2 2026 net income of C$5.5B on C$17.5B revenue, with diluted EPS of C$3.85.

For the quarter ended April 30, 2026, RBC earned C$5.5 billion net income (up 25% year over year) on total revenue of C$17.5 billion (up 11%). Diluted EPS was C$3.85 versus C$3.02 a year ago; adjusted diluted EPS was C$3.90. The bank returned C$4.0 billion of capital in the quarter, raised its quarterly dividend to C$1.76, and announced a normal course issuer bid for up to 45 million shares.

  • Net income of C$5.5B (+25% YoY) and total revenue of C$17.5B (+11% YoY) for the three months ended April 30, 2026.
  • Diluted EPS was C$3.85 (+27% YoY); adjusted diluted EPS was C$3.90 (+25% YoY).
  • Return on equity was 17.2% with a CET1 ratio of 13.5%; total PCL fell to C$912M from C$1.42B a year ago.
  • Capital Markets net income reached a record C$1.5B; the bank increased its dividend to C$1.76 and authorized repurchases of up to 45M shares.

Headline financials

Total Revenue

C$17.5B

Previous: C$15.7B+11.4%
EPS (adj)

C$3.90

Previous: C$3.12+25.0%
ROE

17.2%

Previous: 14.2%+21.1%
CET1 ratio

13.5%

Previous: 13.2%+2.3%
PCL on loans ratio

0.3%

Previous: 0.6%-39.7%
Net Income

C$5.51B

Previous: C$4.39B+25.5%
Operating Income

C$8.02B

Previous: C$5.52B+45.3%

Revenue & EPS history

RBC · Revenue · Quarterly

C$17.5B

Q2 2026+11.4%vs Q2 2025
Beat estimate in 8 of 8 quarters(100%)
ActualEstimate

Revenue by segment

RBC · C$5.61B total across 5 segments · Q2 2026

  • Personal Banking
    C$1.87B+16.7%
  • Capital Markets
    C$1.48B+23.5%
  • Wealth Management
    C$1.19B+27.6%
  • Commercial Banking
    C$854M+43.0%
  • Insurance
    C$218M+3.3%

Forward guidance

Management did not issue quantitative revenue or EPS targets for upcoming quarters. The bank declared a C$1.76 quarterly dividend (up C$0.12) and announced a normal course issuer bid to repurchase up to 45 million common shares, subject to TSX and OSFI approval.

Tailwinds

  • Quarterly dividend increased 7% to C$1.76 per share.
  • Normal course issuer bid for up to 45 million shares (~3% of outstanding common shares).
  • CET1 ratio of 13.5% supports continued growth and capital returns.

Headwinds

  • Net income down 5% sequentially on seasonality and three fewer days in the quarter.
  • Wealth Management net income down 8% quarter over quarter on seed capital marks and seasonally lower performance fees.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2026

Historical avgQ2 2026

+0.3%

Avg return

Earnings day

+0.3%

Avg return

5 days after

-0.3%

Avg return

30 days after

57%

37 / 65 earnings

Positive

+5.5%

Q3 2025

Best reaction

-7.4%

Q4 2011

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2026-0.1%+1.1%
Q1 2026-2.2%-4.5%-8.9%
Q4 2025+1.5%+5.8%+10.6%
Q3 2025+5.5%+5.6%+6.1%
Q2 2025-3.1%-1.1%+0.6%
Q1 2025-3.6%-5.8%-6.1%
Q4 2024+0.5%+1.0%-3.5%
Q3 2024+2.1%+3.8%+6.8%
Q2 2024+5.4%+4.5%+3.4%
Q1 2024+0.2%+0.3%+4.1%
Q4 2023+4.3%+4.5%+15.8%
Q3 2023+0.1%+1.8%+0.3%
Q2 2023-0.8%-0.6%+1.8%
Q1 2023-1.2%-0.7%-5.8%
Q4 2022+1.9%-0.2%-4.5%
Q3 2022-0.2%-1.4%-6.9%
Q2 2022+2.7%+4.1%-3.9%
Q1 2022+0.5%-1.9%+3.1%
Q4 2021+1.1%+2.2%+7.2%
Q3 2021-0.3%-0.7%-3.5%
Q2 2021+1.3%+1.6%-0.1%
Q1 2021-1.5%-2.4%+4.7%
Q4 2020-0.5%-0.1%-0.7%
Q3 2020+2.1%+0.2%-7.1%
Q2 2020+3.9%+5.6%+4.5%
Q1 2020+0.0%-4.1%-33.0%
Q4 2019-1.5%-2.2%-1.6%
Q3 2019+0.3%-0.8%+9.2%
Q2 2019-1.4%-2.0%+1.4%
Q1 2019+0.4%+1.5%-1.6%
Q4 2018+2.5%+2.7%-5.1%
Q3 2018+1.1%+2.2%+2.7%
Q2 2018-3.6%-5.6%-3.2%
Q1 2018+0.5%-2.0%-4.3%
Q4 2017-0.1%+1.8%+4.2%
Q3 2017+1.4%+1.7%+4.5%
Q2 2017+0.8%+0.3%+2.6%
Q4 2016-2.4%-1.1%+1.0%
Q3 2016-1.0%-1.3%-2.9%
Q2 2016+1.6%-1.1%-2.5%
Q1 2016-1.1%
Q4 2015-0.7%
Q3 2015+3.5%
Q2 2015-0.8%
Q1 2015+2.6%
Q4 2014-0.8%
Q3 2014-1.8%
Q2 2014+0.1%
Q1 2014-1.2%
Q4 2013+0.9%
Q3 2013-2.0%
Q2 2013+0.3%
Q1 2013+0.4%
Q4 2012+1.4%
Q3 2012-1.5%
Q2 2012-0.8%
Q1 2012+1.9%
Q4 2011-7.4%
Q3 2011+0.5%
Q2 2011-0.2%
Q1 2011+2.8%
Q4 2010+0.1%
Q3 2010+1.9%
Q2 2010-0.4%
Q1 2010+1.3%
Q4 2009
Q3 2009
Q2 2009
Q1 2009
Q4 2008
Q3 2008
Q2 2008
Q1 2008
Q4 2007
Q3 2007
Q2 2007
Q1 2007
Q4 2006
Q3 2006
Q2 2006
Q1 2006
Q4 2005
Q3 2005
Q2 2005
Q1 2005
Q4 2004
Q3 2004
Q2 2004
Q1 2004
Q4 2003

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