NYSE$RJF

Raymond James Financial Inc · Q4 2023 earnings

Q4 2023 earnings · · Investor relations

Briefing

Raymond James reported record quarterly net revenues and solid performance across its segments.

Raymond James Financial reported record net revenues of $3.05 billion for the fiscal fourth quarter ended September 30, 2023, up 8% year-over-year. Net income available to common shareholders was $432 million, or $2.02 per diluted share. The company's Private Client Group and Bank segments generated record net revenues for the fiscal year.

  • Record quarterly net revenues of $3.05 billion, up 8% year-over-year.
  • Quarterly net income available to common shareholders of $432 million, or $2.02 per diluted share.
  • Domestic Private Client Group net new assets of $14.2 billion for the fiscal fourth quarter, annualized growth from beginning of period assets of 5.0%.
  • Client assets under administration of $1.26 trillion and financial assets under management of $196.4 billion.

Headline financials

Total Revenue

$3.05B

Previous: $2.83B+7.8%
EPS (adj)

$2.13

Previous: $2.08+2.4%
Client AUA

$1.26T

Previous: $1.09T+14.9%
PCG Fee-Based AUA

$683B

Previous: $586B+16.6%
Capital Expenditures

$51M

Previous: $23M+121.7%
Free Cash Flow

$383M

Previous: -$4.52B+108.5%
Net Income

$432M

Previous: $437M-1.1%
Operating Income

$585M

Previous: $616M-5.0%
Gross Profit

$2.94B

Previous: $2.73B+7.8%
Cash & Equivalents

$9.31B

Previous: $5.52B+68.8%
Total Assets

$78.4B

Previous: $81B-3.2%
Stock-Based Comp

$45M

Previous: $43M+4.7%

Revenue & EPS history

Raymond James · Revenue · Quarterly

$3.05B

Q4 2023+7.8%vs Q4 2022
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Revenue by segment

Raymond James · $3.29B total across 4 segments · Q4 2023

  • Private Client Group
    $2.27B+13.8%
  • Raymond James Bank
    $451M+5.4%
  • Capital Markets
    $341M-14.5%
  • Asset Management
    $236M+9.3%

Forward guidance

Raymond James enters fiscal 2024 with strong client asset levels and healthy pipelines for growth across the business. However, given uncertainty around interest rates and geopolitical conditions, the company remains relentlessly focused on maintaining strong capital ratios and a flexible balance sheet to support results in any market environment.

Tailwinds

  • Strong client asset levels
  • Healthy pipelines for growth across the business
  • Robust technology capabilities
  • Client-first values
  • Strong financial advisor retention and recruiting

Headwinds

  • Uncertainty around interest rates
  • Geopolitical conditions
  • Elevated provisions for legal and regulatory matters
  • Lower fixed income brokerage revenues
  • Lower affordable housing investments

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2023

Historical avgQ4 2023

+0.1%

Avg return

Earnings day

+0.0%

Avg return

5 days after

+3.1%

Avg return

30 days after

52%

36 / 69 earnings

Positive

+10.2%

Q2 2016

Best reaction

-8.9%

Q4 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2026-1.5%+0.8%-2.0%
Q1 2026+1.5%-1.3%-9.0%
Q4 2025-0.6%-3.8%-7.9%
Q3 2025-0.8%-1.3%+3.4%
Q2 2025+0.2%+2.7%+2.6%
Q1 2025-0.8%-4.3%-10.1%
Q4 2024+8.2%+8.8%+21.3%
Q3 2024+5.5%+3.3%+4.5%
Q2 2024-4.1%-3.1%-1.0%
Q1 2024+0.4%-1.0%+4.5%
Q4 2023+1.8%+0.9%+11.4%
Q3 2023-1.5%-0.0%-7.1%
Q2 2023-2.2%-1.8%+2.0%
Q1 2023-3.1%-4.5%-7.9%
Q4 2022+8.8%+12.8%+14.1%
Q3 2022+1.2%+4.7%+13.3%
Q2 2022+4.0%-1.6%-0.8%
Q1 2022+4.2%+9.4%+16.0%
Q4 2021-2.7%-2.7%-3.7%
Q3 2021+1.5%+1.1%+10.8%
Q2 2021+1.1%+1.0%+1.5%
Q1 2021+1.0%+3.8%+18.3%
Q4 2020-3.4%+0.3%+18.5%
Q3 2020-1.3%+2.0%+9.6%
Q2 2020-3.3%-8.3%+1.7%
Q1 2020-5.6%-7.3%+1.0%
Q4 2019+1.0%+2.0%+6.4%
Q3 2019-3.3%-4.7%-11.3%
Q2 2019+0.8%+2.3%-3.0%
Q1 2019+0.9%+2.0%+4.8%
Q4 2018-8.9%-12.1%-7.6%
Q3 2018-3.4%-5.7%-5.4%
Q2 2018+3.4%+3.3%+14.5%
Q1 2018-0.7%+0.4%-5.3%
Q4 2017-2.0%-1.6%-1.6%
Q3 2017-2.7%-2.1%-7.3%
Q2 2017-0.4%-0.3%-2.0%
Q1 2017+3.9%+1.8%+5.7%
Q4 2016+5.8%+2.7%+23.8%
Q3 2016+1.5%+2.2%+6.2%
Q2 2016+10.2%
Q1 2016-7.7%
Q4 2015+1.0%
Q3 2015-0.8%
Q2 2015+1.4%
Q1 2015+4.2%
Q4 2014+1.9%
Q3 2014+2.4%
Q2 2014-2.0%
Q1 2014-2.0%
Q4 2013+2.2%
Q3 2013-0.8%
Q2 2013-8.6%
Q1 2013+3.4%
Q4 2012+2.9%
Q3 2012-2.5%
Q2 2012+5.0%
Q1 2012+0.4%
Q4 2011-3.3%
Q3 2011-2.6%
Q2 2011-1.0%
Q1 2010+1.1%
Q1 2011+0.2%
Q2 2010+1.1%
Q4 2008+1.1%
Q4 2010+1.1%
Q4 2009-0.8%
Q3 2010-0.8%
Q3 2009-0.8%

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